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CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $)
In Thousands, unless otherwise specified
6 Months Ended
Jun. 30, 2013
Jun. 30, 2012
Cash flows from operating activities:    
Net income (loss) $ 2,190 $ (570)
Adjustments to reconcile net income (loss) to net cash provided by (used in) operating activities:    
Impairment losses 117 201
Net losses on sales of real estate 1  
Deferred income taxes 64 (119)
Provision for loan losses, net 414 593
Allowance for accounts receivable 29  
Unrealized premium adjustment 451 864
Amortization and accretion, net (111) (70)
Share-based compensation 33 107
Capitalized loan origination costs (114) (186)
Loans funded, held for sale (11,222) (13,564)
Proceeds from sale of guaranteed loans 13,670 4,181
Principal collected on loans 690 333
Loan fees remitted, net (3) (40)
Change in operating assets and liabilities:    
Other assets (430) (446)
Borrower advances (2,230) 948
Accounts payable and accrued expenses (1,078) 883
Net cash provided by (used in) operating activities 2,471 (6,885)
Cash flows from investing activities:    
Loans funded (13,100) (13,045)
Principal collected on loans 12,302 10,883
Principal collected on retained interests in transferred assets 47 56
Purchase of furniture and equipment (1) (11)
Proceeds from sales of real estate owned, net 560  
Release of restricted cash and cash equivalents   2,233
Net cash provided by (used in) investing activities (192) 116
Cash flows from financing activities:    
Proceeds from revolving credit facility, net 100 3,200
Payment of principal on structured notes payable   (5,264)
Proceeds from issuance of SBIC debentures 6,000  
Proceeds from secured borrowings-government guaranteed loans   7,336
Payment of principal on secured borrowings-government guaranteed loans (690) (333)
Payment of borrowing costs (196)  
Payment of dividends (2,596) (3,363)
Net cash provided by financing activities 2,618 1,576
Net increase (decrease) in cash and cash equivalents 4,897 (5,193)
Cash and cash equivalents, beginning of year 1,230 6,502
Cash and cash equivalents, end of period $ 6,127 $ 1,309