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Consolidated Statements of Cash Flows (Unaudited) (USD $)
In Thousands, unless otherwise specified
3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Cash flows from operating activities:    
Net income (loss) $ 1,344 $ (155)
Adjustments to reconcile net income (loss) to net cash provided by (used in) operating activities:    
Impairment losses 109 18
Deferred income taxes 28 (160)
Provision for loan losses, net 242 475
Unrealized premium adjustment 222 544
Amortization and accretion, net (82) (31)
Share-based compensation 25 40
Capitalized loan origination costs (70) (76)
Loans funded, held for sale (8,145) (4,941)
Proceeds from sale of guaranteed loans 7,206 1,258
Principal collected on loans 180 155
Loan fees remitted, net (6) (13)
Change in operating assets and liabilities:    
Other assets (159) (146)
Borrower advances 429 (178)
Accounts payable and accrued expenses (236) 70
Other liabilities 16 43
Net cash provided by (used in) operating activities 1,103 (3,097)
Cash flows from investing activities:    
Loans funded (7,277) (5,790)
Principal collected on loans 5,290 7,584
Principal collected on retained interests in transferred assets 24 29
Purchase of furniture and equipment   (7)
Release of restricted cash and cash equivalents   2,233
Net cash provided by (used in) investing activities (1,963) 4,049
Cash flows from financing activities:    
Proceeds from (repayment of) revolving credit facility, net 3,300 (2,100)
Payment of principal on structured notes payable   (5,264)
Proceeds from issuance of SBIC debentures 6,000  
Proceeds from secured borrowings - government guaranteed loans   4,989
Payment of principal on secured borrowings - government guaranteed loans (180) (155)
Payment of borrowing costs (146)  
Payment of dividends (1,271) (1,670)
Net cash provided by (used in) financing activities 7,703 (4,200)
Net increase (decrease) in cash and cash equivalents 6,843 (3,248)
Cash and cash equivalents, beginning of year 1,230 6,502
Cash and cash equivalents, end of period $ 8,073 $ 3,254