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CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Jun. 30, 2015
Dec. 31, 2014
ASSETS    
Cash and due from banks $ 5,001 $ 7,396
Interest bearing deposits with other banks 44,406 47,626
Total cash and cash equivalents 49,407 55,022
Securities held to maturity, fair value of $1,374 and $1,397, respectively 1,500 1,500
Securities available for sale, at fair value 351,990 348,263
Restricted securities, at cost 5,774 5,279
Loans, net of allowance for loan losses of $11,894 and $11,786, respectively 761,196 743,060
Premises and equipment, net 19,888 18,104
Goodwill and identified intangibles, net 3,722 3,807
Other real estate owned, net of valuation allowance of $663 and $755, respectively 3,402 4,051
Bank owned life insurance 22,940 22,617
Accrued interest receivable and other assets 22,166 21,154
TOTAL ASSETS 1,241,985 1,222,857
Deposits:    
Non-interest bearing demand deposits 235,246 216,912
Savings and interest bearing demand deposits 526,985 523,230
Time deposits 243,221 248,938
Total deposits 1,005,452 989,080
Securities sold under agreements to repurchase 24,049 38,551
Federal Home Loan Bank borrowings 70,000 55,000
Subordinated notes 5,155 5,155
Accrued interest payable and other liabilities 12,539 13,037
TOTAL LIABILITIES $ 1,117,195 $ 1,100,823
Commitments and contingent liabilities    
SHAREHOLDERS' EQUITY    
Common stock ($2.50 par value; 20,000,000 shares authorized; 7,163,255 and 7,131,643 issued and outstanding, respectively) $ 17,521 $ 17,494
Capital surplus 45,063 44,892
Retained earnings 59,152 55,854
Accumulated other comprehensive income 3,054 3,794
TOTAL SHAREHOLDERS' EQUITY 124,790 122,034
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY $ 1,241,985 $ 1,222,857