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Commitments and Contingencies (Details Textual) (USD $)
12 Months Ended
Dec. 31, 2012
Payment
Dec. 31, 2011
Dec. 31, 2010
Commitments and Contingencies (Textual) [Abstract]      
Outstanding loan commitments and approvals to fund loans $ 19,500,000    
Lease expiration date of office space in Dallas, Texas Feb. 01, 2015    
Rent expense 187,000 179,000 168,000
Employment agreements with executive officer expiration date Dec. 31, 2015    
Severance compensation paid in terms of annual compensation 2.99 times the average of the last three years    
Death payments in terms of annual salary paid 2    
Disability payments in terms of annual salary paid 1    
Minimum net worth required to maintain a licensee, Description Greater of (1) 10% of the outstanding loans receivable of our SBLC or (2) $1.0 million    
Percentage of outstanding loans receivable required to maintain licensee 10.00%    
Minimum net worth required to maintain a licensee 1,000,000    
Dividend available for distribution $ 2,000,000