CONSOLIDATED BALANCE SHEETS (Unaudited) (USD $) In Thousands	Jun. 30, 2011	Dec. 31, 2010
ASSETS
Cash and due from banks	$ 11,248	$ 7,150
Interest-bearing deposits in other banks	3,072	2,530
Federal funds sold	800	0
Total cash and cash equivalents	15,120	9,680
Securities-available for sale at fair value, amortized cost of $136,083 and $129,505, respectively	140,154	130,275
Loans held for sale, net	42,490	67,153
Loans, net of allowance for loan losses of $30,211 and $28,840, respectively	620,947	606,744
Federal Home Loan Bank stock, at cost	3,828	3,887
Corporate premises and equipment, net	28,899	28,743
Other real estate owned, net of valuation allowance of $3,700 and $3,979, respectively	8,173	10,674
Accrued interest receivable	5,120	5,073
Goodwill	10,724	10,724
Other assets	31,116	31,184
Total assets	906,571	904,137
Deposits
Noninterest-bearing demand deposits	95,685	87,263
Savings and interest-bearing demand deposits	226,959	228,185
Time deposits	303,201	309,686
Total deposits	625,845	625,134
Short-term borrowings	7,750	10,618
Long-term borrowings	133,121	132,902
Trust preferred capital notes	20,620	20,620
Accrued interest payable	1,145	1,160
Other liabilities	18,982	20,926
Total liabilities	807,463	811,360
Shareholders' equity
Preferred stock ($1.00 par value, 3,000,000 shares authorized, 20,000 shares issued and outstanding)	20	20
Common stock ($1.00 par value, 8,000,000 shares authorized, 3,132,366 and 3,118,066 shares issued and outstanding, respectively)	3,045	3,032
Additional paid-in capital	22,452	22,112
Retained earnings	71,451	67,542
Accumulated other comprehensive income, net	2,140	71
Total shareholders' equity	99,108	92,777
Total liabilities and shareholders' equity	$ 906,571	$ 904,137