The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN AIRLS GROUP INC COM 02376R102 4 95 SH   DFND 1 0 0 95
BANK AMER CORP COM 060505104 10 560 SH   DFND 1 0 0 560
BANK MONTREAL QUE COM 063671101 1 15 SH   DFND 1 0 0 15
BARCLAYS BK PLC DJUBS CMDT ETN36 06738C778 1 23 SH   DFND 1 0 0 23
BLACKROCK DEBT STRAT FD INC COM 09255R103 1 214 SH   DFND 1 0 0 214
BLACKROCK GLOBAL OPP EQTY TR COM 092501105 18 1,300 SH   DFND 1 0 0 1,300
BRISTOL MYERS SQUIBB CO COM 110122108 2 27 SH   DFND 1 0 0 27
BROOKFIELD HIGH INCOME FD IN COM 11272P102 1 162 SH   DFND 1 0 0 162
BROOKS AUTOMATION INC COM 114340102 0 1 SH   DFND 1 0 0 1
CERNER CORP COM 156782104 43 620 SH   DFND 1 0 0 620
CITIZENS & NORTHN CORP COM 172922106 2 74 SH   DFND 1 0 0 74
COLUMBIA PPTY TR INC COM NEW 198287203 18 713 SH   DFND 1 0 0 713
COLUMBIA SELIGM PREM TECH GR COM 19842X109 2 114 SH   DFND 1 0 0 114
CORNING INC COM 219350105 2 113 SH   DFND 1 0 0 113
EATON VANCE TXMGD GL BUYWR O COM 27829C105 1 83 SH   DFND 1 0 0 83
EXELON CORP COM 30161N101 70 2,225 SH   DFND 1 0 0 2,225
EXXON MOBIL CORP COM 30231G102 15 178 SH   DFND 1 0 0 178
FIRST AMERN FINL CORP COM 31847R102 17 452 SH   DFND 1 0 0 452
FIRST TR EXCHANGE TRADED FD CONSUMR DISCRE 33734X101 11 308 SH   DFND 1 0 0 308
FIRST TR EXCHANGE TRADED FD CONSUMR STAPLE 33734X119 12 270 SH   DFND 1 0 0 270
FIRST TR EXCHANGE TRADED FD DJ INTERNT IDX 33733E302 12 172 SH   DFND 1 0 0 172
FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143 14 208 SH   DFND 1 0 0 208
FIRST TR EXCHANGE TRADED FD NY ARCA BIOTECH 33733E203 16 128 SH   DFND 1 0 0 128
FIRST TR ISE CHINDIA INDEX F COM 33733A102 2 77 SH   DFND 1 0 0 77
GENERAL MTRS CO *W EXP 07/10/201 37045V118 0 1 SH   DFND 1 0 0 1
GENERAL MTRS CO *W EXP 07/10/201 37045V126 0 5 SH   DFND 1 0 0 5
GENERAL MTRS CO COM 37045V100 0 5 SH   DFND 1 0 0 5
INTL PAPER CO COM 460146103 5 106 SH   DFND 1 0 0 106
ISHARES BELGIUM CAPD ETF 464286301 2 113 SH   DFND 1 0 0 113
ISHARES CORE US CR BD 464288620 32 297 SH   DFND 1 0 0 297
ISHARES IBOXX HI YD ETF 464288513 2 21 SH   DFND 1 0 0 21
ISHARES MSCI BRIC INDX 464286657 7 195 SH   DFND 1 0 0 195
ISHARES MSCI SPAN CP ETF 464286764 2 50 SH   DFND 1 0 0 50
ISHARES MSCI SZ CAP ETF 464286749 2 60 SH   DFND 1 0 0 60
ISHARES NAT AMT FREE BD 464288414 12,304 113,703 SH   DFND 1 0 0 113,703
ISHARES TR 20+ YR TR BD ETF 464287432 5 44 SH   DFND 1 0 0 44
ISHARES TR CORE S&P MCP ETF 464287507 32,453 216,384 SH   DFND 1 0 0 216,384
ISHARES TR CORE S&P SCP ETF 464287804 14,959 126,902 SH   DFND 1 0 0 126,902
ISHARES TR DOW JONES US ETF 464287846 2 22 SH   DFND 1 0 0 22
ISHARES TR IBOXX INV CP ETF 464287242 12,414 107,272 SH   DFND 1 0 0 107,272
ISHARES TR MSCI INDONIA ETF 46429B309 2 71 SH   DFND 1 0 0 71
ISHARES TR RUS 2000 GRW ETF 464287648 10 63 SH   DFND 1 0 0 63
ISHARES TR RUS 2000 VAL ETF 464287630 2 18 SH   DFND 1 0 0 18
ISHARES TR S&P 500 VAL ETF 464287408 6 65 SH   DFND 1 0 0 65
ISHARES TR TIPS BD ETF 464287176 38 339 SH   DFND 1 0 0 339
JPMORGAN CHASE & CO COM 46625H100 1 21 SH   DFND 1 0 0 21
KKR & CO L P DEL COM UNITS 48248M102 1 46 SH   DFND 1 0 0 46
MARKET VECTORS ETF TR HG YLD MUN ETF 57060U878 3,325 111,201 SH   DFND 1 0 0 111,201
NUVEEN DIVID ADVANTAGE MUN I COM 67071L106 9 700 SH   DFND 1 0 0 700
PFIZER INC COM 717081103 5 137 SH   DFND 1 0 0 137
PIEDMONT OFFICE REALTY TR IN COM CL A 720190206 5 258 SH   DFND 1 0 0 258
PIONEER HIGH INCOME TR COM 72369H106 17 1,500 SH   DFND 1 0 0 1,500
POWERSHARES GLOBAL ETF TRUST SOVEREIGN DEBT 73936T573 7 252 SH   DFND 1 0 0 252
PROCTER & GAMBLE CO COM 742718109 397 5,080 SH   DFND 1 0 0 5,080
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 1 28 SH   DFND 1 0 0 28
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 1 22 SH   DFND 1 0 0 22
SPDR S&P 500 ETF TR TR UNIT 78462F103 125,222 608,317 SH   DFND 1 0 0 608,317
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 8,335 216,875 SH   DFND 1 0 0 216,875
SPDR SERIES TRUST BRCLYS INTL ETF 78464A516 50 962 SH   DFND 1 0 0 962
SPDR SERIES TRUST NUVN BR SHT MUNI 78464A425 5,631 231,938 SH   DFND 1 0 0 231,938
SPDR SERIES TRUST NUVN BRCLY MUNI 78464A458 8,499 358,321 SH   DFND 1 0 0 358,321
TOTAL S A SPONSORED ADR 89151E109 1 17 SH   DFND 1 0 0 17
UNDER ARMOUR INC CL A 904311107 6 72 SH   DFND 1 0 0 72
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 30,588 381,440 SH   DFND 1 0 0 381,440
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 56,601 696,546 SH   DFND 1 0 0 696,546
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 6,867 131,117 SH   DFND 1 0 0 131,117
VANGUARD INDEX FDS GROWTH ETF 922908736 3 26 SH   DFND 1 0 0 26
VANGUARD INDEX FDS MID CAP ETF 922908629 1 11 SH   DFND 1 0 0 11
VANGUARD INDEX FDS REIT ETF 922908553 19,759 264,548 SH   DFND 1 0 0 264,548
VANGUARD INDEX FDS SMALL CP ETF 922908751 1 12 SH   DFND 1 0 0 12
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4 36 SH   DFND 1 0 0 36
VANGUARD INDEX FDS VALUE ETF 922908744 3 33 SH   DFND 1 0 0 33
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 5 93 SH   DFND 1 0 0 93
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 27,588 674,860 SH   DFND 1 0 0 674,860
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 2,752 56,523 SH   DFND 1 0 0 56,523
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 25 308 SH   DFND 1 0 0 308
VANGUARD SCOTTSDALE FDS SHTRM GVT BD ETF 92206C102 13 219 SH   DFND 1 0 0 219
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 72,573 1,830,341 SH   DFND 1 0 0 1,830,341
VIACOM INC NEW CL B 92553P201 3 43 SH   DFND 1 0 0 43
VOYA GLBL EQTY DIV & PREM OP COM 92912T100 18 2,200 SH   DFND 1 0 0 2,200
WELLS FARGO ADVANTAGE INCOME COM SHS 94987B105 19 2,300 SH   DFND 1 0 0 2,300
ZWEIG TOTAL RETURN FD INC COM NEW 989837208 2 125 SH   DFND 1 0 0 125