Consolidated Statements of Income (Unaudited) (USD $) In Thousands, except Per Share data	3 Months Ended		6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010	Jun. 30, 2011	Jun. 30, 2010
Revenues:
Interest income	$ 3,389	$ 3,498	$ 6,756	$ 6,715
Other income	458	437	1,147	675
Total revenues	3,847	3,935	7,903	7,390
Expenses:
Salaries and related benefits	1,099	970	2,216	1,911
Interest	957	1,011	1,930	2,000
General and administrative	544	644	1,048	1,212
Provision for (reduction of) loan losses, net	66	104	379	(98)
Total expenses	2,666	2,729	5,573	5,025
Income before income tax benefit and discontinued operations	1,181	1,206	2,330	2,365
Income tax benefit	54	20	29	128
Income from continuing operations	1,235	1,226	2,359	2,493
Discontinued operations	104	(3)	(104)	8
Net income	$ 1,339	$ 1,223	$ 2,255	$ 2,501
Weighted average shares outstanding:
Basic	10,570	10,550	10,566	10,549
Diluted	10,626	10,566	10,621	10,565
Basic and diluted earnings per share:
Income from continuing operations	$ 0.12	$ 0.12	$ 0.22	$ 0.24
Discontinued operations	$ 0.01		$ (0.01)
Net income	$ 0.13	$ 0.12	$ 0.21	$ 0.24