Exhibit 23.1

            Consent of Independent Registered Public Accounting Firm

The Board of Directors
Astoria Financial Corporation:

We consent to the incorporation by reference in the Registration Statements
(Nos. 33-86248, 33-86250, 33-98500, 333-36807, 333-64895, 333-113745 and
333-113785) on Form S-8, (Nos. 333-101694, 333-29901, 333-58897 and 333-30792)
on Form S-4 and (No. 33-98532) on Form S-3 of Astoria Financial Corporation of
our reports dated March 3, 2005, with respect to (i) the consolidated statements
of financial condition of Astoria Financial Corporation and subsidiaries as of
December 31, 2004 and 2003, and the related consolidated statements of income,
changes in stockholders' equity and cash flows for each of the years in the
three-year period ended December 31, 2004, and (ii) management's assessment of
the effectiveness of internal control over financial reporting as of December
31, 2004 and the effectiveness of internal control over financial reporting as
of December 31, 2004, which reports appear in the December 31, 2004 Annual
Report on Form 10-K of Astoria Financial Corporation.


/s/ KPMG LLP
New York, New York
March 9, 2005