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DEPOSITS (Schedule of Retail Deposit Accounts) (Details) (USD $)
In Thousands, unless otherwise specified
Jun. 30, 2013
Jun. 30, 2012
Amount    
Non-interest-earning checking $ 14,911 $ 15,642
Interest-earning checking 20,654 20,834
Savings accounts 41,808 39,770
Money market accounts 23,772 23,837
Savings certificates 38,829 41,508
Advance payments by borrowers for taxes and insurance 550 582
Savings certificates - Retail:    
Certificates of deposit 38,829  
Total $ 140,524 $ 142,173
Percent of Portfolio    
Non-interest-earning checking 10.60% 11.00%
Interest-earning checking 14.70% 14.60%
Savings accounts 29.80% 28.00%
Money market accounts 16.90% 16.80%
Savings certificates 27.60% 29.20%
Advance payments by borrowers for taxes and insurance 0.40% 0.40%
Total 100.00% 100.00%