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Consolidated Statements of Income (Loss) (Unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended 9 Months Ended
Sep. 30, 2012
Sep. 30, 2011
Sep. 30, 2012
Sep. 30, 2011
Revenues:        
Interest income $ 3,561 $ 3,342 $ 10,392 $ 10,098
Premium income 796 242 1,187 801
Other income 507 225 1,036 813
Total revenues 4,864 3,809 12,615 11,712
Expenses:        
Strategic alternatives 1,421 61 3,623 61
Salaries and related benefits 1,091 1,047 3,350 3,263
Interest 887 941 2,646 2,871
General and administrative 495 554 1,493 1,602
Provision for (reduction of) loan losses, net 53 (17) 646 362
Total expenses 3,947 2,586 11,758 8,159
Income before income tax benefit (provision) and discontinued operations 917 1,223 857 3,553
Income tax benefit (provision) (272) 9 (311) 38
Income from continuing operations 645 1,232 546 3,591
Discontinued operations (172) (499) (643) (603)
Net income (loss) $ 473 $ 733 $ (97) $ 2,988
Weighted average shares outstanding:        
Basic 10,590 10,575 10,584 10,569
Diluted 10,590 10,589 10,610 10,624
Basic and diluted earnings (loss) per share:        
Income from continuing operations $ 0.06 $ 0.12 $ 0.05 $ 0.34
Discontinued operations $ (0.02) $ (0.05) $ (0.06) $ (0.06)
Net income (loss) $ 0.04 $ 0.07 $ (0.01) $ 0.28