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STOCK-BASED COMPENSATION PLANS (Tables)
 6 Months Ended
Jun. 30, 2014
STOCK BASED COMPENSATION PLANS  
Schedule of assumptions used in valuation of fair value of options

 

 

Assumptions
   
  

Expected term (years)

     3.0  

Risk-free interest rate

     0.94 %

Expected dividend yield

     3.78 %

Expected volatility

     9.37 %

Expected forfeiture rate

     1.0 %