FEDERAL HOME LOAN BANK ADVANCES (Tables)

12 Months Ended

Jun. 30, 2015

FEDERAL HOME LOAN BANK ADVANCES [Abstract]

Schedule of Contractual Maturities of Federal Home Loan Bank Long-Term Advances

			Weighted-	Stated interest
	Maturity range		average	rate range
Description	from	to	interest rate [1]	from	to	2015		2014
						(Dollars in Thousands)
Convertible	06/22/16	07/27/17	4.44%	4.26%	5.16%	$	12,500	$	12,500
Adjustable	05/06/16	09/01/17	0.28%	0.29%	0.35%		105,305		99,196
Total						$	117,805	$	111,696

Maturities of Federal Home Loan Bank Long-Term Advances

			Weighted-
Maturing During			Average
Fiscal Year Ended			Interest
June 30:	Amount		Rate
	(Dollars in Thousands)
2016	$	101,696	0.42	%
2017		-	-
2018		16,109	2.78
2019		-	-
2020 and thereafter		-	-
Total	$	117,805	0.74	%

Schedule of Federal Home Loan Bank Short-Term Advances

	2015				2014
	(Dollars in Thousands)
FHLB revolving and short-term advances:
Ending balance	$	37,830		$	23,626
Average balance during the year		23,496			79,243
Maximum month-end balance during the year		37,830			122,054
Average interest rate during the year		0.31	%		0.25	%
Weighted-average rate at year-end		0.32	%		0.27	%