Consolidated Statements of Income (USD $) In Thousands, except Per Share data, unless otherwise specified	12 Months Ended
	Dec. 31, 2011	Dec. 31, 2010	Dec. 31, 2009
Revenues:
Interest income	$ 13,571	$ 13,537	$ 11,180
Premium income	1,450	709	1,343
Income from retained interests in transferred assets	215	163	2,862
Other income	840	1,054	882
Total revenues	16,076	15,463	16,267
Expenses:
Salaries and related benefits	4,329	3,927	3,871
Interest	3,693	4,016	2,869
General and administrative	2,010	2,168	2,096
Strategic alternatives	778
Provision for loan losses, net	460	641	989
Permanent impairments on retained interests in transferred assets			552
Total expenses	11,270	10,752	10,377
Income before income tax benefit (provision) and discontinued operations	4,806	4,711	5,890
Income tax benefit (provision)	(114)	131	167
Income from continuing operations	4,692	4,842	6,057
Discontinued operations	(1,045)	(545)	704
Net income	$ 3,647	$ 4,297	$ 6,761
Weighted average shares outstanding:
Basic	10,570	10,554	10,573
Diluted	10,584	10,570	10,573
Basic and diluted earnings per share:
Income from continuing operations	$ 0.44	$ 0.46	$ 0.57
Discontinued operations	$ (0.10)	$ (0.05)	$ 0.07
Net income	$ 0.34	$ 0.41	$ 0.64