0001193125-24-118479.txt : 20240426 0001193125-24-118479.hdr.sgml : 20240426 20240426172057 ACCESSION NUMBER: 0001193125-24-118479 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 17 CONFORMED PERIOD OF REPORT: 20240425 ITEM INFORMATION: Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers ITEM INFORMATION: Regulation FD Disclosure ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20240426 DATE AS OF CHANGE: 20240426 FILER: COMPANY DATA: COMPANY CONFORMED NAME: NEW YORK COMMUNITY BANCORP, INC. CENTRAL INDEX KEY: 0000910073 STANDARD INDUSTRIAL CLASSIFICATION: SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED [6036] ORGANIZATION NAME: 02 Finance IRS NUMBER: 061377322 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 001-31565 FILM NUMBER: 24885372 BUSINESS ADDRESS: STREET 1: 102 DUFFY AVENUE CITY: HICKSVILLE STATE: NY ZIP: 11801 BUSINESS PHONE: 5166834100 MAIL ADDRESS: STREET 1: 102 DUFFY AVENUE CITY: HICKSVILLE STATE: NY ZIP: 11801 FORMER COMPANY: FORMER CONFORMED NAME: NEW YORK COMMUNITY BANCORP INC DATE OF NAME CHANGE: 20001128 FORMER COMPANY: FORMER CONFORMED NAME: QUEENS COUNTY BANCORP INC DATE OF NAME CHANGE: 19930802 8-K 1 d813395d8k.htm 8-K 8-K
false 0000910073 0000910073 2024-04-25 2024-04-25 0000910073 us-gaap:CommonStockMember 2024-04-25 2024-04-25 0000910073 us-gaap:OptionOnSecuritiesMember 2024-04-25 2024-04-25 0000910073 us-gaap:SeriesAPreferredStockMember 2024-04-25 2024-04-25

 

 

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D. C. 20549

 

 

FORM 8-K

 

 

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): April 25, 2024

 

 

NEW YORK COMMUNITY BANCORP, INC.

(Exact name of registrant as specified in its charter)

 

 

 

Delaware   1-31565   06-1377322
(State or other jurisdiction
of incorporation)
 

(Commission

File Number)

  (IRS Employer
Identification No.)

 

102 Duffy Avenue, Hicksville, New York   11801
(Address of principal executive offices)   (Zip Code)

Registrant’s telephone number, including area code: (516) 683-4100

N/A

(Former name or former address, if changed since last report)

 

 

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

 

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

 

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

 

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

 

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

 

Title of each class

 

Trading
Symbol

 

Name of each exchange

on which registered

Common Stock, par value $0.01 per share   NYCB   New York Stock Exchange
Bifurcated Option Note Unit Securities SM   NYCB PU   New York Stock Exchange
Fixed-to-Floating Rate Series A Noncumulative Perpetual Preferred Stock, $0.01 par value   NYCB PA   New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

 

 

 


Item 5.02 Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

On April 25, 2024, New York Community Bancorp, Inc. (“NYCB” or the “Company”) granted (a) Craig Gifford, Senior Executive Vice President and Chief Financial Officer of the Company and the Bank, a one-time stock option grant to acquire 3,000,000 shares of the Company’s common stock, and (b) Scott Shepherd, Senior Executive Vice President and Head of Commercial Real Estate Lending of the Company and the Bank, a one-time stock option grant to acquire 3,000,000 shares of the Company’s common stock. Each option granted to Mr. Gifford and Mr. Shepherd has an exercise price per share of $3.07 and will vest in 3 equal annual installments on the first, second, and third anniversary of the grant date, with any applicable taxes payable by way of a net settlement.

Item 7.01 Regulation FD Disclosure

On April 26, 2024, the Company issued a press release announcing, among other things, the option grants described above. A copy of the press release is attached hereto as Exhibit 99.1.

The preceding information in this Item 7.01, as well as Exhibit 99.1 hereto, shall not be deemed “filed” for purposes of Section 18 of the Securities and Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that Section, or incorporated by reference into any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits

 

Exhibit

No.

   Description of Exhibit
99.1    Press Release of NYCB, dated April 26, 2024
104    Cover Page Interactive Data File (embedded within the Inline XBRL document)

Cautionary Note Regarding Forward-Looking Statements

The foregoing disclosures may include forward-looking statements within the meaning of the federal securities laws by the Company pertaining to such matters as our goals, intentions, and expectations regarding equity award grants, including the terms thereof; revenues, earnings, loan production, asset quality, capital levels, and acquisitions,


among other matters; our estimates of future costs and benefits of the actions we may take; our assessments of probable losses on loans; our assessments of interest rate and other market risks; and our ability to achieve our financial and other strategic goals, including those related to our merger with Flagstar Bancorp, Inc., which was completed on December 1, 2022, the purchase and assumption of certain assets and liabilities of Signature Bridge Bank beginning March 20, 2023 (the “Signature Transaction”), and our transition to a $100 billion plus bank.

Forward-looking statements are typically identified by such words as “believe,” “expect,” “anticipate,” “intend,” “outlook,” “estimate,” “forecast,” “project,” “should,” and other similar words and expressions, and are subject to numerous assumptions, risks, and uncertainties, which change over time. Additionally, forward-looking statements speak only as of the date they are made; the Company does not assume any duty, and does not undertake, to update our forward-looking statements. Furthermore, because forward-looking statements are subject to assumptions and uncertainties, actual results or future events could differ, possibly materially, from those anticipated in our statements, and our future performance could differ materially from our historical results.

Our forward-looking statements are subject to the following principal risks and uncertainties: general economic conditions and trends, either nationally or locally; conditions in the securities markets; changes in interest rates; changes in deposit flows, and in the demand for deposit, loan, and investment products and other financial services; changes in real estate values; changes in the quality or composition of our loan or investment portfolios; changes in future allowance for credit losses requirements under relevant accounting and regulatory requirements; the ability to pay future dividends at currently expected rates; changes in our capital management and balance sheet strategies and our ability to successfully implement such strategies; changes in competitive pressures among financial institutions or from non-financial institutions; changes in legislation, regulations, and policies; the success of our blockchain and fintech activities, investments and strategic partnerships; the restructuring of our mortgage business; the impact of failures or disruptions in or breaches of the Company’s operational or security systems, data or infrastructure, or those of third parties, including as a result of cyberattacks or campaigns; the impact of natural disasters, extreme weather events, military conflict (including the Russia/Ukraine conflict, the conflict in Israel and surrounding areas, the possible expansion of such conflicts and potential geopolitical consequences), terrorism or other geopolitical events; and a variety of other matters which, by their nature, are subject to significant uncertainties and/or are beyond our control. Our forward-looking statements are also subject to the following principal risks and uncertainties with respect to our merger with Flagstar Bancorp, which was completed on December 1, 2022, and the Signature Transaction; the possibility that the anticipated benefits of the transactions will not be realized when expected or at all; the possibility of increased legal and compliance costs, including with respect to any litigation or regulatory actions related to the business practices of acquired companies or the combined business; diversion of management’s attention from ongoing business operations and opportunities; the possibility that the Company may be unable to achieve expected synergies and operating efficiencies in or as a result of the transactions within the expected timeframes or at all; and revenues following the transactions may be lower than expected. Additionally, there can be no assurance that the Community Benefits Agreement entered into with NCRC, which was contingent upon the closing of the Company’s merger with Flagstar Bancorp, Inc., will achieve the results or outcome originally expected or anticipated by us as a result of changes to our business strategy, performance of the U.S. economy, or changes to the laws and regulations affecting us, our customers, communities we serve, and the U.S. economy (including, but not limited to, tax laws and regulations).

More information regarding some of these factors is provided in the Risk Factors section of our Annual Report on Form 10-K/A for the year ended December 31, 2023, Quarterly Reports on Form 10-Q for the quarters ended March 31, 2023, June 30, 2023, and September 30, 2023 and in other SEC reports we file. Our forward-looking statements may also be subject to other risks and uncertainties, including those we may discuss in this Amendment, during investor presentations, or in our other SEC filings, which are accessible on our website and at the SEC’s website, www.sec.gov.


SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

 

      NEW YORK COMMUNITY BANCORP, INC.
Date: April 26, 2024      
     

/s/ Salvatore J. DiMartino

      Salvatore J. DiMartino
      Executive Vice President and Director of Investor Relations
EX-99.1 2 d813395dex991.htm EX-99.1 EX-99.1

Exhibit 99.1

 

LOGO    LOGO

102 Duffy Avenue, Hicksville, NY 11801 • Phone: (516) 683-4420 • flagstar.com

 

NEWS RELEASE

FOR IMMEDIATE RELEASE

    

Investor Contact:

Salvatore J. DiMartino

     (516) 683-4286
     Media Contact:
     Steven Bodakowski
     (248) 312-5872

NEW YORK COMMUNITY BANCORP, INC. ANNOUNCES

NEW EMPLOYMENT INDUCEMENT AWARDS

HICKSVILLE, N.Y., April 26, 2024 – New York Community Bancorp, Inc. (NYSE: NYCB) (the “Company”) today announced that it has approved employment inducement awards to three individuals who have recently become executives of the Company.

In connection with the appointments of (i) Craig Gifford as Senior Executive Vice President and Chief Financial Officer of the Company, (ii) Scott Shepherd as Senior Executive Vice President and Head of Commercial Real Estate Lending of the Company, and (iii) Bao Nguyen as Senior Executive Vice President, General Counsel, and Chief of Staff of the Company, the Board of Directors of the Company approved employment inducement awards for Mr. Gifford, Mr. Shepherd, and Mr. Nguyen as a material inducement to such individuals entering into offers of employment with the Company in reliance on the employment inducement award exception to New York Stock Exchange Listing Rule 303A.08.

Each of Mr. Gifford, Mr. Shepherd, and Mr. Nguyen was granted a one-time stock option grant to acquire 3,000,000 shares of the Company’s common stock. Each stock option has an exercise price of $3.07, which is equal to the closing price of the Company’s common stock on the date of the grants, and will vest in 3 equal annual installments on the first, second, and third anniversary of the grant date, with any applicable taxes payable by way of a net settlement.

The employment inducement awards are being made outside of the New York Community Bancorp, Inc. 2020 Omnibus Incentive Plan (the “Plan”) and the Company’s shareholder-approved equity compensation plan, but will generally be subject to the same terms and conditions as apply to awards granted under the Plan.

About New York Community Bancorp, Inc.

New York Community Bancorp, Inc. is the parent company of Flagstar Bank, N.A., one of the largest regional banks in the country. The Company is headquartered in Hicksville, New York. At December 31, 2023, the Company had $113.9 billion of assets, $85.8 billion of loans, deposits of $81.4 billion, and total stockholders’ equity of $8.4 billion.

Flagstar Bank, N.A. operates 420 branches, including strong footholds in the Northeast and Midwest and exposure to high growth markets in the Southeast and West Coast. Flagstar Mortgage operates nationally through a wholesale network of approximately 3,000 third-party mortgage originators. In addition, the Bank has 134 private banking teams located in over ten cities in the metropolitan New York City region and on the West Coast, which serve the needs of high-net worth individuals and their businesses.

New York Community Bancorp, Inc. has market-leading positions in several national businesses, including multi-family lending, mortgage origination and servicing, and warehouse lending. Flagstar Mortgage is the seventh largest bank originator of residential mortgages for the 12-months ending December 31, 2023, while we are the industry’s fifth largest sub-servicer of mortgage loans nationwide, servicing 1.4 million accounts with $382 billion in unpaid principal balances. Additionally, the Company is the second largest mortgage warehouse lender nationally based on total commitments.


LOGO    LOGO

 

Cautionary Note Regarding Forward-Looking Statements

The foregoing disclosures may include forward-looking statements within the meaning of the federal securities laws by the Company pertaining to such matters as our goals, intentions, and expectations regarding equity award grants, including the terms thereof; revenues, earnings, loan production, asset quality, capital levels, and acquisitions, among other matters; our estimates of future costs and benefits of the actions we may take; our assessments of probable losses on loans; our assessments of interest rate and other market risks; and our ability to achieve our financial and other strategic goals, including those related to our merger with Flagstar Bancorp, Inc., which was completed on December 1, 2022, the purchase and assumption of certain assets and liabilities of Signature Bridge Bank beginning March 20, 2023 (the “Signature Transaction”), and our transition to a $100 billion plus bank.

Forward-looking statements are typically identified by such words as “believe,” “expect,” “anticipate,” “intend,” “outlook,” “estimate,” “forecast,” “project,” “should,” and other similar words and expressions, and are subject to numerous assumptions, risks, and uncertainties, which change over time. Additionally, forward-looking statements speak only as of the date they are made; the Company does not assume any duty, and does not undertake, to update our forward-looking statements. Furthermore, because forward-looking statements are subject to assumptions and uncertainties, actual results or future events could differ, possibly materially, from those anticipated in our statements, and our future performance could differ materially from our historical results.

Our forward-looking statements are subject to the following principal risks and uncertainties: general economic conditions and trends, either nationally or locally; conditions in the securities markets; changes in interest rates; changes in deposit flows, and in the demand for deposit, loan, and investment products and other financial services; changes in real estate values; changes in the quality or composition of our loan or investment portfolios; changes in future allowance for credit losses requirements under relevant accounting and regulatory requirements; the ability to pay future dividends at currently expected rates; changes in our capital management and balance sheet strategies and our ability to successfully implement such strategies; changes in competitive pressures among financial institutions or from non-financial institutions; changes in legislation, regulations, and policies; the success of our blockchain and fintech activities, investments and strategic partnerships; the restructuring of our mortgage business; the impact of failures or disruptions in or breaches of the Company’s operational or security systems, data or infrastructure, or those of third parties, including as a result of cyberattacks or campaigns; the impact of natural disasters, extreme weather events, military conflict (including the Russia/Ukraine conflict, the conflict in Israel and surrounding areas, the possible expansion of such conflicts and potential geopolitical consequences), terrorism or other geopolitical events; and a variety of other matters which, by their nature, are subject to significant uncertainties and/or are beyond our control. Our forward-looking statements are also subject to the following principal risks and uncertainties with respect to our merger with Flagstar Bancorp, which was completed on December 1, 2022, and the Signature Transaction; the possibility that the anticipated benefits of the transactions will not be realized when expected or at all; the possibility of increased legal and compliance costs, including with respect to any litigation or regulatory actions related to the business practices of acquired companies or the combined business; diversion of management’s attention from ongoing business operations and opportunities; the possibility that the Company may be unable to achieve expected synergies and operating efficiencies in or as a result of the transactions within the expected timeframes or at all; and revenues following the transactions may be lower than expected.


LOGO    LOGO

 

Additionally, there can be no assurance that the Community Benefits Agreement entered into with NCRC, which was contingent upon the closing of the Company’s merger with Flagstar Bancorp, Inc., will achieve the results or outcome originally expected or anticipated by us as a result of changes to our business strategy, performance of the U.S. economy, or changes to the laws and regulations affecting us, our customers, communities we serve, and the U.S. economy (including, but not limited to, tax laws and regulations).

More information regarding some of these factors is provided in the Risk Factors section of our Annual Report on Form 10-K/A for the year ended December 31, 2023, Quarterly Reports on Form 10-Q for the quarters ended March 31, 2023, June 30, 2023, and September 30, 2023 and in other SEC reports we file. Our forward-looking statements may also be subject to other risks and uncertainties, including those we may discuss in this Amendment, during investor presentations, or in our other SEC filings, which are accessible on our website and at the SEC’s website, www.sec.gov.

EX-101.SCH 3 nycb-20240425.xsd XBRL TAXONOMY EXTENSION SCHEMA 100000 - Document - Document and Entity Information link:calculationLink link:presentationLink link:definitionLink EX-101.DEF 4 nycb-20240425_def.xml XBRL TAXONOMY EXTENSION DEFINITION LINKBASE EX-101.LAB 5 nycb-20240425_lab.xml XBRL TAXONOMY EXTENSION LABEL LINKBASE Cover [Abstract] Cover [Abstract] Amendment Flag Amendment Flag Entity Central Index Key Entity Central Index Key Document Type Document Type Document Period End Date Document Period End Date Entity Registrant Name Entity Registrant Name Entity Incorporation State Country Code Entity Incorporation State Country Code Entity File Number Entity File Number Entity Tax Identification Number Entity Tax Identification Number Entity Address, Address Line One Entity Address, Address Line One Entity Address, City or Town Entity Address, City or Town Entity Address, State or Province Entity Address, State or Province Entity Address, Postal Zip Code Entity Address, Postal Zip Code City Area Code City Area Code Local Phone Number Local Phone Number Written Communications Written Communications Soliciting Material Soliciting Material Pre Commencement Tender Offer Pre Commencement Tender Offer Pre Commencement Issuer Tender Offer Pre Commencement Issuer Tender Offer Security 12b Title Security 12b Title Trading Symbol Trading Symbol Security Exchange Name Security Exchange Name Entity Emerging Growth Company Entity Emerging Growth Company Document And Entity Information [Table] Document And Entity Information [Table] Document And Entity Information [Line Items] Document And Entity Information [Line Items] Class of Stock [Axis] Class of Stock [Axis] Class of Stock [Domain] Class of Stock [Domain] Common Stock [Member] Common Stock [Member] Option on Securities [Member] Option on Securities [Member] Series A Preferred Stock [Member] Series A Preferred Stock [Member] EX-101.PRE 6 nycb-20240425_pre.xml XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE GRAPHIC 7 g813395g0426210123428.jpg GRAPHIC begin 644 g813395g0426210123428.jpg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end GRAPHIC 8 g813395g0426210123639.jpg GRAPHIC begin 644 g813395g0426210123639.jpg M_]C_X 02D9)1@ ! 0$ 8 !@ #_VP!# @&!@<&!0@'!P<)"0@*#!0-# L+ M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#7J#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6VM[BYNL+#Q,7& MQ\C)RM+3U-76U]C9VN'BX^3EYN?HZ>KQ\O/T]?;W^/GZ_\0 'P$ P$! 0$! M 0$! 0 $" P0%!@<("0H+_\0 M1$ @$"! 0#! <%! 0 0)W $" M Q$$!2$Q!A)!40=A<1,B,H$(%$*1H;'!"2,S4O 58G+1"A8D-.$E\1<8&1HF M)R@I*C4V-S@Y.D-$149'2$E*4U155E=865IC9&5F9VAI:G-T=79W>'EZ@H.$ MA8:'B(F*DI.4E9:7F)F:HJ.DI::GJ*FJLK.TM;:WN+FZPL/$Q<;'R,G*TM/4 MU=;7V-G:XN/DY>;GZ.GJ\O/T]?;W^/GZ_]H # ,! (1 Q$ /P#W^LK5[Z2 M+# ^V0\LWH*IZKXJ@L)GMHHFDF0X.[A0?ZU@6\M[K6I1F0.4>0;MH^4#_P#5 M7@YEF2M]7P[O-NVG3YGIX; SM[6HK1WU-CP_KD]UJMQ:7,N]3S$2!VZC^M=1 M7!:M:3Z;KKW$".J;_,1@..>H_G726>N*X19QC?C#CI^-3E^8JDWA<2_>3T;Z MCQF&4K5:*T:V-FO/_B1\4;/P$D%LEJ;W4KA=T<(;:%7.,L?KVKN+VY%GI]S= M[2XAB:3:.^ 3C]*^2O$WQ!BUWXEV7B632W$5J4_T5WR6V^^/7FOH#RSUZR^* M_B)_ >L^(+_0([2:R=!#%)'(BR!L<\\GKVKM_A[XHN/&/@^UUJZ@B@EF9U*1 M9VC!QWKS'Q)\0(_'OPA\0S1Z8]B+9XTVL^[=D@^@KI_@_J%KI7P?,J;OID\UY9X=^.*ZCKEMI&K>';RQGN7$<9 )Y/^R0#7FOQF\=)XCU^'3UL M)+)?C]INFZJ^GZ+ILFIO&Q5I0V%)'7:!R?K0!['17C:?M!:4=! MN+J72YHM1@=0UD\F"P)QE3CMZ5T>I_%&'3?AM8>,6TQWCNW""W$H!7)8=8@;'I MD9H PM2TB1KB6<()8W.[IRM9NGZ]=6E_':3[#&7",=N".U=I7&^,-/,=Q!>P MKCS"(VP/XNQ_SZ5\YC\%/"-XO#2:UNT>M@ZT:[]A56^Q+KVO7,5[):6VS:N M3MR2:J:9I.L74R2R-Y4.X,?,'7Z"M#2+-+J^:9EW;3N=SW:NHJ<)A)YA)XC$ M2?+?1!5Q,M*U2WTRZEL(S#ON$C)1<+SDU]*>2=9\8K:WMOA9JP@@BB M!V9$:!<_,/2O'M7OKBV_9XT*UB8K%W/B#X&P>']2@DLM02226$3(5*/N.,CT- '8_#GP MOH^C^"M-%K:P2-/ LDLQ0$R,1RPQG;!NA9P/]UAU%9?BKPA\0=^D*:>8(1R<#YL9_P *]^MM!TFUTY+" M'3[86JIL$?EC!%>??$SX:S^,="T^[TXB+6+&)0@8[=XP/ESV.:XNPUKXU16R MZ(NE2%@/+%U-;\J.F=^+? M"/Q,N/&.B6']H03,7^YOVY&""/ZUSW@_1[K3?CS9V5Q>?;;R*3?=3 Y^?&6Y M]J]!\0^)OB?X6\3WTZZ*-3T>5\P)$I8(OU'(_$4 0^&_C%I&L:]9V?B;05T_ M40X$-PR<*YX[\BLO]HFW@BN?#[QPQHSR.7*J 6Y'7UK)N-(\6_%GQEI][=^' M_P"R+2V($DQ0KQD$Y) W'CBO2_C!X"N_&/AVV;2\-J%@^^-&./,7'(SZ]Z + M7C9ET;X27]YI]O%#<&P5/,B0*P# G(^MGK3/ ,OC77H+OPGXRTJ6+2OL+0B>2 JS=% W=#Q7(6=C\1?A#JES:Z7 M8R:CIDPZ7=/J$4JF2V6(EU&Y^HZ]Q0!UOP?\*Z19?#O3+S[%!)= M7L9FFED0,223@<]@ *](P , 8 KE_AQ9W.G_ [T2TO()(+B*W"R1R+AE.3P M1744 +361'&'4,.N",T44;@"JB#"J%'L,4ZBBA*VP!1110 4444 %%%% ''? M$8^+_P"PH_\ A#EC^V+*&E9G52$'8;N#FO)Y/&WQ?O@=+CL[&.Y;Y/,C,8?\ MR^/THHH [3X5?"^[\+75QKVOSK/K-R"-H;=Y0/7+=V/M7JM%% !1110 4444 , %%%% !2444 ?__9 end XML 10 R1.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Document and Entity Information
Apr. 25, 2024
Document And Entity Information [Line Items]  
Amendment Flag false
Entity Central Index Key 0000910073
Document Type 8-K
Document Period End Date Apr. 25, 2024
Entity Registrant Name NEW YORK COMMUNITY BANCORP, INC.
Entity Incorporation State Country Code DE
Entity File Number 1-31565
Entity Tax Identification Number 06-1377322
Entity Address, Address Line One 102 Duffy Avenue
Entity Address, City or Town Hicksville
Entity Address, State or Province NY
Entity Address, Postal Zip Code 11801
City Area Code (516)
Local Phone Number 683-4100
Written Communications false
Soliciting Material false
Pre Commencement Tender Offer false
Pre Commencement Issuer Tender Offer false
Entity Emerging Growth Company false
Common Stock [Member]  
Document And Entity Information [Line Items]  
Security 12b Title Common Stock, par value $0.01 per share
Trading Symbol NYCB
Security Exchange Name NYSE
Option on Securities [Member]  
Document And Entity Information [Line Items]  
Security 12b Title Bifurcated Option Note Unit Securities SM
Trading Symbol NYCB PU
Security Exchange Name NYSE
Series A Preferred Stock [Member]  
Document And Entity Information [Line Items]  
Security 12b Title Fixed-to-Floating Rate Series A Noncumulative Perpetual Preferred Stock, $0.01 par value
Trading Symbol NYCB PA
Security Exchange Name NYSE
EXCEL 11 Financial_Report.xlsx IDEA: XBRL DOCUMENT begin 644 Financial_Report.xlsx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end XML 12 Show.js IDEA: XBRL DOCUMENT // Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission. Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105. var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0); e.removeAttribute('id');a.parentNode.appendChild(e)}} if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'} e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}} XML 13 report.css IDEA: XBRL DOCUMENT /* Updated 2009-11-04 */ /* v2.2.0.24 */ /* DefRef Styles */ ..report table.authRefData{ background-color: #def; border: 2px solid #2F4497; font-size: 1em; position: absolute; } ..report table.authRefData a { display: block; font-weight: bold; } ..report table.authRefData p { margin-top: 0px; } ..report table.authRefData .hide { background-color: #2F4497; padding: 1px 3px 0px 0px; text-align: right; } ..report table.authRefData .hide a:hover { background-color: #2F4497; } ..report table.authRefData .body { height: 150px; overflow: auto; width: 400px; } ..report table.authRefData table{ font-size: 1em; } /* Report Styles */ ..pl a, .pl a:visited { color: black; text-decoration: none; } /* table */ ..report { background-color: white; border: 2px solid #acf; clear: both; color: black; font: normal 8pt Helvetica, Arial, san-serif; margin-bottom: 2em; } ..report hr { border: 1px solid #acf; } /* Top labels */ ..report th { background-color: #acf; color: black; font-weight: bold; text-align: center; } ..report th.void { background-color: transparent; color: #000000; font: bold 10pt Helvetica, Arial, san-serif; text-align: left; } ..report .pl { text-align: left; vertical-align: top; white-space: normal; width: 200px; white-space: normal; /* word-wrap: break-word; */ } ..report td.pl a.a { cursor: pointer; display: block; width: 200px; overflow: hidden; } ..report td.pl div.a { width: 200px; } ..report td.pl a:hover { background-color: #ffc; } /* Header rows... */ ..report tr.rh { background-color: #acf; color: black; font-weight: bold; } /* Calendars... */ ..report .rc { background-color: #f0f0f0; } /* Even rows... */ ..report .re, .report .reu { background-color: #def; } ..report .reu td { border-bottom: 1px solid black; } /* Odd rows... */ ..report .ro, .report .rou { background-color: white; } ..report .rou td { border-bottom: 1px solid black; } ..report .rou table td, .report .reu table td { border-bottom: 0px solid black; } /* styles for footnote marker */ ..report .fn { white-space: nowrap; } /* styles for numeric types */ ..report .num, .report .nump { text-align: right; white-space: nowrap; } ..report .nump { padding-left: 2em; } ..report .nump { padding: 0px 0.4em 0px 2em; } /* styles for text types */ ..report .text { text-align: left; white-space: normal; } ..report .text .big { margin-bottom: 1em; width: 17em; } ..report .text .more { display: none; } ..report .text .note { font-style: italic; font-weight: bold; } ..report .text .small { width: 10em; } ..report sup { font-style: italic; } ..report .outerFootnotes { font-size: 1em; } XML 15 FilingSummary.xml IDEA: XBRL DOCUMENT 3.24.1.u1 html 4 22 1 false 3 0 false 0 false false R1.htm 100000 - Document - Document and Entity Information Sheet http://www.mynycb.com//20240425/taxonomy/role/DocumentDocumentAndEntityInformation Document and Entity Information Cover 1 false false All Reports Book All Reports d813395d8k.htm nycb-20240425.xsd nycb-20240425_def.xml nycb-20240425_lab.xml nycb-20240425_pre.xml http://xbrl.sec.gov/dei/2023 true false JSON 17 MetaLinks.json IDEA: XBRL DOCUMENT { "version": "2.2", "instance": { "d813395d8k.htm": { "nsprefix": "nycb", "nsuri": "http://www.mynycb.com/20240425", "dts": { "inline": { "local": [ "d813395d8k.htm" ] }, "schema": { "local": [ "nycb-20240425.xsd" ], "remote": [ "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd", "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd", "http://www.xbrl.org/2003/xl-2003-12-31.xsd", "http://www.xbrl.org/2003/xlink-2003-12-31.xsd", "http://www.xbrl.org/2005/xbrldt-2005.xsd", "http://www.xbrl.org/2006/ref-2006-02-27.xsd", "http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd", "http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd", "https://www.xbrl.org/2020/extensible-enumerations-2.0.xsd", "https://www.xbrl.org/dtr/type/2020-01-21/types.xsd", "https://www.xbrl.org/dtr/type/2022-03-31/types.xsd", "https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd", "https://xbrl.fasb.org/srt/2023/elts/srt-roles-2023.xsd", "https://xbrl.fasb.org/srt/2023/elts/srt-types-2023.xsd", "https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd", "https://xbrl.fasb.org/us-gaap/2023/elts/us-roles-2023.xsd", "https://xbrl.fasb.org/us-gaap/2023/elts/us-types-2023.xsd", "https://xbrl.sec.gov/country/2023/country-2023.xsd", "https://xbrl.sec.gov/dei/2023/dei-2023.xsd", "https://xbrl.sec.gov/naics/2023/naics-2023.xsd" ] }, "definitionLink": { "local": [ "nycb-20240425_def.xml" ] }, "labelLink": { "local": [ "nycb-20240425_lab.xml" ] }, "presentationLink": { "local": [ "nycb-20240425_pre.xml" ] } }, "keyStandard": 22, "keyCustom": 0, "axisStandard": 1, "axisCustom": 0, "memberStandard": 3, "memberCustom": 0, "hidden": { "total": 2, "http://xbrl.sec.gov/dei/2023": 2 }, "contextCount": 4, "entityCount": 1, "segmentCount": 3, "elementCount": 30, "unitCount": 0, "baseTaxonomies": { "http://xbrl.sec.gov/dei/2023": 28 }, "report": { "R1": { "role": "http://www.mynycb.com//20240425/taxonomy/role/DocumentDocumentAndEntityInformation", "longName": "100000 - Document - Document and Entity Information", "shortName": "Document and Entity Information", "isDefault": "true", "groupType": "document", "subGroupType": "", "menuCat": "Cover", "order": "1", "firstAnchor": { "contextRef": "duration_2024-04-25_to_2024-04-25", "name": "dei:DocumentType", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "p", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d813395d8k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "duration_2024-04-25_to_2024-04-25", "name": "dei:DocumentType", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "p", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d813395d8k.htm", "first": true, "unique": true } } }, "tag": { "dei_AmendmentFlag": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "AmendmentFlag", "presentation": [ "http://www.mynycb.com//20240425/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Amendment Flag", "terseLabel": "Amendment Flag", "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission." } } }, "auth_ref": [] }, "dei_CityAreaCode": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "CityAreaCode", "presentation": [ "http://www.mynycb.com//20240425/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "City Area Code", "terseLabel": "City Area Code", "documentation": "Area code of city" } } }, "auth_ref": [] }, "us-gaap_ClassOfStockDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ClassOfStockDomain", "presentation": [ "http://www.mynycb.com//20240425/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Class of Stock [Domain]", "terseLabel": "Class of Stock [Domain]" } } }, "auth_ref": [] }, "us-gaap_CommonStockMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommonStockMember", "presentation": [ "http://www.mynycb.com//20240425/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Common Stock [Member]", "terseLabel": "Common Stock [Member]" } } }, "auth_ref": [] }, "dei_CoverAbstract": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "CoverAbstract", "lang": { "en-us": { "role": { "label": "Cover [Abstract]", "terseLabel": "Cover [Abstract]", "documentation": "Cover page." } } }, "auth_ref": [] }, "nycb_DocumentAndEntityInformationLineItems": { "xbrltype": "stringItemType", "nsuri": "http://www.mynycb.com/20240425", "localname": "DocumentAndEntityInformationLineItems", "presentation": [ "http://www.mynycb.com//20240425/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Document And Entity Information [Line Items]", "terseLabel": "Document And Entity Information [Line Items]" } } }, "auth_ref": [] }, "nycb_DocumentAndEntityInformationTable": { "xbrltype": "stringItemType", "nsuri": "http://www.mynycb.com/20240425", "localname": "DocumentAndEntityInformationTable", "presentation": [ "http://www.mynycb.com//20240425/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Document And Entity Information [Table]", "terseLabel": "Document And Entity Information [Table]" } } }, "auth_ref": [] }, "dei_DocumentPeriodEndDate": { "xbrltype": "dateItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "DocumentPeriodEndDate", "presentation": [ "http://www.mynycb.com//20240425/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Document Period End Date", "terseLabel": "Document Period End Date", "documentation": "For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period. The format of the date is YYYY-MM-DD." } } }, "auth_ref": [] }, "dei_DocumentType": { "xbrltype": "submissionTypeItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "DocumentType", "presentation": [ "http://www.mynycb.com//20240425/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Document Type", "terseLabel": "Document Type", "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'." } } }, "auth_ref": [] }, "dei_EntityAddressAddressLine1": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityAddressAddressLine1", "presentation": [ "http://www.mynycb.com//20240425/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Entity Address, Address Line One", "terseLabel": "Entity Address, Address Line One", "documentation": "Address Line 1 such as Attn, Building Name, Street Name" } } }, "auth_ref": [] }, "dei_EntityAddressCityOrTown": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityAddressCityOrTown", "presentation": [ "http://www.mynycb.com//20240425/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Entity Address, City or Town", "terseLabel": "Entity Address, City or Town", "documentation": "Name of the City or Town" } } }, "auth_ref": [] }, "dei_EntityAddressPostalZipCode": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityAddressPostalZipCode", "presentation": [ "http://www.mynycb.com//20240425/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Entity Address, Postal Zip Code", "terseLabel": "Entity Address, Postal Zip Code", "documentation": "Code for the postal or zip code" } } }, "auth_ref": [] }, "dei_EntityAddressStateOrProvince": { "xbrltype": "stateOrProvinceItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityAddressStateOrProvince", "presentation": [ "http://www.mynycb.com//20240425/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Entity Address, State or Province", "terseLabel": "Entity Address, State or Province", "documentation": "Name of the state or province." } } }, "auth_ref": [] }, "dei_EntityCentralIndexKey": { "xbrltype": "centralIndexKeyItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityCentralIndexKey", "presentation": [ "http://www.mynycb.com//20240425/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Entity Central Index Key", "terseLabel": "Entity Central Index Key", "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK." } } }, "auth_ref": [ "r1" ] }, "dei_EntityEmergingGrowthCompany": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityEmergingGrowthCompany", "presentation": [ "http://www.mynycb.com//20240425/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Entity Emerging Growth Company", "terseLabel": "Entity Emerging Growth Company", "documentation": "Indicate if registrant meets the emerging growth company criteria." } } }, "auth_ref": [ "r1" ] }, "dei_EntityFileNumber": { "xbrltype": "fileNumberItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityFileNumber", "presentation": [ "http://www.mynycb.com//20240425/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Entity File Number", "terseLabel": "Entity File Number", "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen." } } }, "auth_ref": [] }, "dei_EntityIncorporationStateCountryCode": { "xbrltype": "edgarStateCountryItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityIncorporationStateCountryCode", "presentation": [ "http://www.mynycb.com//20240425/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Entity Incorporation State Country Code", "terseLabel": "Entity Incorporation State Country Code", "documentation": "Two-character EDGAR code representing the state or country of incorporation." } } }, "auth_ref": [] }, "dei_EntityRegistrantName": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityRegistrantName", "presentation": [ "http://www.mynycb.com//20240425/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Entity Registrant Name", "terseLabel": "Entity Registrant Name", "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC." } } }, "auth_ref": [ "r1" ] }, "dei_EntityTaxIdentificationNumber": { "xbrltype": "employerIdItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityTaxIdentificationNumber", "presentation": [ "http://www.mynycb.com//20240425/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Entity Tax Identification Number", "terseLabel": "Entity Tax Identification Number", "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS." } } }, "auth_ref": [ "r1" ] }, "dei_LocalPhoneNumber": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "LocalPhoneNumber", "presentation": [ "http://www.mynycb.com//20240425/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Local Phone Number", "terseLabel": "Local Phone Number", "documentation": "Local phone number for entity." } } }, "auth_ref": [] }, "us-gaap_OptionOnSecuritiesMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OptionOnSecuritiesMember", "presentation": [ "http://www.mynycb.com//20240425/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Option on Securities [Member]", "terseLabel": "Option on Securities [Member]" } } }, "auth_ref": [] }, "dei_PreCommencementIssuerTenderOffer": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "PreCommencementIssuerTenderOffer", "presentation": [ "http://www.mynycb.com//20240425/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Pre Commencement Issuer Tender Offer", "terseLabel": "Pre Commencement Issuer Tender Offer", "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act." } } }, "auth_ref": [ "r3" ] }, "dei_PreCommencementTenderOffer": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "PreCommencementTenderOffer", "presentation": [ "http://www.mynycb.com//20240425/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Pre Commencement Tender Offer", "terseLabel": "Pre Commencement Tender Offer", "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act." } } }, "auth_ref": [ "r4" ] }, "dei_Security12bTitle": { "xbrltype": "securityTitleItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "Security12bTitle", "presentation": [ "http://www.mynycb.com//20240425/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Security 12b Title", "terseLabel": "Security 12b Title", "documentation": "Title of a 12(b) registered security." } } }, "auth_ref": [ "r0" ] }, "dei_SecurityExchangeName": { "xbrltype": "edgarExchangeCodeItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "SecurityExchangeName", "presentation": [ "http://www.mynycb.com//20240425/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Security Exchange Name", "terseLabel": "Security Exchange Name", "documentation": "Name of the Exchange on which a security is registered." } } }, "auth_ref": [ "r2" ] }, "us-gaap_SeriesAPreferredStockMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SeriesAPreferredStockMember", "presentation": [ "http://www.mynycb.com//20240425/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Series A Preferred Stock [Member]", "terseLabel": "Series A Preferred Stock [Member]" } } }, "auth_ref": [] }, "dei_SolicitingMaterial": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "SolicitingMaterial", "presentation": [ "http://www.mynycb.com//20240425/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Soliciting Material", "terseLabel": "Soliciting Material", "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act." } } }, "auth_ref": [ "r5" ] }, "us-gaap_StatementClassOfStockAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StatementClassOfStockAxis", "presentation": [ "http://www.mynycb.com//20240425/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Class of Stock [Axis]", "terseLabel": "Class of Stock [Axis]" } } }, "auth_ref": [] }, "dei_TradingSymbol": { "xbrltype": "tradingSymbolItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "TradingSymbol", "presentation": [ "http://www.mynycb.com//20240425/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Trading Symbol", "terseLabel": "Trading Symbol", "documentation": "Trading symbol of an instrument as listed on an exchange." } } }, "auth_ref": [] }, "dei_WrittenCommunications": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "WrittenCommunications", "presentation": [ "http://www.mynycb.com//20240425/taxonomy/role/DocumentDocumentAndEntityInformation" ], "lang": { "en-us": { "role": { "label": "Written Communications", "terseLabel": "Written Communications", "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act." } } }, "auth_ref": [ "r6" ] } } } }, "std_ref": { "r0": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Exchange Act", "Number": "240", "Section": "12", "Subsection": "b" }, "r1": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Exchange Act", "Number": "240", "Section": "12", "Subsection": "b-2" }, "r2": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Exchange Act", "Number": "240", "Section": "12", "Subsection": "d1-1" }, "r3": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Exchange Act", "Number": "240", "Section": "13e", "Subsection": "4c" }, "r4": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Exchange Act", "Number": "240", "Section": "14d", "Subsection": "2b" }, "r5": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Exchange Act", "Section": "14a", "Number": "240", "Subsection": "12" }, "r6": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Securities Act", "Number": "230", "Section": "425" } } } ZIP 18 0001193125-24-118479-xbrl.zip IDEA: XBRL DOCUMENT begin 644 0001193125-24-118479-xbrl.zip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

2N23'@.;:@JEIK/%Y;\F/Y$/&BHI 0A8$ENN60RY4R0KPWCG\E(IA&Y$8*, M'$8+ZD222:+/-!X!)1Y^%YJD6D])QF5E.[ M+("B4HA:H'D:M*#?Q[W 8"&RI9X!7VE[0@;2:*X>*0JV33LYWQU"M]/I46P'BUF&%D1P^?$/?[?>JE6Y0RNQE!;?V25L+-;,X9*W8FTPG6 3-K-9^6%FZ5SH

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end XML 20 d813395d8k_htm.xml IDEA: XBRL DOCUMENT 0000910073 2024-04-25 2024-04-25 0000910073 us-gaap:CommonStockMember 2024-04-25 2024-04-25 0000910073 us-gaap:OptionOnSecuritiesMember 2024-04-25 2024-04-25 0000910073 us-gaap:SeriesAPreferredStockMember 2024-04-25 2024-04-25 false 0000910073 8-K 2024-04-25 NEW YORK COMMUNITY BANCORP, INC. DE 1-31565 06-1377322 102 Duffy Avenue Hicksville NY 11801 (516) 683-4100 false false false false Common Stock, par value $0.01 per share NYCB NYSE Bifurcated Option Note Unit Securities SM NYCB PU NYSE Fixed-to-Floating Rate Series A Noncumulative Perpetual Preferred Stock, $0.01 par value NYCB PA NYSE false