The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 7 50 SH   DFND 1 0 0 50
ABBOTT LABS COM 002824100 4 90 SH   DFND 1 0 0 90
ABBVIE INC COM 00287Y109 5 90 SH   DFND 1 0 0 90
ALCATEL-LUCENT SPONSORED ADR 013904305 0 6 SH   DFND 1 0 0 6
AMERICAN INTL GROUP INC *W EXP 01/19/202 026874156 2 69 SH   DFND 1 0 0 69
APPLE INC COM 037833100 6 63 SH   DFND 1 0 0 63
AT&T INC COM 00206R102 4 100 SH   DFND 1 0 0 100
BARRICK GOLD CORP COM 067901108 0 14 SH   DFND 1 0 0 14
BP PLC SPONSORED ADR 055622104 2 50 SH   DFND 1 0 0 50
CHEVRON CORP NEW COM 166764100 16 137 SH   DFND 1 0 0 137
CITIGROUP INC COM NEW 172967424 35 680 SH   DFND 1 0 0 680
COEUR MNG INC COM NEW 192108504 0 50 SH   DFND 1 0 0 50
COLUMBIA PPTY TR INC COM NEW 198287203 21 885 SH   DFND 1 0 0 885
COMPUTER SCIENCES CORP COM 205363104 6 100 SH   DFND 1 0 0 100
CONSOLIDATED EDISON INC COM 209115104 3 50 SH   DFND 1 0 0 50
DNP SELECT INCOME FD COM 23325P104 2 200 SH   DFND 1 0 0 200
ENERGY TRANSFER PRTNRS L P UNIT LTD PARTN 29273R109 2 25 SH   DFND 1 0 0 25
FIRST TR EXCHANGE TRADED FD DJ INTERNT IDX 33733E302 27 448 SH   DFND 1 0 0 448
FIRSTENERGY CORP COM 337932107 2 50 SH   DFND 1 0 0 50
FRONTIER COMMUNICATIONS CORP COM 35906A108 0 29 SH   DFND 1 0 0 29
FS INVT CORP COM 302635107 10 939 SH   DFND 1 0 0 939
GENERAL MLS INC COM 370334104 6 125 SH   DFND 1 0 0 125
GENUINE PARTS CO COM 372460105 26 300 SH   DFND 1 0 0 300
GOOGLE INC CL A 38259P508 2 3 SH   DFND 1 0 0 3
GOOGLE INC CL C 38259P706 2 3 SH   DFND 1 0 0 3
GP STRATEGIES CORP COM 36225V104 6 200 SH   DFND 1 0 0 200
GREENHAVEN CONT CMDTY INDEX UNIT BEN INT 395258106 1 60 SH   DFND 1 0 0 60
GULFMARK OFFSHORE INC CL A NEW 402629208 0 8 SH   DFND 1 0 0 8
ILLINOIS TOOL WKS INC COM 452308109 7 80 SH   DFND 1 0 0 80
ISHARES CORE US CR BD 464288620 17 150 SH   DFND 1 0 0 150
ISHARES NAT AMT FREE BD 464288414 8,376 76,374 SH   DFND 1 0 0 76,374
ISHARES TR CORE S&P MCP ETF 464287507 21,105 154,341 SH   DFND 1 0 0 154,341
ISHARES TR CORE S&P SCP ETF 464287804 9,409 90,208 SH   DFND 1 0 0 90,208
ISHARES TR IBOXX INV CP ETF 464287242 8,902 75,302 SH   DFND 1 0 0 75,302
ISHARES TR TIPS BD ETF 464287176 25 223 SH   DFND 1 0 0 223
JDS UNIPHASE CORP COM PAR $0.001 46612J507 0 12 SH   DFND 1 0 0 12
JOHNSON & JOHNSON COM 478160104 14 130 SH   DFND 1 0 0 130
JPMORGAN CHASE & CO COM 46625H100 15 250 SH   DFND 1 0 0 250
MARKET VECTORS ETF TR HG YLD MUN ETF 57060U878 2,320 75,438 SH   DFND 1 0 0 75,438
MERCK & CO INC NEW COM 58933Y105 2 27 SH   DFND 1 0 0 27
MICROSOFT CORP COM 594918104 4 79 SH   DFND 1 0 0 79
NETAPP INC COM 64110D104 2 50 SH   DFND 1 0 0 50
NEXTERA ENERGY INC COM 65339F101 8 85 SH   DFND 1 0 0 85
NOKIA CORP SPONSORED ADR 654902204 0 52 SH   DFND 1 0 0 52
PFIZER INC COM 717081103 4 141 SH   DFND 1 0 0 141
PHH CORP COM NEW 693320202 0 10 SH   DFND 1 0 0 10
POWERSHARES ETF TR II PWRSH S&P500HI 73937B654 23 750 SH   DFND 1 0 0 750
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 50 507 SH   DFND 1 0 0 507
ROUSE PPTYS INC COM 779287101 0 4 SH   DFND 1 0 0 4
RYDEX ETF TRUST GUG S&P MC400 PG 78355W601 46 372 SH   DFND 1 0 0 372
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 50 659 SH   DFND 1 0 0 659
SEVENTY SEVEN ENERGY INC COM 818097107 0 10 SH   DFND 1 0 0 10
SPDR S&P 500 ETF TR TR UNIT 78462F103 84,400 428,385 SH   DFND 1 0 0 428,385
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 12,443 309,676 SH   DFND 1 0 0 309,676
SPDR SERIES TRUST BRCLYS INTL ETF 78464A516 25 440 SH   DFND 1 0 0 440
SPDR SERIES TRUST NUVN BR SHT MUNI 78464A425 3,774 154,624 SH   DFND 1 0 0 154,624
SPDR SERIES TRUST NUVN BRCLY MUNI 78464A458 5,792 241,323 SH   DFND 1 0 0 241,323
SPDR SERIES TRUST S&P RETAIL ETF 78464A714 25 292 SH   DFND 1 0 0 292
TEXAS INSTRS INC COM 882508104 2 52 SH   DFND 1 0 0 52
TOTAL S A SPONSORED ADR 89151E109 3 50 SH   DFND 1 0 0 50
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 21,879 273,248 SH   DFND 1 0 0 273,248
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 33,981 414,760 SH   DFND 1 0 0 414,760
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 5,145 98,737 SH   DFND 1 0 0 98,737
VANGUARD INDEX FDS GROWTH ETF 922908736 10 100 SH   DFND 1 0 0 100
VANGUARD INDEX FDS REIT ETF 922908553 13,760 191,516 SH   DFND 1 0 0 191,516
VANGUARD INDEX FDS TOTAL STK MKT 922908769 130 1,280 SH   DFND 1 0 0 1,280
VANGUARD INDEX FDS VALUE ETF 922908744 3 34 SH   DFND 1 0 0 34
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 127 2,573 SH   DFND 1 0 0 2,573
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 18,895 453,000 SH   DFND 1 0 0 453,000
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 2,116 42,856 SH   DFND 1 0 0 42,856
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 48,962 1,231,757 SH   DFND 1 0 0 1,231,757
VERIZON COMMUNICATIONS INC COM 92343V104 5 100 SH   DFND 1 0 0 100