<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
Condensed Consolidated Statement of Financial Condition as of September 30, 2000
and the Condensed Consolidated Statement of Income for the nine months ended
September 30, 2000 and is qualified in its entirety by reference to such
financial statements.

<MULTIPLIER> 1,000

                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                              JAN-1-2000
<PERIOD-END>                               SEP-30-2000
<CASH>                                         127,678
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                               368,476
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                  7,799,508
<INVESTMENTS-CARRYING>                       1,769,225
<INVESTMENTS-MARKET>                         1,709,826
<LOANS>                                     11,095,894
<ALLOWANCE>                                     78,957
<TOTAL-ASSETS>                              22,201,798
<DEPOSITS>                                   9,851,514
<SHORT-TERM>                                   556,751
<LIABILITIES-OTHER>                            408,565
<LONG-TERM>                                  9,894,887
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                      2,000
<COMMON>                                           555
<OTHER-SE>                                   1,362,526
<TOTAL-LIABILITIES-AND-EQUITY>              22,201,798
<INTEREST-LOAN>                                579,972
<INTEREST-INVEST>                              556,102
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                             1,136,074
<INTEREST-DEPOSIT>                             301,216
<INTEREST-EXPENSE>                             751,380
<INTEREST-INCOME-NET>                          384,694
<LOAN-LOSSES>                                    3,008
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                 21,696
<INCOME-PRETAX>                                269,586
<INCOME-PRE-EXTRAORDINARY>                     165,046
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   165,046
<EPS-BASIC>                                       3.33
<EPS-DILUTED>                                     3.28
<YIELD-ACTUAL>                                    2.34
<LOANS-NON>                                     35,232
<LOANS-PAST>                                       967
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                  1,535
<ALLOWANCE-OPEN>                                76,578
<CHARGE-OFFS>                                    2,226
<RECOVERIES>                                     1,597
<ALLOWANCE-CLOSE>                               78,957
<ALLOWANCE-DOMESTIC>                            78,957
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0