Consolidated Statements of Cash Flows (USD $) In Thousands, unless otherwise specified	12 Months Ended
	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
Cash flows from operating activities:
Net income (loss)	$ (2,179)	$ 3,647	$ 4,297
Adjustments to reconcile net income (loss) to net cash used in operating activities:
Impairment losses	341	887	325
Net losses (gains) on sales of real estate	19	(532)	(78)
Deferred income taxes	(218)	(369)	(645)
Provision for loan losses, net	1,934	460	641
Allowance for accounts receivable	170
Unrealized premium adjustment	1,431	1,441	1,501
Amortization and accretion, net	(153)	(135)	231
Share-based compensation	138	178	134
Capitalized loan origination costs	(348)	(260)	(316)
Loans funded, held for sale	(26,125)	(26,350)	(27,602)
Proceeds from sale of guaranteed loans	18,473	15,774
Principal collected on loans	740	1,812	427
Loan fees remitted, net	(73)	(81)	(20)
Change in operating assets and liabilities:
Borrower advances	2,079	401	1,104
Accounts payable and accrued expenses	1,922	(614)	272
Other liabilities	60	(25)	(54)
Other assets	14	(296)	(321)
Net cash used in operating activities	(1,775)	(4,062)	(20,104)
Cash flows from investing activities:
Loans funded	(28,036)	(12,002)	(10,838)
Principal collected on loans receivable	27,822	19,661	20,572
Principal collected on retained interests in transferred assets	107	132	200
Purchase of furniture, fixtures, and equipment	(33)	(31)
Proceeds from sales of real estate owned, net	716	415	2,373
Proceeds from (investment in) unconsolidated subsidiary		1,373	(1,024)
Release of (investment in) restricted cash and cash equivalents, net	2,233	3,553	(1,024)
Net cash provided by investing activities	2,809	13,101	10,259
Cash flows from financing activities:
Proceeds from issuance of common shares			11
Proceeds from (repayment of) revolving credit facility, net	(5,900)	4,000	(9,200)
Proceeds from issuance of SBIC debentures	4,000	5,000
Payment of principal on structured notes payable	(5,265)	(16,893)	(5,404)
Proceeds from secured borrowings - government guaranteed loans	8,498	11,639	28,445
Payment of principal on secured borrowings - government guaranteed loans	(740)	(1,812)	(427)
Redemption of redeemable preferred stock of subsidiary			(2,000)
Payment of borrowing costs	(147)	(326)
Payment of dividends	(6,752)	(6,787)	(6,776)
Net cash provided by (used in) financing activities	(6,306)	(5,179)	4,649
Net increase (decrease) in cash and cash equivalents	(5,272)	3,860	(5,196)
Cash and cash equivalents, beginning of year	6,502	2,642	7,838
Cash and cash equivalents, end of year	$ 1,230	$ 6,502	$ 2,642