Exhibit 32.2


                    Certification of Chief Financial Officer
            Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002
                            (18 U.S.C. Section 1350)

Pursuant to 18 U.S. C. Section 1350, as created by Section 906 of the
Sarbanes-Oxley Act of 2002, the undersigned officer of Fidelity Federal Bancorp
hereby certifies that:

     1.   the Quarterly Report on Form 10-Q of Fidelity Federal Bancorp for the
          quarterly period ended June 30, 2004 as filed with the Securities and
          Exchange Commission on August XX, 2004 (the Report) fully complies
          with the requirements of Section 13(a) or Section 15(d), as
          applicable, of the Securities Exchange Act of 1934, as amended; and

     2.   the information contained in the Report fairly presents, in all
          material respects, the financial condition and results of operations
          of Fidelity Federal Bancorp.



Dated:  August 12, 2004


/s/ Mark A. Isaac
-----------------------------------
    Mark A. Isaac
    Chief Financial Officer


The foregoing certification is being furnished solely to accompany the Report
pursuant to 18 U.S.C. Section 1350, and is not being filed for purposes of
Section 18 of the Securities Exchange Act of 1934, as amended, and is not to be
incorporated by reference to any filing of Fidelity Federal Bancorp, whether
made before or after the date hereof, regardless of any general incorporation
language in such filing.