Exhibit 23.1


                       CONSENT OF INDEPENDENT ACCOUNTANTS



We hereby consent to the incorporation by reference in this Registration
Statement on Form S-3 of our report dated February 7, 2001, except for certain
information in Note 9 as to which the date is February 20, 2001, relating to the
financial statements, which appears in Philadelphia Consolidated Holding Corp.'s
Annual Report on Form 10-K for the year ended December 31, 2000. We also consent
to the incorporation by reference of our report dated February 7, 2001, except
for certain information in Note 9 as to which the date is February 20, 2001,
relating to the financial statement schedules, which appears in such Annual
Report on Form 10-K. We also consent to the references to us under the heading
"Experts" in such Registration Statement.


/s/ PricewaterhouseCoopers LLP
    ----------------------------
PricewaterhouseCoopers LLP
Philadelphia, PA
November 1, 2001