Allowance for Loan Losses

The following table presents, the total allowance for loan losses, the allowance by impairment methodology (individually evaluated for impairment or collectively evaluated for impairment), the total loans and loans by impairment methodology(individually evaluated for impairment or collectively evaluated for impairment).



	June 30, 2014
(Dollars in thousands)	Real Estate Construction			Real Estate Secured by Farmland		Real Estate Secured by 1-4 Family Residential			Other Real Estate Loans			Commercial			Consumer			Total
Allowance for loan losses:
Balance at December 31, 2013	$	847		$	166	$	6,734		$	3,506		$	1,890		$	177		$	13,320
Adjustment for the sale of majority interest in consolidated subsidiary	—			—		(95		)	—			—			—			(95		)
Charge-offs	(845		)	—		(1,186		)	(748		)	(626		)	(17		)	(3,422		)
Recoveries	168			—		305			106			96			70			745
Provision	438			16		(837		)	679			702			(38		)	960
Balance at June 30, 2014	$	608		$	182	$	4,921		$	3,543		$	2,062		$	192		$	11,508
Ending allowance:
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$	111		$	—	$	1,993		$	312		$	217		$	11		$	2,644
Collectively evaluated for impairment	497			182		2,928			3,231			1,845			181			8,864
Total ending allowance balance	$	608		$	182	$	4,921		$	3,543		$	2,062		$	192		$	11,508
Loans:
Individually evaluated for impairment	$	2,126		$	—	$	5,899		$	4,645		$	2,503		$	11		$	15,184
Collectively evaluated for impairment	27,252			17,414		265,836			260,288			124,728			16,404			711,922
Total ending loans balance	$	29,378		$	17,414	$	271,735		$	264,933		$	127,231		$	16,415		$	727,106



	December 31, 2013
(Dollars in thousands)	Real Estate Construction			Real Estate Secured by Farmland		Real Estate Secured by 1-4 Family Residential			Other Real Estate Loans			Commercial			Consumer			Total
Allowance for loan losses:
Balance at December 31, 2012	$	1,258		$	135	$	6,276		$	4,348		$	2,098		$	196		$	14,311
Charge-offs	(394		)	—		(785		)	(97		)	(75		)	(30		)	(1,381		)
Recoveries	68			—		140			37			9			27			281
Provision	(85		)	31		1,103			(782		)	(142		)	(16		)	109
Balance at December 31, 2013	$	847		$	166	$	6,734		$	3,506		$	1,890		$	177		$	13,320
Ending allowance:
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$	486		$	—	$	3,045		$	812		$	275		$	37		$	4,655
Collectively evaluated for impairment	361			166		3,689			2,694			1,615			140			8,665
Total ending allowance balance	$	847		$	166	$	6,734		$	3,506		$	1,890		$	177		$	13,320
Loans:
Individually evaluated for impairment	$	2,636		$	—	$	10,411		$	9,142		$	2,470		$	37		$	24,696
Collectively evaluated for impairment	33,389			16,578		262,973			251,191			127,084			12,569			703,784
Total ending loans balance	$	36,025		$	16,578	$	273,384		$	260,333		$	129,554		$	12,606		$	728,480