ALLOWANCE FOR LOAN LOSSES (Schedule of Primary Segments of Allowance for Loan Losses) (Details) (USD $)
In Thousands, unless otherwise specified |
12 Months Ended | 12 Months Ended | 12 Months Ended | 12 Months Ended | 12 Months Ended | 12 Months Ended | 12 Months Ended | |||||||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Jun. 30, 2013
|
Jun. 30, 2012
|
Jun. 30, 2011
|
Jun. 30, 2013
1 - 4 Family [Member]
|
Jun. 30, 2012
1 - 4 Family [Member]
|
Jun. 30, 2010
1 - 4 Family [Member]
|
Jun. 30, 2013
Construction [Member]
|
Jun. 30, 2012
Construction [Member]
|
Jun. 30, 2010
Construction [Member]
|
Jun. 30, 2013
Land Acquisition & Development [Member]
|
Jun. 30, 2012
Land Acquisition & Development [Member]
|
Jun. 30, 2010
Land Acquisition & Development [Member]
|
Jun. 30, 2013
Multi-family [Member]
|
Jun. 30, 2012
Multi-family [Member]
|
Jun. 30, 2010
Multi-family [Member]
|
Jun. 30, 2013
Commercial [Member]
|
Jun. 30, 2012
Commercial [Member]
|
Jun. 30, 2010
Commercial [Member]
|
Jun. 30, 2013
Consumer Loans [Member]
|
Jun. 30, 2012
Consumer Loans [Member]
|
Jun. 30, 2010
Consumer Loans [Member]
|
Jun. 30, 2013
Commercial Loans [Member]
|
Jun. 30, 2012
Commercial Loans [Member]
|
Jun. 30, 2010
Commercial Loans [Member]
|
|
Summary of the changes in the allowance for loan losses: | ||||||||||||||||||||||||
ALLL balance at June 30 | $ 385 | $ 630 | $ 645 | $ 73 | $ 87 | $ 147 | $ 122 | $ 243 | $ 47 | $ 21 | $ 55 | $ 213 | $ 26 | $ 27 | $ 28 | $ 76 | $ 79 | $ 66 | $ 53 | $ 85 | $ 77 | $ 14 | $ 54 | $ 67 |
Charge-offs | (10) | (141) | (141) | (10) | ||||||||||||||||||||
Recoveries | ||||||||||||||||||||||||
Provisions | (68) | (104) | (15) | (26) | (14) | (5) | 20 | (3) | (34) | (12) | (1) | (19) | (3) | (32) | (3) | (40) | ||||||||
ALLL balance at June 30 | 307 | 385 | 630 | 47 | 73 | 147 | 117 | 122 | 47 | 8 | 21 | 213 | 14 | 26 | 28 | 57 | 76 | 66 | 53 | 53 | 77 | 11 | 14 | 67 |
Individually evaluated for impairment | 107 | 105 | 107 | 105 | ||||||||||||||||||||
Collectively evaluated for impairment | 200 | 280 | 47 | 73 | 10 | 17 | 8 | 21 | 14 | 26 | 57 | 76 | 53 | 53 | 11 | 14 | ||||||||
Total ALLL balance | $ 307 | $ 385 | $ 630 | $ 47 | $ 73 | $ 147 | $ 117 | $ 122 | $ 47 | $ 8 | $ 21 | $ 213 | $ 14 | $ 26 | $ 28 | $ 57 | $ 76 | $ 66 | $ 53 | $ 53 | $ 77 | $ 11 | $ 14 | $ 67 |