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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
12 Months Ended
Sep. 30, 2021
Sep. 30, 2020
Sep. 30, 2019
Cash flows from operating activities:      
Net income before noncontrolling interest $ 145,745,000 $ 109,344,000 $ 101,316,000
Adjustments to reconcile net income to net cash provided by (used in) operating activities:      
Depreciation, amortization and accretion, net 59,047,000 60,745,000 55,149,000
Stock compensation 6,852,000 10,221,000 12,942,000
Provision (recovery):      
Credit losses 49,766,000 64,776,000 55,650,000
Deferred taxes (1,639,000) (2,347,000) (14,301,000)
Loans held for sale:      
Originations (601,481,000) (98,798,000) (171,260,000)
Purchases 0 0 (15,443,000)
Proceeds from sales 890,340,000 319,123,000 125,357,000
Net change 588,000 22,855,000 31,819,000
Fair value adjustment of foreclosed real estate 591,000 568,000 139,000
Net realized (gain) loss:      
Other assets 28,000 361,000 (89,000)
Divestitures 0 (19,275,000) 0
Foreclosed real estate and repossessed assets (4,000) 4,960,000 278,000
Securities available for sale, net (6,000) (51,000) (729,000)
Loans held for sale (8,610,000) (5,389,000) (5,089,000)
Lease receivables and equipment (2,257,000) (4,335,000) (2,930,000)
Net change:      
Other assets 825,000 1,524,000 (5,427,000)
Deposits held for sale 0 1,535,000 0
Accrued interest payable (1,344,000) (7,491,000) 1,620,000
Accrued expenses and other liabilities 45,264,000 8,643,000 16,623,000
Accrued interest receivable 374,000 2,050,000 1,616,000
Change in bank-owned life insurance value (2,434,000) (2,488,000) (2,534,000)
Impairment on assets held for sale 0 242,000 0
Impairment on rental equipment 0 447,000 6,194,000
Impairment of intangibles 0 0 111,000
Net cash provided by operating activities 581,645,000 467,220,000 191,012,000
Securities available for sale:      
Purchases (1,041,768,000) (229,326,000) (299,269,000)
Proceeds from sales 50,468,000 4,904,000 755,616,000
Proceeds from maturities and principal repayments 371,898,000 237,254,000 164,044,000
Securities held to maturity:      
Proceeds from maturities and principal repayments 34,268,000 40,017,000 35,025,000
Loans and leases:      
Purchases (311,332,000) (151,435,000) (262,622,000)
Proceeds from sales 13,850,000 9,991,000 13,838,000
Net change (196,356,000) (100,508,000) (591,785,000)
Proceeds from sales of foreclosed real estate and repossessed assets 8,952,000 23,992,000 1,905,000
Federal Reserve Bank and Federal Home Loan Bank stock:      
Purchases (1,296,000) (472,000,000) (878,316,000)
Redemption 34,000 475,778,000 870,800,000
Rental equipment:      
Purchases (50,437,000) (53,637,000) (144,432,000)
Proceeds from sales 16,822,000 14,692,000 8,301,000
Net change (630,000) 2,623,000 1,567,000
Premises, furniture, and equipment:      
Purchases (12,961,000) (12,266,000) (13,971,000)
Proceeds from sales 86,000 107,000 101,000
Proceeds from divestitures 0 3,498,000 0
Net cash (used in) investing activities (1,118,402,000) (206,316,000) (339,198,000)
Cash flows from financing activities:      
Checking, savings, and money market deposits 815,953,000 2,229,075,000 48,897,000
Time certificates of deposit (11,132,000) (89,062,000) (167,044,000)
Wholesale deposits (269,050,000) (1,208,885,000) 26,014,000
FHLB and other borrowings 0 (275,000,000) 275,000,000
Federal funds 0 (477,000,000) 55,000,000
Securities sold under agreements to repurchase 0 (4,019,000) 325,000
Distribution to noncontrolling interest (4,033,000) (5,068,000) (3,839,000)
Proceeds from other liabilities 80,000 1,633,000 7,916,000
Other liabilities (5,611,000) (7,568,000) (11,691,000)
Capital lease obligations (32,000) (1,737,000) (88,000)
Cash dividends paid (6,400,000) (7,100,000) (7,760,000)
Issuance of common stock due to ESOP 3,036,000 3,220,000 2,011,000
Issuance of common stock due to restricted stock 0 2,000 3,000
Proceeds from exercise of stock options and issuance of common stock 0 266,000 44,000
Shares repurchased (99,878,000) (118,738,000) (49,912,000)
Net cash provided by financing activities 422,933,000 40,019,000 174,876,000
Effect of exchange rate changes on cash 476,000 (101,000) (122,000)
Net change in cash and cash equivalents (113,348,000) 300,822,000 26,568,000
Cash and cash equivalents at beginning of fiscal year 427,367,000 126,545,000 99,977,000
Cash and cash equivalents at end of fiscal period 314,019,000 427,367,000 126,545,000
Supplemental disclosure of cash flow information:      
Interest 8,207,000 41,294,000 59,902,000
Income taxes 8,038,000 6,223,000 (2,821,000)
Franchise taxes 250,000 281,000 223,000
Other taxes 722,000 535,000 557,000
Transfers      
Loans and leases to foreclosed real estate and repossessed assets 9,000 9,983,000 0
Loans and leases to rental equipment 28,604,000 2,134,000 0
Rental equipment to loan and leases 24,324,000 8,924,000 210,000
Rental equipment to foreclosed real estate and repossessed assets 1,650,000 0 0
Loans and leases to held for sale 188,638,000 542,101,000 99,992,000
Held for sale to loans and leases 36,919,000 0 0
Other assets to held for sale 0 7,858,000 0
Deposits to held for sale 0 288,975,000 0
Recognition of operating lease ROU assets, net of measurements 12,954,000 28,666,000 0
Short and long term debt transferred from other liabilities $ 0 $ 0 $ 20,026,000