LOANS AND LEASES, NET - Allowance for Loan Losses and Recorded Investment in Loans (Details) - USD ($) $ in Thousands |
12 Months Ended |
|
Sep. 30, 2021 |
Sep. 30, 2020 |
Sep. 30, 2019 |
Oct. 01, 2020 |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |
|
|
|
|
Beginning balance |
$ 56,188
|
$ 29,149
|
$ 13,040
|
|
Provision for credit losses |
49,939
|
64,776
|
55,650
|
|
Charge-offs |
(57,273)
|
(41,761)
|
(42,854)
|
|
Recoveries |
6,654
|
4,024
|
3,313
|
|
Ending balance |
68,281
|
56,188
|
29,149
|
|
Allowance |
|
|
|
|
Ending Balance: Individually Evaluated for Impairment |
|
5,119
|
|
|
Ending Balance: Collectively Evaluated for Impairment |
|
51,069
|
|
|
Total |
68,281
|
56,188
|
29,149
|
|
Loans and Leases |
|
|
|
|
Ending Balance: Individually Evaluated for Impairment |
|
51,278
|
|
|
Ending Balance: Collectively Evaluated for Impairment |
|
3,262,862
|
|
|
Total |
3,607,815
|
3,314,140
|
|
|
Adjustment |
|
|
|
|
Financing Receivable, Allowance for Credit Loss [Roll Forward] |
|
|
|
|
Beginning balance |
12,773
|
0
|
0
|
|
Ending balance |
|
12,773
|
0
|
|
Allowance |
|
|
|
|
Total |
|
12,773
|
0
|
$ 12,800
|
Unfunded Loan Commitment |
|
|
|
|
Financing Receivable, Allowance for Credit Loss [Roll Forward] |
|
|
|
|
Beginning balance |
32
|
|
|
|
Provision for credit losses |
(173)
|
|
|
|
Charge-offs |
0
|
|
|
|
Recoveries |
0
|
|
|
|
Ending balance |
690
|
32
|
|
|
Allowance |
|
|
|
|
Total |
690
|
32
|
|
|
Unfunded Loan Commitment | Adjustment |
|
|
|
|
Financing Receivable, Allowance for Credit Loss [Roll Forward] |
|
|
|
|
Beginning balance |
831
|
|
|
|
Ending balance |
|
831
|
|
|
Allowance |
|
|
|
|
Total |
|
831
|
|
|
Total Committed Loans |
|
|
|
|
Financing Receivable, Allowance for Credit Loss [Roll Forward] |
|
|
|
|
Beginning balance |
56,220
|
|
|
|
Provision for credit losses |
49,766
|
|
|
|
Charge-offs |
(57,273)
|
|
|
|
Recoveries |
6,654
|
|
|
|
Ending balance |
68,971
|
56,220
|
|
|
Allowance |
|
|
|
|
Total |
68,971
|
56,220
|
|
|
Total Committed Loans | Adjustment |
|
|
|
|
Financing Receivable, Allowance for Credit Loss [Roll Forward] |
|
|
|
|
Beginning balance |
13,604
|
|
|
|
Ending balance |
|
13,604
|
|
|
Allowance |
|
|
|
|
Total |
|
13,604
|
|
|
National Lending | Term lending |
|
|
|
|
Financing Receivable, Allowance for Credit Loss [Roll Forward] |
|
|
|
|
Beginning balance |
15,211
|
5,533
|
|
|
Provision for credit losses |
16,944
|
19,796
|
|
|
Charge-offs |
(14,090)
|
(10,458)
|
|
|
Recoveries |
1,287
|
340
|
|
|
Ending balance |
29,351
|
15,211
|
5,533
|
|
Allowance |
|
|
|
|
Ending Balance: Individually Evaluated for Impairment |
|
3,155
|
|
|
Ending Balance: Collectively Evaluated for Impairment |
|
12,056
|
|
|
Total |
29,351
|
15,211
|
5,533
|
|
Loans and Leases |
|
|
|
|
Ending Balance: Individually Evaluated for Impairment |
|
26,085
|
|
|
Ending Balance: Collectively Evaluated for Impairment |
|
779,238
|
|
|
Total |
961,019
|
805,323
|
|
|
National Lending | Term lending | Adjustment |
|
|
|
|
Financing Receivable, Allowance for Credit Loss [Roll Forward] |
|
|
|
|
Beginning balance |
9,999
|
|
|
|
Ending balance |
|
9,999
|
|
|
Allowance |
|
|
|
|
Total |
|
9,999
|
|
|
National Lending | Asset based lending |
|
|
|
|
Financing Receivable, Allowance for Credit Loss [Roll Forward] |
|
|
|
|
Beginning balance |
1,406
|
2,437
|
|
|
Provision for credit losses |
933
|
(1,036)
|
|
|
Charge-offs |
(1,200)
|
(42)
|
|
|
Recoveries |
423
|
47
|
|
|
Ending balance |
1,726
|
1,406
|
2,437
|
|
Allowance |
|
|
|
|
Ending Balance: Individually Evaluated for Impairment |
|
355
|
|
|
Ending Balance: Collectively Evaluated for Impairment |
|
1,051
|
|
|
Total |
1,726
|
1,406
|
2,437
|
|
Loans and Leases |
|
|
|
|
Ending Balance: Individually Evaluated for Impairment |
|
5,317
|
|
|
Ending Balance: Collectively Evaluated for Impairment |
|
177,102
|
|
|
Total |
300,225
|
182,419
|
|
|
National Lending | Asset based lending | Adjustment |
|
|
|
|
Financing Receivable, Allowance for Credit Loss [Roll Forward] |
|
|
|
|
Beginning balance |
164
|
|
|
|
Ending balance |
|
164
|
|
|
Allowance |
|
|
|
|
Total |
|
164
|
|
|
National Lending | Factoring |
|
|
|
|
Financing Receivable, Allowance for Credit Loss [Roll Forward] |
|
|
|
|
Beginning balance |
3,027
|
3,261
|
|
|
Provision for credit losses |
(1,192)
|
(245)
|
|
|
Charge-offs |
0
|
(915)
|
|
|
Recoveries |
1,175
|
926
|
|
|
Ending balance |
3,997
|
3,027
|
3,261
|
|
Allowance |
|
|
|
|
Ending Balance: Individually Evaluated for Impairment |
|
274
|
|
|
Ending Balance: Collectively Evaluated for Impairment |
|
2,753
|
|
|
Total |
3,997
|
3,027
|
3,261
|
|
Loans and Leases |
|
|
|
|
Ending Balance: Individually Evaluated for Impairment |
|
5,071
|
|
|
Ending Balance: Collectively Evaluated for Impairment |
|
276,102
|
|
|
Total |
363,670
|
281,173
|
|
|
National Lending | Factoring | Adjustment |
|
|
|
|
Financing Receivable, Allowance for Credit Loss [Roll Forward] |
|
|
|
|
Beginning balance |
987
|
|
|
|
Ending balance |
|
987
|
|
|
Allowance |
|
|
|
|
Total |
|
987
|
|
|
National Lending | Lease financing |
|
|
|
|
Financing Receivable, Allowance for Credit Loss [Roll Forward] |
|
|
|
|
Beginning balance |
7,023
|
1,275
|
|
|
Provision for credit losses |
3,758
|
6,105
|
|
|
Charge-offs |
(2,969)
|
(728)
|
|
|
Recoveries |
373
|
371
|
|
|
Ending balance |
7,629
|
7,023
|
1,275
|
|
Allowance |
|
|
|
|
Ending Balance: Individually Evaluated for Impairment |
|
1,194
|
|
|
Ending Balance: Collectively Evaluated for Impairment |
|
5,829
|
|
|
Total |
7,629
|
7,023
|
1,275
|
|
Loans and Leases |
|
|
|
|
Ending Balance: Individually Evaluated for Impairment |
|
4,697
|
|
|
Ending Balance: Collectively Evaluated for Impairment |
|
276,387
|
|
|
Total |
266,050
|
281,084
|
|
|
National Lending | Lease financing | Adjustment |
|
|
|
|
Financing Receivable, Allowance for Credit Loss [Roll Forward] |
|
|
|
|
Beginning balance |
(556)
|
|
|
|
Ending balance |
|
(556)
|
|
|
Allowance |
|
|
|
|
Total |
|
(556)
|
|
|
National Lending | Insurance premium finance |
|
|
|
|
Financing Receivable, Allowance for Credit Loss [Roll Forward] |
|
|
|
|
Beginning balance |
2,129
|
1,024
|
|
|
Provision for credit losses |
(555)
|
2,489
|
|
|
Charge-offs |
(1,192)
|
(2,004)
|
|
|
Recoveries |
1,977
|
620
|
|
|
Ending balance |
1,394
|
2,129
|
1,024
|
|
Allowance |
|
|
|
|
Ending Balance: Individually Evaluated for Impairment |
|
0
|
|
|
Ending Balance: Collectively Evaluated for Impairment |
|
2,129
|
|
|
Total |
1,394
|
2,129
|
1,024
|
|
Loans and Leases |
|
|
|
|
Ending Balance: Individually Evaluated for Impairment |
|
0
|
|
|
Ending Balance: Collectively Evaluated for Impairment |
|
337,940
|
|
|
Total |
428,867
|
337,940
|
|
|
National Lending | Insurance premium finance | Adjustment |
|
|
|
|
Financing Receivable, Allowance for Credit Loss [Roll Forward] |
|
|
|
|
Beginning balance |
(965)
|
|
|
|
Ending balance |
|
(965)
|
|
|
Allowance |
|
|
|
|
Total |
|
(965)
|
|
|
National Lending | SBA/USDA |
|
|
|
|
Financing Receivable, Allowance for Credit Loss [Roll Forward] |
|
|
|
|
Beginning balance |
940
|
383
|
|
|
Provision for credit losses |
(703)
|
2,688
|
|
|
Charge-offs |
0
|
(2,131)
|
|
|
Recoveries |
21
|
0
|
|
|
Ending balance |
2,978
|
940
|
383
|
|
Allowance |
|
|
|
|
Ending Balance: Individually Evaluated for Impairment |
|
0
|
|
|
Ending Balance: Collectively Evaluated for Impairment |
|
940
|
|
|
Total |
2,978
|
940
|
383
|
|
Loans and Leases |
|
|
|
|
Ending Balance: Individually Evaluated for Impairment |
|
1,436
|
|
|
Ending Balance: Collectively Evaluated for Impairment |
|
316,951
|
|
|
Total |
247,756
|
318,387
|
|
|
National Lending | SBA/USDA | Adjustment |
|
|
|
|
Financing Receivable, Allowance for Credit Loss [Roll Forward] |
|
|
|
|
Beginning balance |
2,720
|
|
|
|
Ending balance |
|
2,720
|
|
|
Allowance |
|
|
|
|
Total |
|
2,720
|
|
|
National Lending | Other commercial finance |
|
|
|
|
Financing Receivable, Allowance for Credit Loss [Roll Forward] |
|
|
|
|
Beginning balance |
182
|
683
|
|
|
Provision for credit losses |
622
|
(501)
|
|
|
Charge-offs |
0
|
0
|
|
|
Recoveries |
0
|
0
|
|
|
Ending balance |
1,168
|
182
|
683
|
|
Allowance |
|
|
|
|
Ending Balance: Individually Evaluated for Impairment |
|
0
|
|
|
Ending Balance: Collectively Evaluated for Impairment |
|
182
|
|
|
Total |
1,168
|
182
|
683
|
|
Loans and Leases |
|
|
|
|
Ending Balance: Individually Evaluated for Impairment |
|
0
|
|
|
Ending Balance: Collectively Evaluated for Impairment |
|
101,658
|
|
|
Total |
157,908
|
101,658
|
|
|
National Lending | Other commercial finance | Adjustment |
|
|
|
|
Financing Receivable, Allowance for Credit Loss [Roll Forward] |
|
|
|
|
Beginning balance |
364
|
|
|
|
Ending balance |
|
364
|
|
|
Allowance |
|
|
|
|
Total |
|
364
|
|
|
National Lending | Commercial finance |
|
|
|
|
Financing Receivable, Allowance for Credit Loss [Roll Forward] |
|
|
|
|
Beginning balance |
29,918
|
14,596
|
|
|
Provision for credit losses |
19,807
|
29,296
|
|
|
Charge-offs |
(19,451)
|
(16,278)
|
|
|
Recoveries |
5,256
|
2,304
|
|
|
Ending balance |
48,243
|
29,918
|
14,596
|
|
Allowance |
|
|
|
|
Ending Balance: Individually Evaluated for Impairment |
|
4,978
|
|
|
Ending Balance: Collectively Evaluated for Impairment |
|
24,940
|
|
|
Total |
48,243
|
29,918
|
14,596
|
|
Loans and Leases |
|
|
|
|
Ending Balance: Individually Evaluated for Impairment |
|
42,606
|
|
|
Ending Balance: Collectively Evaluated for Impairment |
|
2,265,378
|
|
|
Total |
2,725,495
|
2,307,984
|
|
|
National Lending | Commercial finance | Adjustment |
|
|
|
|
Financing Receivable, Allowance for Credit Loss [Roll Forward] |
|
|
|
|
Beginning balance |
12,713
|
|
|
|
Ending balance |
|
12,713
|
|
|
Allowance |
|
|
|
|
Total |
|
12,713
|
|
|
National Lending | Consumer credit products |
|
|
|
|
Financing Receivable, Allowance for Credit Loss [Roll Forward] |
|
|
|
|
Beginning balance |
845
|
1,044
|
|
|
Provision for credit losses |
397
|
(199)
|
|
|
Charge-offs |
0
|
0
|
|
|
Recoveries |
0
|
0
|
|
|
Ending balance |
1,242
|
845
|
1,044
|
|
Allowance |
|
|
|
|
Ending Balance: Individually Evaluated for Impairment |
|
0
|
|
|
Ending Balance: Collectively Evaluated for Impairment |
|
845
|
|
|
Total |
1,242
|
845
|
1,044
|
|
Loans and Leases |
|
|
|
|
Ending Balance: Individually Evaluated for Impairment |
|
0
|
|
|
Ending Balance: Collectively Evaluated for Impairment |
|
89,809
|
|
|
Total |
129,251
|
89,809
|
|
|
National Lending | Consumer credit products | Adjustment |
|
|
|
|
Financing Receivable, Allowance for Credit Loss [Roll Forward] |
|
|
|
|
Beginning balance |
0
|
|
|
|
Ending balance |
|
0
|
|
|
Allowance |
|
|
|
|
Total |
|
0
|
|
|
National Lending | Other consumer finance |
|
|
|
|
Financing Receivable, Allowance for Credit Loss [Roll Forward] |
|
|
|
|
Beginning balance |
2,821
|
5,118
|
|
|
Provision for credit losses |
297
|
(538)
|
|
|
Charge-offs |
(3,324)
|
(2,649)
|
|
|
Recoveries |
320
|
890
|
|
|
Ending balance |
6,112
|
2,821
|
5,118
|
|
Allowance |
|
|
|
|
Ending Balance: Individually Evaluated for Impairment |
|
0
|
|
|
Ending Balance: Collectively Evaluated for Impairment |
|
2,821
|
|
|
Total |
6,112
|
2,821
|
5,118
|
|
Loans and Leases |
|
|
|
|
Ending Balance: Individually Evaluated for Impairment |
|
1,987
|
|
|
Ending Balance: Collectively Evaluated for Impairment |
|
132,355
|
|
|
Total |
123,606
|
134,342
|
|
|
National Lending | Other consumer finance | Adjustment |
|
|
|
|
Financing Receivable, Allowance for Credit Loss [Roll Forward] |
|
|
|
|
Beginning balance |
5,998
|
|
|
|
Ending balance |
|
5,998
|
|
|
Allowance |
|
|
|
|
Total |
|
5,998
|
|
|
National Lending | Consumer finance |
|
|
|
|
Financing Receivable, Allowance for Credit Loss [Roll Forward] |
|
|
|
|
Beginning balance |
3,666
|
6,162
|
|
|
Provision for credit losses |
694
|
(737)
|
|
|
Charge-offs |
(3,324)
|
(2,649)
|
|
|
Recoveries |
320
|
890
|
|
|
Ending balance |
7,354
|
3,666
|
6,162
|
|
Allowance |
|
|
|
|
Ending Balance: Individually Evaluated for Impairment |
|
0
|
|
|
Ending Balance: Collectively Evaluated for Impairment |
|
3,666
|
|
|
Total |
7,354
|
3,666
|
6,162
|
|
Loans and Leases |
|
|
|
|
Ending Balance: Individually Evaluated for Impairment |
|
1,987
|
|
|
Ending Balance: Collectively Evaluated for Impairment |
|
222,164
|
|
|
Total |
252,857
|
224,151
|
|
|
National Lending | Consumer finance | Adjustment |
|
|
|
|
Financing Receivable, Allowance for Credit Loss [Roll Forward] |
|
|
|
|
Beginning balance |
5,998
|
|
|
|
Ending balance |
|
5,998
|
|
|
Allowance |
|
|
|
|
Total |
|
5,998
|
|
|
National Lending | Tax Services |
|
|
|
|
Financing Receivable, Allowance for Credit Loss [Roll Forward] |
|
|
|
|
Beginning balance |
2
|
0
|
|
|
Provision for credit losses |
33,276
|
22,006
|
|
|
Charge-offs |
(34,354)
|
(22,834)
|
|
|
Recoveries |
1,078
|
830
|
|
|
Ending balance |
2
|
2
|
0
|
|
Allowance |
|
|
|
|
Ending Balance: Individually Evaluated for Impairment |
|
0
|
|
|
Ending Balance: Collectively Evaluated for Impairment |
|
2
|
|
|
Total |
2
|
2
|
0
|
|
Loans and Leases |
|
|
|
|
Ending Balance: Individually Evaluated for Impairment |
|
0
|
|
|
Ending Balance: Collectively Evaluated for Impairment |
|
3,066
|
|
|
Total |
10,405
|
3,066
|
|
|
National Lending | Tax Services | Adjustment |
|
|
|
|
Financing Receivable, Allowance for Credit Loss [Roll Forward] |
|
|
|
|
Beginning balance |
0
|
|
|
|
Ending balance |
|
0
|
|
|
Allowance |
|
|
|
|
Total |
|
0
|
|
|
National Lending | Warehouse finance |
|
|
|
|
Financing Receivable, Allowance for Credit Loss [Roll Forward] |
|
|
|
|
Beginning balance |
294
|
263
|
|
|
Provision for credit losses |
127
|
31
|
|
|
Charge-offs |
0
|
0
|
|
|
Recoveries |
0
|
0
|
|
|
Ending balance |
420
|
294
|
263
|
|
Allowance |
|
|
|
|
Ending Balance: Individually Evaluated for Impairment |
|
0
|
|
|
Ending Balance: Collectively Evaluated for Impairment |
|
294
|
|
|
Total |
420
|
294
|
263
|
|
Loans and Leases |
|
|
|
|
Ending Balance: Individually Evaluated for Impairment |
|
0
|
|
|
Ending Balance: Collectively Evaluated for Impairment |
|
293,375
|
|
|
Total |
419,926
|
293,375
|
|
|
National Lending | Warehouse finance | Adjustment |
|
|
|
|
Financing Receivable, Allowance for Credit Loss [Roll Forward] |
|
|
|
|
Beginning balance |
(1)
|
|
|
|
Ending balance |
|
(1)
|
|
|
Allowance |
|
|
|
|
Total |
|
(1)
|
|
|
Community Banking |
|
|
|
|
Financing Receivable, Allowance for Credit Loss [Roll Forward] |
|
|
|
|
Beginning balance |
22,308
|
8,128
|
|
|
Provision for credit losses |
(3,965)
|
14,180
|
|
|
Charge-offs |
(144)
|
0
|
|
|
Recoveries |
0
|
0
|
|
|
Ending balance |
12,262
|
22,308
|
8,128
|
|
Allowance |
|
|
|
|
Ending Balance: Individually Evaluated for Impairment |
|
141
|
|
|
Ending Balance: Collectively Evaluated for Impairment |
|
22,167
|
|
|
Total |
12,262
|
22,308
|
$ 8,128
|
|
Loans and Leases |
|
|
|
|
Ending Balance: Individually Evaluated for Impairment |
|
6,685
|
|
|
Ending Balance: Collectively Evaluated for Impairment |
|
478,879
|
|
|
Total |
199,132
|
485,564
|
|
|
Community Banking | Adjustment |
|
|
|
|
Financing Receivable, Allowance for Credit Loss [Roll Forward] |
|
|
|
|
Beginning balance |
$ (5,937)
|
|
|
|
Ending balance |
|
(5,937)
|
|
|
Allowance |
|
|
|
|
Total |
|
$ (5,937)
|
|
|