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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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<SEC-DOCUMENT>0001209191-04-047872.txt : 20041008
<SEC-HEADER>0001209191-04-047872.hdr.sgml : 20041008
<ACCEPTANCE-DATETIME>20041008103024
ACCESSION NUMBER:		0001209191-04-047872
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20041007
FILED AS OF DATE:		20041008
DATE AS OF CHANGE:		20041008

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			MAGUIRE FRANCES M
		CENTRAL INDEX KEY:			0001280560

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-22280
		FILM NUMBER:		041071332

	MAIL ADDRESS:	
		STREET 1:		C/O PHILADELPHIA INSURANCE CO
		STREET 2:		ONE BALA PLAZA STE 100
		CITY:			BALA CYNWYD
		STATE:			PA
		ZIP:			19004

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			PHILADELPHIA CONSOLIDATED HOLDING CORP
		CENTRAL INDEX KEY:			0000909109
		STANDARD INDUSTRIAL CLASSIFICATION:	FIRE, MARINE & CASUALTY INSURANCE [6331]
		IRS NUMBER:				232202671
		STATE OF INCORPORATION:			PA
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		ONE BALA PLAZA
		STREET 2:		SUITE 100
		CITY:			WYNNEWOOD
		STATE:			PA
		ZIP:			19004
		BUSINESS PHONE:		6106428400

	MAIL ADDRESS:	
		STREET 1:		ONE BALA PLAZA
		STREET 2:		SUITE 100
		CITY:			BALA CYNWYD
		STATE:			PA
		ZIP:			19004

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MAGUIRE HOLDING CORP
		DATE OF NAME CHANGE:	19930714
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>doc4.xml
<DESCRIPTION>FORM 4 SUBMISSION
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0202</schemaVersion>

    <documentType>4</documentType>

    <periodOfReport>2004-10-07</periodOfReport>

    <notSubjectToSection16>0</notSubjectToSection16>

    <issuer>
        <issuerCik>0000909109</issuerCik>
        <issuerName>PHILADELPHIA CONSOLIDATED HOLDING CORP</issuerName>
        <issuerTradingSymbol>PHLY</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001280560</rptOwnerCik>
            <rptOwnerName>MAGUIRE FRANCES M</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>SUITE 100</rptOwnerStreet1>
            <rptOwnerStreet2>ONE BALA PLAZA</rptOwnerStreet2>
            <rptOwnerCity>BALA CYNWYD</rptOwnerCity>
            <rptOwnerState>PA</rptOwnerState>
            <rptOwnerZipCode>19004</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>0</isDirector>
            <isOfficer>0</isOfficer>
            <isTenPercentOwner>1</isTenPercentOwner>
            <isOther>0</isOther>
        </reportingOwnerRelationship>
    </reportingOwner>

    <nonDerivativeTable>
        <nonDerivativeTransaction>
            <securityTitle>
                <value>Common Stock (No Par Value)</value>
            </securityTitle>
            <transactionDate>
                <value>2004-10-07</value>
            </transactionDate>
            <deemedExecutionDate></deemedExecutionDate>
            <transactionCoding>
                <transactionFormType>5</transactionFormType>
                <transactionCode>G</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionTimeliness>
                <value>E</value>
            </transactionTimeliness>
            <transactionAmounts>
                <transactionShares>
                    <value>771128</value>
                    <footnoteId id="F1"/>
                </transactionShares>
                <transactionPricePerShare>
                    <footnoteId id="F2"/>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>A</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>1829394</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>I</value>
                    <footnoteId id="F3"/>
                </directOrIndirectOwnership>
                <natureOfOwnership>
                    <value>See Footnotes</value>
                </natureOfOwnership>
            </ownershipNature>
        </nonDerivativeTransaction>
        <nonDerivativeHolding>
            <securityTitle>
                <value>Common Stock (No Par Value)</value>
            </securityTitle>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>1946500</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                    <footnoteId id="F4"/>
                </directOrIndirectOwnership>
            </ownershipNature>
        </nonDerivativeHolding>
    </nonDerivativeTable>

    <footnotes>
        <footnote id="F1">Effective as of October 7, 2004, Ms. Frances M. Maguire was named as a co-trustee of a number of family trusts which hold an aggregate of 771,128 shares of the Company's common stock and of which her children are the beneficiaries.  Ms. Maguire disclaims beneficial ownership of these shares, and the filing of this report is not an admission that she is a beneficial owner of these shares for purposes of Section 16 of the Securities Exchange Act of 1934, as amended, or for any other purpose.</footnote>
        <footnote id="F2">Not Applicable</footnote>
        <footnote id="F3">Of these shares:  800,000 shares are held by a trust of which Frances M. Maguire is the trustee, and her husband, James J. Maguire, the Chairman of the issuer, is the beneficiary; 771,128 shares are held in family trusts of which Ms. Maguire is co-trustee; and 258,266 shares are owned by the Maguire Foundation, of which Ms. Maguire is co-director with her husband.  Ms. Maguire disclaims beneficial ownership of these 1,829,394 shares, and the filing of this report is not an admission that she is beneficial owner of these shares for purposes of Section 16 of the Securities Exchange Act of 1934, as amended, or for any other purpose.</footnote>
        <footnote id="F4">Of these shares, 1,750,500 are owned jointly by Ms. Maguire and her husband, James J. Maguire.</footnote>
    </footnotes>

    <remarks></remarks>

    <ownerSignature>
        <signatureName>Craig P. Keller, Attorney-In-Fact</signatureName>
        <signatureDate>2004-10-08</signatureDate>
    </ownerSignature>
</ownershipDocument>

</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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