8-K

0001193125-24-127490.txt : 20240501 0001193125-24-127490.hdr.sgml : 20240501 20240501161601 ACCESSION NUMBER: 0001193125-24-127490 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 17 CONFORMED PERIOD OF REPORT: 20240501 ITEM INFORMATION: Regulation FD Disclosure ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20240501 DATE AS OF CHANGE: 20240501 FILER: COMPANY DATA: COMPANY CONFORMED NAME: NEW YORK COMMUNITY BANCORP, INC. CENTRAL INDEX KEY: 0000910073 STANDARD INDUSTRIAL CLASSIFICATION: SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED [6036] ORGANIZATION NAME: 02 Finance IRS NUMBER: 061377322 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 001-31565 FILM NUMBER: 24903229 BUSINESS ADDRESS: STREET 1: 102 DUFFY AVENUE CITY: HICKSVILLE STATE: NY ZIP: 11801 BUSINESS PHONE: 5166834100 MAIL ADDRESS: STREET 1: 102 DUFFY AVENUE CITY: HICKSVILLE STATE: NY ZIP: 11801 FORMER COMPANY: FORMER CONFORMED NAME: NEW YORK COMMUNITY BANCORP INC DATE OF NAME CHANGE: 20001128 FORMER COMPANY: FORMER CONFORMED NAME: QUEENS COUNTY BANCORP INC DATE OF NAME CHANGE: 19930802 8-K 1 d741702d8k.htm 8-K 8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D. C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): May 1, 2024

NEW YORK COMMUNITY BANCORP, INC.

(Exact name of registrant as specified in its charter)

Delaware

1-31565

06-1377322

(State or other jurisdiction
of incorporation)

(Commission

File Number)

(IRS Employer
Identification No.)


102 Duffy Avenue, Hicksville, New York		11801
(Address of principal executive offices)		(Zip Code)

Registrant’s telephone number, including area code: (516) 683-4100

N/A

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:


Title of each class	Trading Symbol	Name of each exchange on which registered
Common Stock, par value $0.01 per share	NYCB	New York Stock Exchange
Bifurcated Option Note Unit Securities SM	NYCB PU	New York Stock Exchange
Fixed-to-Floating Rate Series A Noncumulative Perpetual Preferred Stock, $0.01 par value	NYCB PA	New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 7.01 Regulation FD Disclosure

On May 1, 2024, New York Community Bancorp, Inc. (“NYCB” or the “Company”) issued a press release announcing the declaration of dividends on shares of its common stock, Fixed-to-Floating Rate Noncumulative Perpetual Preferred Stock, Series A, Series B Noncumulative Convertible Preferred Stock and Series C Noncumulative Convertible Preferred Stock. A copy of the press release is attached hereto as Exhibit 99.1.

The preceding information in this Item 7.01, as well as Exhibit 99.1 hereto, shall not be deemed “filed” for purposes of Section 18 of the Securities and Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that Section, or incorporated by reference into any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits


Exhibit No.		Description of Exhibit

99.1		Press Release of NYCB, dated May 1, 2024

104		Cover Page Interactive Data File (embedded within the Inline XBRL document)

Cautionary Note Regarding Forward-Looking Statements

The foregoing disclosures may include forward-looking statements within the meaning of the federal securities laws by the Company pertaining to such matters as our goals, intentions, and expectations regarding (a) revenues, earnings, loan production, asset quality, liquidity position, capital levels, risk analysis, divestitures, acquisitions, and other material transactions, among other matters; (b) the future costs and benefits of the actions we may take; (c) our assessments of credit risk and probable losses on loans and associated allowances and reserves; (d) our assessments of interest rate and other market risks; (e) our ability to execute on our strategic plan, including the sufficiency of our internal resources, procedures and systems; (f) our ability to attract and retain key personnel; (g) our ability to achieve our financial and other strategic goals, including those related to our merger with Flagstar Bancorp, Inc., which was completed on December 1, 2022, our acquisition of substantial portions of the former Signature Bank through an FDIC-assisted transaction, and our ability to fully and timely implement the risk management programs institutions greater than $100 billion is assets must maintain; (h) matters to be presented to, voted on and approved by the Company’s stockholders; (i) the conversion or exchange of shares of the Company’s preferred stock; and (j) the payment of dividends on shares of the Company’s capital stock, including adjustments to the amount of dividends payable on shares of the Company’s Series B preferred stock.

Forward-looking statements are typically identified by such words as “believe,” “expect,” “anticipate,” “intend,” “outlook,” “estimate,” “forecast,” “project,” “should,” and other similar words and expressions, and are subject to numerous assumptions, risks, and uncertainties, which change over time. Additionally, forward-looking statements speak only as of the date they are made; the Company does not assume any duty, and does not undertake, to update our forward-looking statements. Furthermore, because forward-looking statements are subject to assumptions and uncertainties, actual results or future events could differ, possibly materially, from those anticipated in our statements, and our future performance could differ materially from our historical results.

Our forward-looking statements are subject to, among others, the following principal risks and uncertainties: general economic conditions and trends, either nationally or locally; conditions in the securities, credit and financial markets; changes in interest rates; changes in deposit flows, and in the demand for deposit, loan, and investment products and other financial services; changes in real estate values; changes in the quality or composition of our loan or investment portfolios, including associated allowances and reserves; changes in future allowance for credit losses requirements under relevant accounting and regulatory requirements; the ability to pay future dividends; changes in our capital management and balance sheet strategies and our ability to successfully implement such strategies; changes in our strategic plan, including changes in our internal resources, procedures and systems, and our ability to successfully implement such plan; changes in competitive pressures among financial institutions or from non-financial institutions; changes in legislation, regulations, and policies; the success of our blockchain and fintech activities, investments and strategic partnerships; the restructuring of our mortgage business; the impact of failures or disruptions in or breaches of the Company’s operational or security systems, data or infrastructure, or those of third parties, including as a result of cyberattacks or campaigns; the impact of natural disasters, extreme weather events, military conflict (including the Russia/Ukraine conflict, the conflict in Israel and surrounding areas, the possible expansion of such conflicts and potential geopolitical consequences), terrorism or other geopolitical events; and a variety of other matters which, by their nature, are subject to significant uncertainties and/or are beyond our control. Our forward-looking statements are also subject to the following principal risks and uncertainties with respect to our merger with Flagstar Bancorp, which was completed on December 1, 2022, and our acquisition of substantial portions of the former Signature Bank through an FDIC-assisted transaction: the possibility that the anticipated benefits of the transactions will not be realized when expected or at all; the possibility of increased legal and compliance costs, including with respect to any litigation or regulatory actions related to the business practices of acquired companies or the combined business; diversion of management’s attention from ongoing business operations and opportunities; the possibility that the Company may be unable to achieve expected synergies and operating efficiencies in or as a result of the transactions within the expected timeframes or at all; and revenues following the transactions may be lower than expected. Additionally, there can be no assurance that the Community Benefits Agreement entered into with NCRC, which was contingent upon the closing of the Company’s merger with Flagstar Bancorp, Inc., will achieve the results or outcome originally expected or anticipated by us as a result of changes to our business strategy, performance of the U.S. economy, or changes to the laws and regulations affecting us, our customers, communities we serve, and the U.S. economy (including, but not limited to, tax laws and regulations).

More information regarding some of these factors is provided in the Risk Factors section of our Annual Report on Form 10-K/A for the year ended December 31, 2023, Quarterly Reports on Form 10-Q for the quarters ended March 31, 2023, June 30, 2023, and September 30, 2023 and in other SEC reports we file. Our forward-looking statements may also be subject to other risks and uncertainties, including those we may discuss in this Amendment, during investor presentations, or in our other SEC filings, which are accessible on our website and at the SEC’s website, www.sec.gov.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.


						NEW YORK COMMUNITY BANCORP, INC.

Date: May 1, 2024

						/s/ Salvatore J. DiMartino
						Salvatore J. DiMartino
						Executive Vice President and Director of Investor Relations

EX-99.1 2 d741702dex991.htm EX-99.1 EX-99.1

Exhibit 99.1

102 Duffy Avenue, Hicksville, NY 11801 • Phone: (516) 683-4420 • flagstar.com


NEWS RELEASE				Investor Contact:
FOR IMMEDIATE RELEASE				Salvatore J. DiMartino
				(516) 683-4286

				Media Contact:
				Steven Bodakowski
				(248) 312-5872

NEW YORK COMMUNITY BANCORP, INC. DECLARES QUARTERLY CASH

DIVIDENDS ON ITS COMMON STOCK AND PREFERRED STOCKS

HICKSVILLE, N.Y., May 1, 2024 – New York Community Bancorp, Inc. (NYSE: NYCB) (the “Company”) today announced that its Board of Directors declared a quarterly cash dividend of $0.01 per share on the Company’s common stock. The dividend is payable on June 17, 2024 to common stockholders of record as of June 7, 2024.

In addition, the Board of Directors declared quarterly cash dividends on three series of its preferred stock.

•

A quarterly cash dividend on its Fixed-to-Floating Rate Noncumulative Perpetual Preferred Stock, Series A (NYSE: NYCB PA) at the rate of $15.94 per preferred share, which equates to $0.3984 for each depositary share. Each depositary share represents a 1/40th ownership interest in a share of the Series A preferred stock. The dividend is payable on June 17, 2024 to holders of record of Series A preferred stock as of June 7, 2024.

•

A quarterly cash dividend on its Series B Noncumulative Convertible Preferred Stock of either (i) $10.00 per share, if the Company’s stockholders approve certain matters being proposed for approval at the 2024 Annual Meeting of Company stockholders (specifically, Proposal 4 (the COI Authorized Share Amendment) and Proposal 7 (the Share Issuance)) on or before June 15, 2024, or (ii) $65.00 per share, if such approvals are not received on or before June 15, 2024. The dividend is payable on June 17, 2024 to holders of record of Series B preferred stock as of June 7, 2024.

•

A quarterly cash dividend on its Series C Noncumulative Convertible Preferred Stock of $65.00 per share. The dividend is payable on June 17, 2024 to holders of record of Series C preferred stock as of June 7, 2024. Shares of Series C preferred stock converted into shares of the Company’s common stock on or prior to June 7, 2024 will not be entitled to receive the $65.00 per share dividend on such shares of Series C preferred stock. Instead, the shares of the Company’s common stock issued in such conversion of shares of Series C preferred stock on or prior to June 7, 2024 would be entitled to receive the $0.01 per share dividend on the Company’s common stock. If the Company’s stockholders approve both Proposal 4 (the COI Authorized Share Amendment) and Proposal 7 (the Share Issuance) on or before June 5, 2024 at the 2024 Annual Meeting of Company stockholders, then it is expected that all shares of Series C preferred stock will have converted into shares of the Company’s common stock on or before June 7, 2024.

About New York Community Bancorp, Inc.

New York Community Bancorp, Inc. is the parent company of Flagstar Bank, N.A., one of the largest regional banks in the country. The Company is headquartered in Hicksville, New York. At March 31, 2024, the Company had $112.9 billion of assets, $83.3 billion of loans, deposits of $74.9 billion, and total stockholders’ equity of $8.4 billion.

Flagstar Bank, N.A. operates 419 branches, including strong footholds in the Northeast and Midwest and exposure to high growth markets in the Southeast and West Coast. Flagstar Mortgage operates nationally through a wholesale network of approximately 3,000 third-party mortgage originators. In addition, the Bank has approximately 100 private banking teams located in over ten cities in the metropolitan New York City region and on the West Coast, which serve the needs of high-net worth individuals and their businesses.

New York Community Bancorp, Inc. has market-leading positions in several national businesses, including multi-family lending, mortgage origination and servicing, and warehouse lending. Flagstar Mortgage is the seventh largest bank originator of residential mortgages for the 12-months ending March 31, 2024, while we are the industry’s fifth largest sub-servicer of mortgage loans nationwide, servicing 1.4 million accounts with $367 billion in unpaid principal balances. Additionally, the Company is the second largest mortgage warehouse lender nationally based on total commitments.

Cautionary Note Regarding Forward-Looking Statements

natural disasters, extreme weather events, military conflict (including the Russia/Ukraine conflict, the conflict in Israel and surrounding areas, the possible expansion of such conflicts and potential geopolitical consequences), terrorism or other geopolitical events; and a variety of other matters which, by their nature, are subject to significant uncertainties and/or are beyond our control. Our forward-looking statements are also subject to the following principal risks and uncertainties with respect to our merger with Flagstar Bancorp, which was completed on December 1, 2022, and our acquisition of substantial portions of the former Signature Bank through an FDIC-assisted transaction: the possibility that the anticipated benefits of the transactions will not be realized when expected or at all; the possibility of increased legal and compliance costs, including with respect to any litigation or regulatory actions related to the business practices of acquired companies or the combined business; diversion of management’s attention from ongoing business operations and opportunities; the possibility that the Company may be unable to achieve expected synergies and operating efficiencies in or as a result of the transactions within the expected timeframes or at all; and revenues following the transactions may be lower than expected. Additionally, there can be no assurance that the Community Benefits Agreement entered into with NCRC, which was contingent upon the closing of the Company’s merger with Flagstar Bancorp, Inc., will achieve the results or outcome originally expected or anticipated by us as a result of changes to our business strategy, performance of the U.S. economy, or changes to the laws and regulations affecting us, our customers, communities we serve, and the U.S. economy (including, but not limited to, tax laws and regulations).

EX-101.SCH 3 nycb-20240501.xsd XBRL TAXONOMY EXTENSION SCHEMA 100000 - Document - Document and Entity Information link:calculationLink link:presentationLink link:definitionLink EX-101.DEF 4 nycb-20240501_def.xml XBRL TAXONOMY EXTENSION DEFINITION LINKBASE EX-101.LAB 5 nycb-20240501_lab.xml XBRL TAXONOMY EXTENSION LABEL LINKBASE Cover [Abstract] Cover [Abstract] Amendment Flag Amendment Flag Entity Central Index Key Entity Central Index Key Document Type Document Type Document Period End Date Document Period End Date Entity Registrant Name Entity Registrant Name Entity Incorporation State Country Code Entity Incorporation State Country Code Entity File Number Entity File Number Entity Tax Identification Number Entity Tax Identification Number Entity Address, Address Line One Entity Address, Address Line One Entity Address, City or Town Entity Address, City or Town Entity Address, State or Province Entity Address, State or Province Entity Address, Postal Zip Code Entity Address, Postal Zip Code City Area Code City Area Code Local Phone Number Local Phone Number Written Communications Written Communications Soliciting Material Soliciting Material Pre Commencement Tender Offer Pre Commencement Tender Offer Pre Commencement Issuer Tender Offer Pre Commencement Issuer Tender Offer Security 12b Title Security 12b Title Trading Symbol Trading Symbol Security Exchange Name Security Exchange Name Entity Emerging Growth Company Entity Emerging Growth Company Document And Entity Information [Table] Document And Entity Information [Table] Document And Entity Information [Line Items] Document And Entity Information [Line Items] Class of Stock [Axis] Class of Stock [Axis] Class of Stock [Domain] Class of Stock [Domain] Common Stock [Member] Common Stock [Member] Option on Securities [Member] Option on Securities [Member] Series A Preferred Stock [Member] Series A Preferred Stock [Member] EX-101.PRE 6 nycb-20240501_pre.xml XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE GRAPHIC 7 g741702g0429213308510.jpg GRAPHIC begin 644 g741702g0429213308510.jpg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end GRAPHIC 8 g741702g0429213308824.jpg GRAPHIC begin 644 g741702g0429213308824.jpg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end XML 10 R1.htm IDEA: XBRL DOCUMENT

Document and Entity Information	May 01, 2024
Document And Entity Information [Line Items]
Amendment Flag	false
Entity Central Index Key	0000910073
Document Type	8-K
Document Period End Date	May 01, 2024
Entity Registrant Name	NEW YORK COMMUNITY BANCORP, INC.
Entity Incorporation State Country Code	DE
Entity File Number	1-31565
Entity Tax Identification Number	06-1377322
Entity Address, Address Line One	102 Duffy Avenue
Entity Address, City or Town	Hicksville
Entity Address, State or Province	NY
Entity Address, Postal Zip Code	11801
City Area Code	(516)
Local Phone Number	683-4100
Written Communications	false
Soliciting Material	false
Pre Commencement Tender Offer	false
Pre Commencement Issuer Tender Offer	false
Entity Emerging Growth Company	false
Common Stock [Member]
Document And Entity Information [Line Items]
Security 12b Title	Common Stock, par value $0.01 per share
Trading Symbol	NYCB
Security Exchange Name	NYSE
Option on Securities [Member]
Document And Entity Information [Line Items]
Security 12b Title	Bifurcated Option Note Unit Securities SM
Trading Symbol	NYCB PU
Security Exchange Name	NYSE
Series A Preferred Stock [Member]
Document And Entity Information [Line Items]
Security 12b Title	Fixed-to-Floating Rate Series A Noncumulative Perpetual Preferred Stock, $0.01 par value
Trading Symbol	NYCB PA
Security Exchange Name	NYSE

EXCEL 11 Financial_Report.xlsx IDEA: XBRL DOCUMENT begin 644 Financial_Report.xlsx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end XML 12 Show.js IDEA: XBRL DOCUMENT // Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission. Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105. var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0); e.removeAttribute('id');a.parentNode.appendChild(e)}} if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'} e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}} XML 13 report.css IDEA: XBRL DOCUMENT /* Updated 2009-11-04 */ /* v2.2.0.24 */ /* DefRef Styles */ ..report table.authRefData{ background-color: #def; border: 2px solid #2F4497; font-size: 1em; position: absolute; } ..report table.authRefData a { display: block; font-weight: bold; } ..report table.authRefData p { margin-top: 0px; } ..report table.authRefData .hide { background-color: #2F4497; padding: 1px 3px 0px 0px; text-align: right; } ..report table.authRefData .hide a:hover { background-color: #2F4497; } ..report table.authRefData .body { height: 150px; overflow: auto; width: 400px; } ..report table.authRefData table{ font-size: 1em; } /* Report Styles */ ..pl a, .pl a:visited { color: black; text-decoration: none; } /* table */ ..report { background-color: white; border: 2px solid #acf; clear: both; color: black; font: normal 8pt Helvetica, Arial, san-serif; margin-bottom: 2em; } ..report hr { border: 1px solid #acf; } /* Top labels */ ..report th { background-color: #acf; color: black; font-weight: bold; text-align: center; } ..report th.void { background-color: transparent; color: #000000; font: bold 10pt Helvetica, Arial, san-serif; text-align: left; } ..report .pl { text-align: left; vertical-align: top; white-space: normal; width: 200px; white-space: normal; /* word-wrap: break-word; */ } ..report td.pl a.a { cursor: pointer; display: block; width: 200px; overflow: hidden; } ..report td.pl div.a { width: 200px; } ..report td.pl a:hover { background-color: #ffc; } /* Header rows... */ ..report tr.rh { background-color: #acf; color: black; font-weight: bold; } /* Calendars... */ ..report .rc { background-color: #f0f0f0; } /* Even rows... */ ..report .re, .report .reu { background-color: #def; } ..report .reu td { border-bottom: 1px solid black; } /* Odd rows... */ ..report .ro, .report .rou { background-color: white; } ..report .rou td { border-bottom: 1px solid black; } ..report .rou table td, .report .reu table td { border-bottom: 0px solid black; } /* styles for footnote marker */ ..report .fn { white-space: nowrap; } /* styles for numeric types */ ..report .num, .report .nump { text-align: right; white-space: nowrap; } ..report .nump { padding-left: 2em; } ..report .nump { padding: 0px 0.4em 0px 2em; } /* styles for text types */ ..report .text { text-align: left; white-space: normal; } ..report .text .big { margin-bottom: 1em; width: 17em; } ..report .text .more { display: none; } ..report .text .note { font-style: italic; font-weight: bold; } ..report .text .small { width: 10em; } ..report sup { font-style: italic; } ..report .outerFootnotes { font-size: 1em; } XML 15 FilingSummary.xml IDEA: XBRL DOCUMENT 3.24.1.u1 html 4 22 1 false 3 0 false 0 false false R1.htm 100000 - Document - Document and Entity Information Sheet http://www.mynycb.com//20240501/taxonomy/role/DocumentDocumentAndEntityInformation Document and Entity Information Cover 1 false false All Reports Book All Reports d741702d8k.htm nycb-20240501.xsd nycb-20240501_def.xml nycb-20240501_lab.xml nycb-20240501_pre.xml http://xbrl.sec.gov/dei/2023 true false JSON 17 MetaLinks.json IDEA: XBRL DOCUMENT { "version": "2.2", "instance": { "d741702d8k.htm": { "nsprefix": "nycb", "nsuri": "http://www.mynycb.com/20240501", "dts": { "inline": { "local": [ "d741702d8k.htm" ] }, "schema": { "local": [ "nycb-20240501.xsd" ], "remote": [ "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd", "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd", "http://www.xbrl.org/2003/xl-2003-12-31.xsd", "http://www.xbrl.org/2003/xlink-2003-12-31.xsd", "http://www.xbrl.org/2005/xbrldt-2005.xsd", "http://www.xbrl.org/2006/ref-2006-02-27.xsd", "http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd", "http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd", "https://www.xbrl.org/2020/extensible-enumerations-2.0.xsd", "https://www.xbrl.org/dtr/type/2020-01-21/types.xsd", "https://www.xbrl.org/dtr/type/2022-03-31/types.xsd", "https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd", "https://xbrl.fasb.org/srt/2023/elts/srt-roles-2023.xsd", "https://xbrl.fasb.org/srt/2023/elts/srt-types-2023.xsd", "https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd", "https://xbrl.fasb.org/us-gaap/2023/elts/us-roles-2023.xsd", "https://xbrl.fasb.org/us-gaap/2023/elts/us-types-2023.xsd", "https://xbrl.sec.gov/country/2023/country-2023.xsd", "https://xbrl.sec.gov/dei/2023/dei-2023.xsd", "https://xbrl.sec.gov/naics/2023/naics-2023.xsd" ] }, "definitionLink": { "local": [ "nycb-20240501_def.xml" ] }, "labelLink": { "local": [ "nycb-20240501_lab.xml" ] }, "presentationLink": { "local": [ "nycb-20240501_pre.xml" ] } }, "keyStandard": 22, "keyCustom": 0, "axisStandard": 1, "axisCustom": 0, "memberStandard": 3, "memberCustom": 0, "hidden": { "total": 2, "http://xbrl.sec.gov/dei/2023": 2 }, "contextCount": 4, "entityCount": 1, "segmentCount": 3, "elementCount": 30, "unitCount": 0, "baseTaxonomies": { "http://xbrl.sec.gov/dei/2023": 28 }, "report": { "R1": { "role": "http://www.mynycb.com//20240501/taxonomy/role/DocumentDocumentAndEntityInformation", "longName": "100000 - Document - Document and Entity Information", "shortName": "Document and Entity Information", "isDefault": "true", "groupType": "document", "subGroupType": "", "menuCat": "Cover", "order": "1", "firstAnchor": { "contextRef": "duration_2024-05-01_to_2024-05-01", "name": "dei:DocumentType", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "p", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d741702d8k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "duration_2024-05-01_to_2024-05-01", "name": "dei:DocumentType", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "p", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d741702d8k.htm", "first": true, "unique": true } } }, "tag": { "dei_AmendmentFlag": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "AmendmentFlag", "presentation": [ "http://www.mynycb.com//20240501/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Amendment Flag", "terseLabel": "Amendment Flag", "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission." } } }, "auth_ref": [] }, "dei_CityAreaCode": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "CityAreaCode", "presentation": [ "http://www.mynycb.com//20240501/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "City Area Code", "terseLabel": "City Area Code", "documentation": "Area code of city" } } }, "auth_ref": [] }, "us-gaap_ClassOfStockDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ClassOfStockDomain", "presentation": [ "http://www.mynycb.com//20240501/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Class of Stock [Domain]", "terseLabel": "Class of Stock [Domain]" } } }, "auth_ref": [] }, "us-gaap_CommonStockMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommonStockMember", "presentation": [ "http://www.mynycb.com//20240501/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Common Stock [Member]", "terseLabel": "Common Stock [Member]" } } }, "auth_ref": [] }, "dei_CoverAbstract": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "CoverAbstract", "lang": { "en-us": { "role": { "label": "Cover [Abstract]", "terseLabel": "Cover [Abstract]", "documentation": "Cover page." } } }, "auth_ref": [] }, "nycb_DocumentAndEntityInformationLineItems": { "xbrltype": "stringItemType", "nsuri": "http://www.mynycb.com/20240501", "localname": "DocumentAndEntityInformationLineItems", "presentation": [ "http://www.mynycb.com//20240501/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Document And Entity Information [Line Items]", "terseLabel": "Document And Entity Information [Line Items]" } } }, "auth_ref": [] }, "nycb_DocumentAndEntityInformationTable": { "xbrltype": "stringItemType", "nsuri": "http://www.mynycb.com/20240501", "localname": "DocumentAndEntityInformationTable", "presentation": [ "http://www.mynycb.com//20240501/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Document And Entity Information [Table]", "terseLabel": "Document And Entity Information [Table]" } } }, "auth_ref": [] }, "dei_DocumentPeriodEndDate": { "xbrltype": "dateItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "DocumentPeriodEndDate", "presentation": [ "http://www.mynycb.com//20240501/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Document Period End Date", "terseLabel": "Document Period End Date", "documentation": "For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period. The format of the date is YYYY-MM-DD." } } }, "auth_ref": [] }, "dei_DocumentType": { "xbrltype": "submissionTypeItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "DocumentType", "presentation": [ "http://www.mynycb.com//20240501/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Document Type", "terseLabel": "Document Type", "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'." } } }, "auth_ref": [] }, "dei_EntityAddressAddressLine1": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityAddressAddressLine1", "presentation": [ "http://www.mynycb.com//20240501/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Entity Address, Address Line One", "terseLabel": "Entity Address, Address Line One", "documentation": "Address Line 1 such as Attn, Building Name, Street Name" } } }, "auth_ref": [] }, "dei_EntityAddressCityOrTown": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityAddressCityOrTown", "presentation": [ "http://www.mynycb.com//20240501/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Entity Address, City or Town", "terseLabel": "Entity Address, City or Town", "documentation": "Name of the City or Town" } } }, "auth_ref": [] }, "dei_EntityAddressPostalZipCode": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityAddressPostalZipCode", "presentation": [ "http://www.mynycb.com//20240501/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Entity Address, Postal Zip Code", "terseLabel": "Entity Address, Postal Zip Code", "documentation": "Code for the postal or zip code" } } }, "auth_ref": [] }, "dei_EntityAddressStateOrProvince": { "xbrltype": "stateOrProvinceItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityAddressStateOrProvince", "presentation": [ "http://www.mynycb.com//20240501/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Entity Address, State or Province", "terseLabel": "Entity Address, State or Province", "documentation": "Name of the state or province." } } }, "auth_ref": [] }, "dei_EntityCentralIndexKey": { "xbrltype": "centralIndexKeyItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityCentralIndexKey", "presentation": [ "http://www.mynycb.com//20240501/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Entity Central Index Key", "terseLabel": "Entity Central Index Key", "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK." } } }, "auth_ref": [ "r1" ] }, "dei_EntityEmergingGrowthCompany": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityEmergingGrowthCompany", "presentation": [ "http://www.mynycb.com//20240501/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Entity Emerging Growth Company", "terseLabel": "Entity Emerging Growth Company", "documentation": "Indicate if registrant meets the emerging growth company criteria." } } }, "auth_ref": [ "r1" ] }, "dei_EntityFileNumber": { "xbrltype": "fileNumberItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityFileNumber", "presentation": [ "http://www.mynycb.com//20240501/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Entity File Number", "terseLabel": "Entity File Number", "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen." } } }, "auth_ref": [] }, "dei_EntityIncorporationStateCountryCode": { "xbrltype": "edgarStateCountryItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityIncorporationStateCountryCode", "presentation": [ "http://www.mynycb.com//20240501/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Entity Incorporation State Country Code", "terseLabel": "Entity Incorporation State Country Code", "documentation": "Two-character EDGAR code representing the state or country of incorporation." } } }, "auth_ref": [] }, "dei_EntityRegistrantName": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityRegistrantName", "presentation": [ "http://www.mynycb.com//20240501/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Entity Registrant Name", "terseLabel": "Entity Registrant Name", "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC." } } }, "auth_ref": [ "r1" ] }, "dei_EntityTaxIdentificationNumber": { "xbrltype": "employerIdItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityTaxIdentificationNumber", "presentation": [ "http://www.mynycb.com//20240501/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Entity Tax Identification Number", "terseLabel": "Entity Tax Identification Number", "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS." } } }, "auth_ref": [ "r1" ] }, "dei_LocalPhoneNumber": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "LocalPhoneNumber", "presentation": [ "http://www.mynycb.com//20240501/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Local Phone Number", "terseLabel": "Local Phone Number", "documentation": "Local phone number for entity." } } }, "auth_ref": [] }, "us-gaap_OptionOnSecuritiesMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OptionOnSecuritiesMember", "presentation": [ "http://www.mynycb.com//20240501/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Option on Securities [Member]", "terseLabel": "Option on Securities [Member]" } } }, "auth_ref": [] }, "dei_PreCommencementIssuerTenderOffer": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "PreCommencementIssuerTenderOffer", "presentation": [ "http://www.mynycb.com//20240501/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Pre Commencement Issuer Tender Offer", "terseLabel": "Pre Commencement Issuer Tender Offer", "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act." } } }, "auth_ref": [ "r3" ] }, "dei_PreCommencementTenderOffer": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "PreCommencementTenderOffer", "presentation": [ "http://www.mynycb.com//20240501/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Pre Commencement Tender Offer", "terseLabel": "Pre Commencement Tender Offer", "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act." } } }, "auth_ref": [ "r4" ] }, "dei_Security12bTitle": { "xbrltype": "securityTitleItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "Security12bTitle", "presentation": [ "http://www.mynycb.com//20240501/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Security 12b Title", "terseLabel": "Security 12b Title", "documentation": "Title of a 12(b) registered security." } } }, "auth_ref": [ "r0" ] }, "dei_SecurityExchangeName": { "xbrltype": "edgarExchangeCodeItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "SecurityExchangeName", "presentation": [ "http://www.mynycb.com//20240501/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Security Exchange Name", "terseLabel": "Security Exchange Name", "documentation": "Name of the Exchange on which a security is registered." } } }, "auth_ref": [ "r2" ] }, "us-gaap_SeriesAPreferredStockMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SeriesAPreferredStockMember", "presentation": [ "http://www.mynycb.com//20240501/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Series A Preferred Stock [Member]", "terseLabel": "Series A Preferred Stock [Member]" } } }, "auth_ref": [] }, "dei_SolicitingMaterial": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "SolicitingMaterial", "presentation": [ "http://www.mynycb.com//20240501/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Soliciting Material", "terseLabel": "Soliciting Material", "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act." } } }, "auth_ref": [ "r5" ] }, "us-gaap_StatementClassOfStockAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StatementClassOfStockAxis", "presentation": [ "http://www.mynycb.com//20240501/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Class of Stock [Axis]", "terseLabel": "Class of Stock [Axis]" } } }, "auth_ref": [] }, "dei_TradingSymbol": { "xbrltype": "tradingSymbolItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "TradingSymbol", "presentation": [ "http://www.mynycb.com//20240501/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Trading Symbol", "terseLabel": "Trading Symbol", "documentation": "Trading symbol of an instrument as listed on an exchange." } } }, "auth_ref": [] }, "dei_WrittenCommunications": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "WrittenCommunications", "presentation": [ "http://www.mynycb.com//20240501/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Written Communications", "terseLabel": "Written Communications", "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act." } } }, "auth_ref": [ "r6" ] } } } }, "std_ref": { "r0": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Exchange Act", "Number": "240", "Section": "12", "Subsection": "b" }, "r1": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Exchange Act", "Number": "240", "Section": "12", "Subsection": "b-2" }, "r2": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Exchange Act", "Number": "240", "Section": "12", "Subsection": "d1-1" }, "r3": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Exchange Act", "Number": "240", "Section": "13e", "Subsection": "4c" }, "r4": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Exchange Act", "Number": "240", "Section": "14d", "Subsection": "2b" }, "r5": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Exchange Act", "Section": "14a", "Number": "240", "Subsection": "12" }, "r6": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Securities Act", "Number": "230", "Section": "425" } } } ZIP 18 0001193125-24-127490-xbrl.zip IDEA: XBRL DOCUMENT begin 644 0001193125-24-127490-xbrl.zip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end XML 20 d741702d8k_htm.xml IDEA: XBRL DOCUMENT 0000910073 2024-05-01 2024-05-01 0000910073 us-gaap:CommonStockMember 2024-05-01 2024-05-01 0000910073 us-gaap:OptionOnSecuritiesMember 2024-05-01 2024-05-01 0000910073 us-gaap:SeriesAPreferredStockMember 2024-05-01 2024-05-01 false 0000910073 8-K 2024-05-01 NEW YORK COMMUNITY BANCORP, INC. DE 1-31565 06-1377322 102 Duffy Avenue Hicksville NY 11801 (516) 683-4100 false false false false Common Stock, par value $0.01 per share NYCB NYSE Bifurcated Option Note Unit Securities SM NYCB PU NYSE Fixed-to-Floating Rate Series A Noncumulative Perpetual Preferred Stock, $0.01 par value NYCB PA NYSE false