Deposits

The Company has developed an interest bearing product that integrates the use of the cash within client accounts at Middleburg Trust Company for overnight funding at Middleburg Bank. The overall balance of this product was $42.2 million and $42.1 million at December 31, 2014 and 2013, respectively.

The aggregate amount of jumbo time deposits, each with a minimum denomination of $250,000, was approximately $81.5 million and $80.5 million at December 31, 2014 and 2013, respectively.

At December 31, 2014, the scheduled maturities of time deposits (in thousands) are as follows:



2015	$	114,838
2016	79,841
2017	48,722
2018	2,374
2019	3,163
	$	248,938

At December 31, 2014 and 2013, overdraft demand deposits reclassified to loans totaled $148,000 and $133,000, respectively.

Middleburg Bank obtains certain deposits through the efforts of third-party brokers. At December 31, 2014 and 2013, brokered deposits totaled $48.7 million and $61.0 million, respectively, and were included in time deposits.