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Allowance for Loan Losses
12 Months Ended
Dec. 31, 2014
Allowance for Loan Losses [Abstract]  
Allowance for Loan Losses
Allowance for Loan Losses

The following table presents, the total allowance for loan losses, the allowance by impairment methodology (individually evaluated for impairment or collectively evaluated for impairment), the total loans and loans by impairment methodology(individually evaluated for impairment or collectively evaluated for impairment).
 
December 31, 2014
(Dollars in thousands)
Real Estate Construction
 
Real Estate Secured by Farmland
 
Real Estate Secured by 1-4 Family Residential
 
Other Real Estate Loans
 
Commercial
 
Consumer
 
Total
Allowance for loan losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at December 31, 2013
$
847

 
$
166

 
$
6,734

 
$
3,506

 
$
1,890

 
$
177

 
$
13,320

Adjustment for the sale of majority interest in consolidated subsidiary

 
 
 
(95
)
 

 

 

 
(95
)
Charge-offs
(1,186
)
 

 
(1,380
)
 
(747
)
 
(959
)
 
(36
)
 
(4,308
)
Recoveries
258

 

 
342

 
110

 
104

 
95

 
909

Provision
631

 
13

 
(1,635
)
 
1,047

 
1,319

 
585

 
1,960

Balance at December 31, 2014
$
550

 
$
179

 
$
3,966

 
$
3,916

 
$
2,354

 
$
821

 
$
11,786

Ending allowance:
 

 
 

 
 

 
 

 
 
 
 
 
 
Ending allowance balance attributable to loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
66

 
$

 
$
1,370

 
$
294

 
$
292

 
$
647

 
$
2,669

Collectively evaluated for impairment
484

 
179

 
2,596

 
3,622

 
2,062

 
174

 
9,117

Total ending allowance balance
$
550

 
$
179

 
$
3,966

 
$
3,916

 
$
2,354

 
$
821

 
$
11,786

Loans:
 

 
 

 
 

 
 

 
 

 
 

 
 

Individually evaluated for impairment
$
246

 
$
7,903

 
$
5,613

 
$
4,531

 
$
846

 
$
3,019

 
$
22,158

Collectively evaluated for impairment
32,804

 
11,805

 
259,603

 
250,705

 
162,423

 
15,348

 
732,688

Total ending loans balance
$
33,050

 
$
19,708

 
$
265,216

 
$
255,236

 
$
163,269

 
$
18,367

 
$
754,846

 
December 31, 2013
(In Thousands)
Real Estate Construction
 
Real Estate Secured by Farmland
 
Real Estate Secured by 1-4 Family Residential
 
Other Real Estate Loans
 
Commercial
 
Consumer
 
Total
Allowance for loan losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at December 31, 2012
$
1,258

 
$
135

 
$
6,276

 
$
4,348

 
$
2,098

 
$
196

 
$
14,311

Charge-offs
(394
)
 

 
(785
)
 
(97
)
 
(75
)
 
(30
)
 
(1,381
)
Recoveries
68

 

 
140

 
37

 
9

 
27

 
281

Provision
(85
)
 
31

 
1,103

 
(782
)
 
(142
)
 
(16
)
 
109

Balance at December 31, 2013
$
847

 
$
166

 
$
6,734

 
$
3,506

 
$
1,890

 
$
177

 
$
13,320

Ending allowance:
 

 
 

 
 

 
 

 
 
 
 
 
 
Ending allowance balance attributable to loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
486

 
$

 
$
3,045

 
$
812

 
$
275

 
$
37

 
$
4,655

Collectively evaluated for impairment
361

 
166

 
3,689

 
2,694

 
1,615

 
140

 
8,665

Total ending allowance balance
$
847

 
$
166

 
$
6,734

 
$
3,506

 
$
1,890

 
$
177

 
$
13,320

Loans:
 

 
 

 
 

 
 

 
 

 
 

 
 

Individually evaluated for impairment
$
2,636

 
$

 
$
10,411

 
$
9,142

 
$
2,470

 
$
37

 
$
24,696

Collectively evaluated for impairment
33,389

 
16,578

 
262,973

 
251,191

 
127,084

 
12,569

 
703,784

Total ending loans balance
$
36,025

 
$
16,578

 
$
273,384

 
$
260,333

 
$
129,554

 
$
12,606

 
$
728,480



 
December 31, 2012
(In Thousands)
Real Estate Construction
 
Real Estate Secured by Farmland
 
Real Estate Secured by 1-4 Family Residential
 
Other Real Estate Loans
 
Commercial
 
Consumer
 
Total
Allowance for loan losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at December 31, 2011
$
897

 
$
110

 
$
7,465

 
$
4,385

 
$
1,621

 
$
145

 
$
14,623

Charge-offs
(2,152
)
 

 
(893
)
 
(760
)
 
(394
)
 
(72
)
 
(4,271
)
Recoveries
2

 

 
388

 
86

 
12

 
33

 
521

Provision
2,511

 
25

 
(684
)
 
637

 
859

 
90

 
3,438

Balance at December 31, 2012
$
1,258

 
$
135

 
$
6,276

 
$
4,348

 
$
2,098

 
$
196

 
$
14,311

Ending allowance:
 

 
 

 
 

 
 

 
 
 
 
 
 
Ending allowance balance attributable to loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
166

 
$

 
$
2,724

 
$
1,045

 
$
338

 
$
30

 
$
4,303

Collectively evaluated for impairment
1,092

 
135

 
3,552

 
3,303

 
1,760

 
166

 
10,008

Total ending allowance balance
$
1,258

 
$
135

 
$
6,276

 
$
4,348

 
$
2,098

 
$
196

 
$
14,311

Loans:
 

 
 

 
 

 
 

 
 

 
 

 
 

Individually evaluated for impairment
$
2,969

 
$

 
$
10,792

 
$
10,640

 
$
2,364

 
$
30

 
$
26,795

Collectively evaluated for impairment
47,249

 
11,876

 
249,828

 
244,290

 
116,209

 
13,230

 
682,682

Total ending loans balance
$
50,218

 
$
11,876

 
$
260,620

 
$
254,930

 
$
118,573

 
$
13,260

 
$
709,477