Consolidated Statements of Cash Flows (Unaudited) (USD $) In Thousands	6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010
Cash flows from operating activities:
Net income	$ 2,255	$ 2,501
Adjustments to reconcile net income to net cash used in operating activities:
Depreciation	4	9
Impairment losses	232
Net gains on sales of real estate	(570)	(78)
Deferred income taxes	(231)	(502)
Provision for (reduction of) loan losses, net	379	(98)
Unrealized premium adjustment	642	1,082
Amortization and accretion, net	(23)	30
Share-based compensation	147	99
Capitalized loan origination costs	(96)	(183)
Loans funded, held for sale	(10,743)	(19,826)
Proceeds from sale of guaranteed loans	6,015
Principal collected on loans	294	64
Loan fees remitted, net	(78)	(37)
Change in operating assets and liabilities:
Other assets	(533)	(81)
Borrower advances	178	1,026
Accounts payable and accrued expenses	(485)	249
Other liabilities	(32)	(28)
Net cash used in operating activities	(2,645)	(15,773)
Cash flows from investing activities:
Loans funded	(3,233)	(3,118)
Principal collected on loans	9,429	8,677
Principal collected on retained interests in transferred assets	70	109
Purchase of furniture, fixtures, and equipment	(31)
Proceeds from sales of real estate owned, net	111	2,291
Proceeds from unconsolidated subsidiary	1,373
Investment in restricted cash and cash equivalents, net	(1,425)	(404)
Net cash provided by investing activities	6,294	7,555
Cash flows from financing activities:
Repayment of revolving credit facility, net	(1,000)	(4,100)
Payment of principal on structured notes payable	(2,705)	(2,289)
Proceeds from secured borrowings - government guaranteed loans	5,980	18,639
Payment of principal on secured borrowings - government guaranteed loans	(294)	(64)
Redemption of redeemable preferred stock of subsidiary		(2,000)
Payment of borrowing costs	(182)
Payment of dividends	(3,381)	(3,397)
Net cash provided by (used in) financing activities	(1,582)	6,789
Net increase (decrease) in cash and cash equivalents	2,067	(1,429)
Cash and cash equivalents, beginning of year	2,642	7,838
Cash and cash equivalents, end of period	$ 4,709	$ 6,409