CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
ASSETS
Cash and due from banks	$ 6,498	$ 7,396
Interest bearing deposits with other banks	33,281	47,626
Total cash and cash equivalents	39,779	55,022
Securities held to maturity, fair value of $1,375 and $1,397, respectively	1,500	1,500
Securities available for sale, at fair value	372,779	348,263
Restricted securities, at cost	5,349	5,279
Loans, net of allowance for loan losses of $11,400 and $11,786, respectively	769,467	743,060
Premises and equipment, net	19,787	18,104
Goodwill and identified intangibles, net	3,679	3,807
Other real estate owned, net of valuation allowance of $890 and $755, respectively	3,871	4,051
Bank owned life insurance	23,107	22,617
Accrued interest receivable and other assets	21,972	21,154
TOTAL ASSETS	1,261,290	1,222,857
Deposits:
Non-interest bearing demand deposits	242,890	216,912
Savings and interest bearing demand deposits	539,972	523,230
Time deposits	249,491	248,938
Total deposits	1,032,353	989,080
Securities sold under agreements to repurchase	24,468	38,551
Federal Home Loan Bank borrowings	60,000	55,000
Subordinated notes	5,155	5,155
Accrued interest payable and other liabilities	12,902	13,037
TOTAL LIABILITIES	$ 1,134,878	$ 1,100,823
Commitments and contingent liabilities
SHAREHOLDERS' EQUITY
Common stock ($2.50 par value; 20,000,000 shares authorized; 7,162,716 and 7,131,643 issued and outstanding, respectively)	$ 17,522	$ 17,494
Capital surplus	45,224	44,892
Retained earnings	60,542	55,854
Accumulated other comprehensive income	3,124	3,794
TOTAL SHAREHOLDERS' EQUITY	126,412	122,034
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 1,261,290	$ 1,222,857