The following table presents, the total allowance for loan losses, the allowance by impairment methodology (individually evaluated for impairment or collectively evaluated for impairment), the total loans and loans by impairment methodology(individually evaluated for impairment or collectively evaluated for impairment).



	September 30, 2014
(Dollars in thousands)	Real Estate Construction			Real Estate Secured by Farmland		Real Estate Secured by 1-4 Family Residential			Other Real Estate Loans			Commercial			Consumer			Total
Allowance for loan losses:
Balance at December 31, 2013	$	847		$	166	$	6,734		$	3,506		$	1,890		$	177		$	13,320
Adjustment for the sale of majority interest in consolidated subsidiary	—			—		(95		)	—			—			—			(95		)
Charge-offs	(1,187		)	—		(1,186		)	(748		)	(958		)	(35		)	(4,114		)
Recoveries	181			—		321			109			101			90			802
Provision	582			13		(1,279		)	526			1,084			584			1,510
Balance at September 30, 2014	$	423		$	179	$	4,495		$	3,393		$	2,117		$	816		$	11,423
Ending allowance:
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$	69		$	—	$	1,141		$	305		$	309		$	630		$	2,454
Collectively evaluated for impairment	354			179		3,354			3,088			1,808			186			8,969
Total ending allowance balance	$	423		$	179	$	4,495		$	3,393		$	2,117		$	816		$	11,423
Loans:
Individually evaluated for impairment	$	259		$	—	$	6,026		$	4,578		$	872		$	3,003		$	14,738
Collectively evaluated for impairment	31,798			17,332		261,190			250,108			139,683			13,903			714,014
Total ending loans balance	$	32,057		$	17,332	$	267,216		$	254,686		$	140,555		$	16,906		$	728,752



	December 31, 2013
(Dollars in thousands)	Real Estate Construction			Real Estate Secured by Farmland		Real Estate Secured by 1-4 Family Residential			Other Real Estate Loans			Commercial			Consumer			Total
Allowance for loan losses:
Balance at December 31, 2012	$	1,258		$	135	$	6,276		$	4,348		$	2,098		$	196		$	14,311
Charge-offs	(394		)	—		(785		)	(97		)	(75		)	(30		)	(1,381		)
Recoveries	68			—		140			37			9			27			281
Provision	(85		)	31		1,103			(782		)	(142		)	(16		)	109
Balance at December 31, 2013	$	847		$	166	$	6,734		$	3,506		$	1,890		$	177		$	13,320
Ending allowance:
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$	486		$	—	$	3,045		$	812		$	275		$	37		$	4,655
Collectively evaluated for impairment	361			166		3,689			2,694			1,615			140			8,665
Total ending allowance balance	$	847		$	166	$	6,734		$	3,506		$	1,890		$	177		$	13,320
Loans:
Individually evaluated for impairment	$	2,636		$	—	$	10,411		$	9,142		$	2,470		$	37		$	24,696
Collectively evaluated for impairment	33,389			16,578		262,973			251,191			127,084			12,569			703,784
Total ending loans balance	$	36,025		$	16,578	$	273,384		$	260,333		$	129,554		$	12,606		$	728,480