Consolidated Statements of Cash Flows (Unaudited) (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
Cash flows from operating activities:
Net income (loss)	$ (155)	$ 916
Adjustments to reconcile net income (loss) to net cash used in operating activities:
Impairment losses	18
Net gains on sales of real estate		(2)
Deferred income taxes	(160)	(178)
Provision for loan losses, net	475	313
Unrealized premium adjustment	544	397
Amortization and accretion, net	(31)	159
Share-based compensation	40	49
Capitalized loan origination costs	(76)	(39)
Loans funded, held for sale	(4,941)	(6,809)
Proceeds from sale of guaranteed loans	1,258	4,680
Principal collected on loans	155	111
Loan fees remitted, net	(13)	(61)
Change in operating assets and liabilities:
Other assets	(146)	(509)
Borrower advances	(178)	238
Accounts payable and accrued expenses	70	(563)
Other liabilities	43	(16)
Net cash used in operating activities	(3,097)	(1,314)
Cash flows from investing activities:
Loans funded	(5,790)	(1,263)
Principal collected on loans	7,584	2,750
Principal collected on retained interests in transferred assets	29	36
Purchase of furniture and equipment	(7)	(31)
Investment in real estate owned		(17)
Proceeds from unconsolidated subsidiary		1,373
Release of restricted cash and cash equivalents	2,233	336
Net cash provided by investing activities	4,049	3,184
Cash flows from financing activities:
Repayment of revolving credit facility, net	(2,100)	(1,600)
Payment of principal on structured notes payable	(5,264)	(1,960)
Proceeds from secured borrowings - government guaranteed loans	4,989	3,786
Payment of principal on secured borrowings - government guaranteed loans	(155)	(111)
Payment of dividends	(1,670)	(1,690)
Net cash used in financing activities	(4,200)	(1,575)
Net increase (decrease) in cash and cash equivalents	(3,248)	295
Cash and cash equivalents, beginning of year	6,502	2,642
Cash and cash equivalents, end of period	$ 3,254	$ 2,937