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CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $)
In Thousands, unless otherwise specified
9 Months Ended
Sep. 30, 2013
Sep. 30, 2012
Cash flows from operating activities:    
Net income (loss) $ 2,513 $ (97)
Adjustments to reconcile net income (loss) to net cash provided by (used in) operating activities:    
Impairment losses 135 208
Net losses on sales of real estate 16 19
Deferred income taxes 214 (129)
Provision for loan losses, net 562 646
Allowance for accounts receivable 29  
Unrealized premium adjustment 574 1,229
Amortization and accretion, net (277) (102)
Share-based compensation 41 119
Capitalized loan origination costs (158) (271)
Loans funded, held for sale (15,945) (20,724)
Proceeds from sale of guaranteed loans 18,392 11,969
Principal collected on loans 946 499
Loan fees collected (remitted), net 83 (74)
Change in operating assets and liabilities:    
Other assets (150) (240)
Borrower advances (2,667) 2,673
Accounts payable and accrued expenses (1,196) 896
Net cash provided by (used in) operating activities 3,112 (3,379)
Cash flows from investing activities:    
Loans funded (18,951) (19,772)
Principal collected on loans 20,470 19,079
Principal collected on retained interests in transferred assets 68 82
Purchase of furniture and equipment (4) (11)
Proceeds from sales of real estate owned, net 1,622 678
Release of restricted cash and cash equivalents   2,233
Net cash provided by investing activities 3,205 2,289
Cash flows from financing activities:    
Repayment of revolving credit facility, net   (2,800)
Payment of principal on debentures payable and structured notes payable (4,190) (5,264)
Proceeds from issuance of SBIC debentures 14,500 4,000
Proceeds from secured borrowings - government guaranteed loans   8,498
Payment of principal on secured borrowings - government guaranteed loans (946) (499)
Payment of borrowing costs (402) (97)
Payment of dividends (3,920) (5,058)
Net cash provided by (used in) financing activities 5,042 (1,220)
Net increase (decrease) in cash and cash equivalents 11,359 (2,310)
Cash and cash equivalents, beginning of year 1,230 6,502
Cash and cash equivalents, end of period $ 12,589 $ 4,192