Consolidated Statements of Cash Flows (Unaudited) (USD $) In Thousands	9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010
Cash flows from operating activities:
Net income	$ 2,988	$ 3,708
Adjustments to reconcile net income to net cash used in operating activities:
Impairment losses	650
Net gains on sales of real estate	(570)	(78)
Deferred income taxes	(376)	(564)
Provision for loan losses, net	362	389
Unrealized premium adjustment	1,097	1,205
Amortization and accretion, net	(22)	96
Share-based compensation	162	116
Capitalized loan origination costs	(170)	(230)
Loans funded, held for sale	(17,107)	(23,689)
Proceeds from sale of guaranteed loans	8,631
Principal collected on loans	427	146
Loan fees remitted, net	(99)	(64)
Change in operating assets and liabilities:
Other assets	(401)	(285)
Borrower advances	586	932
Accounts payable and accrued expenses	(468)	(32)
Other liabilities	(49)	(39)
Net cash used in operating activities	(4,359)	(18,389)
Cash flows from investing activities:
Loans funded	(6,792)	(6,354)
Principal collected on loans	13,084	16,410
Principal collected on retained interests in transferred assets	102	161
Purchase of furniture, fixtures, and equipment	(31)
Proceeds from sales of real estate owned, net	111	2,291
Proceeds from (investment in) unconsolidated subsidiary	1,373	(1,024)
Investment in restricted cash and cash equivalents, net	(3,093)	(385)
Net cash provided by investing activities	4,754	11,099
Cash flows from financing activities:
Proceeds from (repayment of) revolving credit facility, net	1,000	(9,400)
Payment of principal on structured notes payable	(5,156)	(4,459)
Proceeds from issuance of SBIC debentures	5,000
Proceeds from secured borrowings - government guaranteed loans	9,733	25,203
Payment of principal on secured borrowings - government guaranteed loans	(427)	(146)
Redemption of redeemable preferred stock of subsidiary		(2,000)
Proceeds from issuance of common shares		11
Payment of borrowing costs	(326)
Payment of dividends	(5,072)	(5,086)
Net cash provided by financing activities	4,752	4,123
Net increase (decrease) in cash and cash equivalents	5,147	(3,167)
Cash and cash equivalents, beginning of year	2,642	7,838
Cash and cash equivalents, end of period	$ 7,789	$ 4,671