SEC Form 5
FORM 5 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

ANNUAL STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
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 Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
  
 Form 3 Holdings Reported.
  
 Form 4 Transactions Reported.
1. Name and Address of Reporting Person*
GREENBERG ARNOLD K
(Last) (First) (Middle)
ONE ASTORIA FEDERAL PLAZA
(Street)
LAKE SUCCESS NY 11042
(City) (State) (Zip)
2. Issuer Name and Ticker or Trading Symbol
ASTORIA FINANCIAL CORP [ AF ] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director 10% Owner
X Officer (give title below) Other (specify below)
Executive Vice President
3. Statement for Issuer's Fiscal Year Ended (Month/Day/Year)
12/31/2004
4. If Amendment, Date of Original Filed (Month/Day/Year)
 6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned at end of Issuer's Fiscal Year (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Amount (A) or (D) Price
Common Stock 292,630.77 D(1)
Common Stock 468.44 I(2) Spouse IRA
Common Stock 40,000 I(3) Spouse
Common Stock 22,489.55 I(4) ESOP
Common Stock 33,164.83 I(5) 401(k)
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
(A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Incentive Stock Option(6) $14.9375 01/10/2003 12/14/2009 Common Stock 6,694 6,694 D
Non-Statutory Stock Option(6) $14.9375 01/10/2003 12/14/2009 Common Stock 49,306 49,306 D
Incentive Stock Option(6) $24.8438 01/10/2004 12/19/2010 Common Stock 4,024 4,024 D
Non-Statutory Stock Option(6) $24.8438 01/10/2004 12/19/2010 Common Stock 65,976 65,976 D
Incentive Stock Option(6) $25.25 01/10/2005 12/18/2011 Common Stock 3,960 3,960 D
Non-Statutory Stock Option(6) $25.25 01/10/2005 12/18/2011 Common Stock 63,040 63,040 D
Incentive Stock Option(6) $27 01/10/2006 12/17/2012 Common Stock 3,703 3,703 D
Non-Statutory Stock Option(6) $27 01/10/2006 12/17/2012 Common Stock 83,297 83,297 D
Incentive Stock Option(7) $36.6 01/10/2007 12/16/2013 Common Stock 2,732 2,732 D
Non-Statutory Stock Option(7) $36.6 01/10/2007 12/16/2013 Common Stock 60,268 60,268 D
Incentive Stock Option(7) $39.94 01/10/2008 12/15/2014 Common Stock 2,503 2,503 D
Non-Statutory Stock Option(7) $39.94 01/10/2008 12/15/2014 Common Stock 85,497 85,497 D
Explanation of Responses:
1. Includes shares acquired pursuant to the Astoria Financial Corporation Automatic Dividend Reinvestment Stock Purchase Plan which are exempt from the operation of Section 16 of the Securities Exchange Act of 1934 and are beneficially owned by Mr. Greengerg.
2. Includes shares acquired pursuant to the Astoria Financial Corporation Automatic Dividend Reinvestment Stock Purchase Plan which are exempt from the operation of Section 16 of the Securities Exchange Act of 1934 and are held in the Individual Retirement Account of Mr. Greenberg's spouse.
3. Shares are held by Mr. Greenberg's spouse.
4. Represents shares allocated to Mr. Greenberg's account under the Astoria Federal Savings and Loan Association Employee Stock Ownership Plan ("ESOP") as of December 31, 2004 and held in the ESOP Trust.
5. Represents shares held in the Employee Stock Fund of the Astoria Incentive Savings ("401(k) Plan") for the account of Mr. Greenberg as of December 31, 2004. Shares are held in the 401(k) Plan Trust.
6. Options were granted pursuant to the 1999 Stock Option Plan for Officers and Employees of Astoria Financial Corporation, or the 1999 Plan.
7. Options were granted pursuant to the 2003 Stock Option Plan for Officers and Employees of Astoria Financial Corporation, or the 2003 Plan.
Remarks:
All derivative securities were granted at a price of $0.00.
Arnold K. Greenberg 01/10/2005
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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