<DOCUMENT>
<TYPE>EX-23.1
<SEQUENCE>3
<FILENAME>ex23-1.txt
<DESCRIPTION>CONSENT OF PRICEWATERHOUSECOOPERS LLP
<TEXT>

<PAGE>   1
                                                                    Exhibit 23.1

                                     [LOGO]
                                  [LETTERHEAD]


                       CONSENT OF INDEPENDENT ACCOUNTANTS


We hereby consent to the incorporation by reference in this Post Effective
Amendment No. 1 to Registration Statement on Form S-3 of our report dated
February 11, 2000 relating to the financial statements and financial statement
schedules of Philadelphia Consolidated Holding Corp., which appears in
Philadelphia Consolidated Holding Corp.'s Annual Report on Form 10-K for the
year ended December 31, 1999. We also consent to the reference to us under the
heading "Experts" in such Registration Statement.


/s/ PricewaterhouseCoopers LLP
PricewaterhouseCoopers LLP


Philadelphia, PA
August 2, 2000


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</DOCUMENT>