CONSOLIDATED STATEMENT OF INCOME (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2021	Sep. 30, 2020
INTEREST AND DIVIDEND INCOME:
Loans, including fees	$ 697	$ 864
Investment securities	358	437
Mortgage-backed securities	201	269
Certificates of deposit	2	6
FHLB Stock	61	89
Total interest and dividend income	1,319	1,665
INTEREST EXPENSE:
Deposits	37	104
Federal Home Loan Bank advances - long-term - fixed rate	57	115
Federal Home Loan Bank advances - long-term - variable rate	35	71
Federal Home Loan Bank advances - short-term	46	34
Other short-term borrowings		1
Total interest expense	175	325
NET INTEREST INCOME	1,144	1,340
PROVISION (CREDIT) FOR LOAN LOSSES	(14)	2
NET INTEREST INCOME AFTER PROVISION (CREDIT) FOR LOAN LOSSES	1,158	1,338
NON-INTEREST INCOME:
Service charges on deposits	23	22
Earnings on Bank Owned Life Insurance	28	28
Investment securities gains	35	25
Other than temporary impairment ("OTTI") losses		(13)
Portion of loss (gain) recognized in other comprehensive income (before taxes)
Net impairment loss recognized in earnings		(13)
ATM fee income	39	38
Other	13	11
Total non-interest income	138	111
NON-INTEREST EXPENSE:
Salaries and employee benefits	588	552
Occupancy and equipment	68	68
Data processing	62	59
Correspondent bank service charges	10	9
Federal deposit insurance premium	23	27
ATM Network expense	21	21
Other	160	144
Total non-interest expense	932	880
INCOME BEFORE INCOME TAXES	364	569
INCOME TAX EXPENSE	93	149
NET INCOME	$ 271	$ 420
EARNINGS PER SHARE:
Basic	$ 0.16	$ 0.24
Diluted	$ 0.16	$ 0.24
AVERAGE SHARES OUTSTANDING:
Basic	1,738,227	1,748,040
Diluted	1,738,227	1,748,040