SEGMENT INFORMATION (Tables)

6 Months Ended

Mar. 31, 2014

SEGMENT INFORMATION [Abstract]

Segment information of the entity

The following tables present segment data for the Company for the three and six months ended March 31, 2014 and 2013, respectively.

	Retail Banking		Meta Payment Systems®			All Others			Total
Three Months Ended March 31, 2014
Interest income	$	7,797	$	4,266		$	-		$	12,063
Interest expense		402		31			111			544
Net interest income (expense)		7,395		4,235			(111	)		11,519
Provision (recovery) for loan losses		300		-			-			300
Non-interest income		1,058		12,005			-			13,063
Non-interest expense		5,622		13,988			133			19,743
Income (loss) before income tax expense (benefit)		2,531		2,252			(244	)		4,539
Income tax expense (benefit)		220		266			(91	)		395
Net income (loss)	$	2,311	$	1,986		$	(153	)	$	4,144
Inter-segment revenue (expense)	$	3,410		(3,410	)	$	-		$	-
Total assets		459,500		1,427,772			3,285			1,890,557
Total deposits		210,032		1,292,438			(7,310	)		1,495,160

	Retail Banking		Meta Payment Systems®			All Others			Total
Six Months Ended March 31, 2014
Interest income	$	15,259	$	7,966		$	-		$	23,225
Interest expense		911		57			225			1,193
Net interest income (expense)		14,348		7,909			(225	)		22,032
Provision (recovery) for loan losses		300		-			-			300
Non-interest income		1,808		24,842			-			26,650
Non-interest expense		10,454		27,715			635			38,804
Income (loss) before income tax expense (benefit)		5,402		5,036			(860	)		9,578
Income tax expense (benefit)		836		905			(309	)		1,432
Net income (loss)	$	4,566	$	4,131		$	(551	)	$	8,146
Inter-segment revenue (expense)	$	6,626	$	(6,626	)	$	-		$	-
Total assets		459,500		1,427,772			3,285			1,890,557
Total deposits		210,032		1,292,438			(7,310	)		1,495,160

	Retail Banking			Meta Payment Systems®			All Others			Total
Three Months Ended March 31, 2013
Interest income	$	5,962		$	3,756		$	-		$	9,718
Interest expense		667			30			116			813
Net interest income (expense)		5,295			3,726			(116	)		8,905
Provision (recovery) for loan losses		(300	)		-			-			(300	)
Non-interest income		1,184			13,911			-			15,095
Non-interest expense		5,543			14,770			272			20,585
Income (loss) before tax		1,236			2,867			(388	)		3,715
Income tax expense (benefit)		204			508			(144	)		568
Net income (loss)	$	1,032		$	2,359		$	(244	)	$	3,147
Inter-segment revenue (expense)	$	2,996		$	(2,996	)	$	-		$	-
Total assets		253,077			1,484,927			2,295			1,740,299
Total deposits		204,937			1,353,538			(1,255	)		1,557,220

	Retail Banking			Meta Payment Systems®			All Others			Total
Six Months Ended March 31, 2013
Interest income	$	12,018		$	7,330		$	-		$	19,348
Interest expense		1,339			68			239			1,646
Net interest income (expense)		10,679			7,262			(239	)		17,702
Provision (recovery) for loan losses		(300	)		-			-			(300	)
Non-interest income		3,100			25,405			-			28,505
Non-interest expense		10,367			27,759			537			38,663
Income (loss) before tax		3,712			4,908			(776	)		7,844
Income tax expense (benefit)		848			1,013			(289	)		1,572
Net income (loss)	$	2,864		$	3,895		$	(487	)	$	6,272
Inter-segment revenue (expense)	$	5,918		$	(5,918	)	$	-		$	-
Total assets		253,077			1,484,927			2,295			1,740,299
Total deposits		204,937			1,353,538			(1,255	)		1,557,220

The following tables present gross profit data for MPS for the three and six months ended March 31, 2014 and 2013.

Three Months Ended March 31,	2014		2013
Interest income	$	4,266	$	3,756
Interest expense		31		30
Net interest income		4,235		3,726
Provision (recovery) for loan losses		-		-
Non-interest income		12,005		13,911
Card processing expense		3,563		4,963
Gross Profit		12,677		12,674
Other non-interest expense		10,425		9,807
Income (loss) before income tax expense (benefit)		2,252		2,867
Income tax expense (benefit)		266		508
Net Income (Loss)	$	1,986	$	2,359
Six Months Ended March 31,		2014		2013
Interest income	$	7,966	$	7,330
Interest expense		57		68
Net interest income		7,909		7,262
Provision (recovery) for loan losses		-		-
Non-interest income		24,842		25,405
Card processing expense		7,800		8,643
Gross Profit		24,951		24,024
Other non-interest expense		19,915		19,116
Income (loss) before income tax expense (benefit)		5,036		4,908
Income tax expense		905		1,013
Net Income	$	4,131	$	3,895