Exhibit 99.6

              FIDELITY FEDERAL BANCORP NOMINEE HOLDER CERTIFICATION

      The undersigned, a bank, broker, trustee, depositary or other nominee
holder of subscription rights ("Rights") to purchase shares of common stock
("Common Stock") of Fidelity Federal Bancorp (the "Company") pursuant to the
Rights Offering described and provided for in the Company's prospectus dated
September 27, 2001 (the "Prospectus"), hereby certifies to the Company that:

      (1) the undersigned has exercised the number of Rights specified below
pursuant to the Basic Subscription Privilege (as described in the Prospectus)
and pursuant to the Over-Subscription Privilege (as described in the
Prospectus), on behalf of beneficial owners of Rights listing separately below
each such exercised Basic Subscription Privilege and the corresponding
Over-Subscription Privilege (without identifying any such beneficial owner); and

      (2) each such beneficial owner's Basic Subscription Privilege has been
exercised in full if it is exercising its Over-Subscription Privilege.



Number of Shares Owned on                   Rights Exercised Pursuant to               Number of Shares Subscribed to
The Record Date                             Basic Subscription Privilege               Pursuant to Over-Subscription
                                                                                       Privilege

1.
2.
3.
4.
5.



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[Name of Bank, Broker, Trustee, Depositary or Other Nominee]

By:      ________________________
Name:    ________________________
Title:   ________________________



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