LOANS AND LEASES RECEIVABLE, NET - Allowance for Loan Losses and Recorded Investment in Loans (Details) - USD ($) $ in Thousands |
12 Months Ended |
|
|
Sep. 30, 2019 |
Sep. 30, 2018 |
Sep. 30, 2017 |
Sep. 30, 2019 |
Sep. 30, 2018 |
Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
Beginning balance |
$ 13,040
|
$ 7,534
|
$ 5,635
|
|
|
Provision (recovery) for loan losses |
55,650
|
29,433
|
10,589
|
|
|
Charge offs |
(42,854)
|
(25,964)
|
(8,997)
|
|
|
Recoveries |
3,313
|
2,037
|
307
|
|
|
Ending balance |
29,149
|
13,040
|
7,534
|
|
|
Ending balance: individually evaluated for impairment |
|
|
|
$ 1,875
|
$ 0
|
Ending balance: collectively evaluated for impairment |
|
|
|
27,274
|
13,040
|
Total |
13,040
|
13,040
|
7,534
|
29,149
|
13,040
|
Loans: |
|
|
|
|
|
Ending balance: individually evaluated for impairment |
|
|
|
33,639
|
15,611
|
Ending balance: collectively evaluated for impairment |
|
|
|
3,617,774
|
2,929,378
|
Total gross loans and leases receivable |
|
|
|
3,651,413
|
2,944,989
|
National Lending |
|
|
|
|
|
Loans: |
|
|
|
|
|
Total gross loans and leases receivable |
|
|
|
2,449,592
|
1,846,283
|
National Lending | Asset Based Lending |
|
|
|
|
|
Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
Beginning balance |
107
|
0
|
|
|
|
Provision (recovery) for loan losses |
8,663
|
(249)
|
|
|
|
Charge offs |
(2,486)
|
0
|
|
|
|
Recoveries |
159
|
356
|
|
|
|
Ending balance |
6,443
|
107
|
0
|
|
|
Ending balance: individually evaluated for impairment |
|
|
|
443
|
0
|
Ending balance: collectively evaluated for impairment |
|
|
|
6,000
|
107
|
Total |
107
|
107
|
0
|
6,443
|
107
|
Loans: |
|
|
|
|
|
Ending balance: individually evaluated for impairment |
|
|
|
16,727
|
1,404
|
Ending balance: collectively evaluated for impairment |
|
|
|
671,793
|
476,513
|
Total gross loans and leases receivable |
|
|
|
688,520
|
477,917
|
National Lending | Factoring |
|
|
|
|
|
Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
Beginning balance |
64
|
0
|
|
|
|
Provision (recovery) for loan losses |
5,849
|
434
|
|
|
|
Charge offs |
(2,725)
|
(821)
|
|
|
|
Recoveries |
73
|
451
|
|
|
|
Ending balance |
3,261
|
64
|
0
|
|
|
Ending balance: individually evaluated for impairment |
|
|
|
1,262
|
0
|
Ending balance: collectively evaluated for impairment |
|
|
|
1,999
|
64
|
Total |
3,261
|
0
|
0
|
3,261
|
64
|
Loans: |
|
|
|
|
|
Ending balance: individually evaluated for impairment |
|
|
|
3,824
|
3,331
|
Ending balance: collectively evaluated for impairment |
|
|
|
292,683
|
280,890
|
Total gross loans and leases receivable |
|
|
|
296,507
|
284,221
|
National Lending | Lease financing |
|
|
|
|
|
Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
Beginning balance |
59
|
0
|
|
|
|
Provision (recovery) for loan losses |
4,009
|
147
|
|
|
|
Charge offs |
(3,473)
|
(135)
|
|
|
|
Recoveries |
2,207
|
47
|
|
|
|
Ending balance |
2,802
|
59
|
0
|
|
|
Ending balance: individually evaluated for impairment |
|
|
|
119
|
0
|
Ending balance: collectively evaluated for impairment |
|
|
|
2,683
|
59
|
Total |
2,802
|
0
|
0
|
2,802
|
59
|
Loans: |
|
|
|
|
|
Ending balance: individually evaluated for impairment |
|
|
|
4,432
|
8,877
|
Ending balance: collectively evaluated for impairment |
|
|
|
377,170
|
256,438
|
Total gross loans and leases receivable |
|
|
|
381,602
|
265,315
|
National Lending | Premium Finance |
|
|
|
|
|
Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
Beginning balance |
1,031
|
796
|
|
|
|
Provision (recovery) for loan losses |
2,361
|
998
|
|
|
|
Charge offs |
(2,689)
|
(1,078)
|
|
|
|
Recoveries |
321
|
315
|
|
|
|
Ending balance |
1,024
|
1,031
|
796
|
|
|
Ending balance: individually evaluated for impairment |
|
|
|
0
|
0
|
Ending balance: collectively evaluated for impairment |
|
|
|
1,024
|
1,031
|
Total |
1,031
|
796
|
796
|
1,024
|
1,031
|
Loans: |
|
|
|
|
|
Ending balance: individually evaluated for impairment |
|
|
|
0
|
0
|
Ending balance: collectively evaluated for impairment |
|
|
|
361,105
|
337,877
|
Total gross loans and leases receivable |
|
|
|
361,105
|
337,877
|
National Lending | SBA/USDA |
|
|
|
|
|
Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
Beginning balance |
13
|
0
|
|
|
|
Provision (recovery) for loan losses |
370
|
622
|
|
|
|
Charge offs |
0
|
(609)
|
|
|
|
Recoveries |
0
|
0
|
|
|
|
Ending balance |
383
|
13
|
0
|
|
|
Ending balance: individually evaluated for impairment |
|
|
|
51
|
0
|
Ending balance: collectively evaluated for impairment |
|
|
|
332
|
13
|
Total |
13
|
0
|
0
|
383
|
13
|
Loans: |
|
|
|
|
|
Ending balance: individually evaluated for impairment |
|
|
|
3,841
|
0
|
Ending balance: collectively evaluated for impairment |
|
|
|
84,990
|
59,374
|
Total gross loans and leases receivable |
|
|
|
88,831
|
59,374
|
National Lending | Other Commercial Finance |
|
|
|
|
|
Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
Beginning balance |
28
|
4
|
|
|
|
Provision (recovery) for loan losses |
655
|
24
|
|
|
|
Charge offs |
0
|
0
|
|
|
|
Recoveries |
0
|
0
|
|
|
|
Ending balance |
683
|
28
|
4
|
|
|
Ending balance: individually evaluated for impairment |
|
|
|
0
|
0
|
Ending balance: collectively evaluated for impairment |
|
|
|
683
|
28
|
Total |
683
|
4
|
4
|
683
|
28
|
Loans: |
|
|
|
|
|
Ending balance: individually evaluated for impairment |
|
|
|
0
|
0
|
Ending balance: collectively evaluated for impairment |
|
|
|
99,665
|
85,145
|
Total gross loans and leases receivable |
|
|
|
99,665
|
85,145
|
National Lending | Commercial Operating |
|
|
|
|
|
Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
Beginning balance |
1,302
|
800
|
|
|
|
Provision (recovery) for loan losses |
21,907
|
1,976
|
|
|
|
Charge offs |
(11,373)
|
(2,643)
|
|
|
|
Recoveries |
2,760
|
1,169
|
|
|
|
Ending balance |
14,596
|
1,302
|
800
|
|
|
Ending balance: individually evaluated for impairment |
|
|
|
1,875
|
0
|
Ending balance: collectively evaluated for impairment |
|
|
|
12,721
|
1,302
|
Total |
1,302
|
800
|
800
|
14,596
|
1,302
|
Loans: |
|
|
|
|
|
Ending balance: individually evaluated for impairment |
|
|
|
28,824
|
13,612
|
Ending balance: collectively evaluated for impairment |
|
|
|
1,887,406
|
1,496,237
|
Total gross loans and leases receivable |
|
|
|
1,916,230
|
1,509,849
|
National Lending | Consumer Credit Products |
|
|
|
|
|
Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
Beginning balance |
785
|
0
|
|
|
|
Provision (recovery) for loan losses |
259
|
785
|
|
|
|
Charge offs |
0
|
0
|
|
|
|
Recoveries |
0
|
0
|
|
|
|
Ending balance |
1,044
|
785
|
0
|
|
|
Ending balance: individually evaluated for impairment |
|
|
|
0
|
0
|
Ending balance: collectively evaluated for impairment |
|
|
|
1,044
|
785
|
Total |
785
|
785
|
0
|
1,044
|
785
|
Loans: |
|
|
|
|
|
Ending balance: individually evaluated for impairment |
|
|
|
0
|
0
|
Ending balance: collectively evaluated for impairment |
|
|
|
106,794
|
80,605
|
Total gross loans and leases receivable |
|
|
|
106,794
|
80,605
|
National Lending | Other Consumer Finance |
|
|
|
|
|
Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
Beginning balance |
2,820
|
0
|
|
|
|
Provision (recovery) for loan losses |
8,563
|
4,263
|
|
|
|
Charge offs |
(6,346)
|
(1,443)
|
|
|
|
Recoveries |
81
|
0
|
|
|
|
Ending balance |
5,118
|
2,820
|
0
|
|
|
Ending balance: individually evaluated for impairment |
|
|
|
0
|
0
|
Ending balance: collectively evaluated for impairment |
|
|
|
5,118
|
2,820
|
Total |
2,820
|
2,820
|
0
|
5,118
|
2,820
|
Loans: |
|
|
|
|
|
Ending balance: individually evaluated for impairment |
|
|
|
1,472
|
0
|
Ending balance: collectively evaluated for impairment |
|
|
|
159,932
|
189,756
|
Total gross loans and leases receivable |
|
|
|
161,404
|
189,756
|
National Lending | Consumer |
|
|
|
|
|
Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
Beginning balance |
3,605
|
0
|
|
|
|
Provision (recovery) for loan losses |
8,822
|
5,048
|
|
|
|
Charge offs |
(6,346)
|
(1,443)
|
|
|
|
Recoveries |
81
|
0
|
|
|
|
Ending balance |
6,162
|
3,605
|
0
|
|
|
Ending balance: individually evaluated for impairment |
|
|
|
0
|
0
|
Ending balance: collectively evaluated for impairment |
|
|
|
6,162
|
3,605
|
Total |
6,162
|
0
|
0
|
6,162
|
3,605
|
Loans: |
|
|
|
|
|
Ending balance: individually evaluated for impairment |
|
|
|
1,472
|
0
|
Ending balance: collectively evaluated for impairment |
|
|
|
266,726
|
270,361
|
Total gross loans and leases receivable |
|
|
|
268,198
|
270,361
|
National Lending | Tax Services |
|
|
|
|
|
Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
Beginning balance |
0
|
5
|
|
|
|
Provision (recovery) for loan losses |
24,873
|
21,344
|
|
|
|
Charge offs |
(25,095)
|
(21,802)
|
|
|
|
Recoveries |
222
|
453
|
|
|
|
Ending balance |
0
|
0
|
5
|
|
|
Ending balance: individually evaluated for impairment |
|
|
|
0
|
0
|
Ending balance: collectively evaluated for impairment |
|
|
|
0
|
0
|
Total |
0
|
5
|
5
|
0
|
0
|
Loans: |
|
|
|
|
|
Ending balance: individually evaluated for impairment |
|
|
|
0
|
0
|
Ending balance: collectively evaluated for impairment |
|
|
|
2,240
|
1,073
|
Total gross loans and leases receivable |
|
|
|
2,240
|
1,073
|
National Lending | Warehouse Agreement Borrowings |
|
|
|
|
|
Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
Beginning balance |
65
|
0
|
|
|
|
Provision (recovery) for loan losses |
198
|
65
|
|
|
|
Charge offs |
0
|
0
|
|
|
|
Recoveries |
0
|
0
|
|
|
|
Ending balance |
263
|
65
|
0
|
|
|
Ending balance: individually evaluated for impairment |
|
|
|
0
|
0
|
Ending balance: collectively evaluated for impairment |
|
|
|
263
|
65
|
Total |
65
|
65
|
0
|
263
|
65
|
Loans: |
|
|
|
|
|
Ending balance: individually evaluated for impairment |
|
|
|
0
|
0
|
Ending balance: collectively evaluated for impairment |
|
|
|
262,924
|
65,000
|
Total gross loans and leases receivable |
|
|
|
262,924
|
65,000
|
National Lending | National Lending |
|
|
|
|
|
Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
Beginning balance |
4,972
|
805
|
|
|
|
Provision (recovery) for loan losses |
55,800
|
28,433
|
|
|
|
Charge offs |
(42,814)
|
(25,888)
|
|
|
|
Recoveries |
3,063
|
1,622
|
|
|
|
Ending balance |
21,021
|
4,972
|
805
|
|
|
Ending balance: individually evaluated for impairment |
|
|
|
1,875
|
0
|
Ending balance: collectively evaluated for impairment |
|
|
|
19,146
|
4,972
|
Total |
4,972
|
4,972
|
805
|
21,021
|
4,972
|
Loans: |
|
|
|
|
|
Ending balance: individually evaluated for impairment |
|
|
|
30,296
|
13,612
|
Ending balance: collectively evaluated for impairment |
|
|
|
2,419,296
|
1,832,671
|
Total gross loans and leases receivable |
|
|
|
2,449,592
|
1,846,283
|
Community Banking |
|
|
|
|
|
Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
Beginning balance |
8,068
|
6,203
|
|
|
|
Provision (recovery) for loan losses |
(150)
|
1,527
|
|
|
|
Charge offs |
(40)
|
(76)
|
|
|
|
Recoveries |
250
|
414
|
|
|
|
Ending balance |
8,128
|
8,068
|
6,203
|
|
|
Ending balance: individually evaluated for impairment |
|
|
|
0
|
0
|
Ending balance: collectively evaluated for impairment |
|
|
|
8,128
|
8,068
|
Total |
8,068
|
8,068
|
6,203
|
8,128
|
8,068
|
Loans: |
|
|
|
|
|
Ending balance: individually evaluated for impairment |
|
|
|
3,343
|
1,999
|
Ending balance: collectively evaluated for impairment |
|
|
|
1,198,478
|
1,096,707
|
Total gross loans and leases receivable |
|
|
|
1,201,821
|
1,098,706
|
Community Banking | Commercial and Multi-Family Real Estate |
|
|
|
|
|
Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
Beginning balance |
6,220
|
2,820
|
|
|
|
Provision (recovery) for loan losses |
(12)
|
3,400
|
|
|
|
Charge offs |
0
|
0
|
|
|
|
Recoveries |
0
|
0
|
|
|
|
Ending balance |
6,208
|
6,220
|
2,820
|
|
|
Ending balance: individually evaluated for impairment |
|
|
|
0
|
0
|
Ending balance: collectively evaluated for impairment |
|
|
|
6,208
|
6,220
|
Total |
6,220
|
2,820
|
2,820
|
6,208
|
6,220
|
Loans: |
|
|
|
|
|
Ending balance: individually evaluated for impairment |
|
|
|
258
|
451
|
Ending balance: collectively evaluated for impairment |
|
|
|
883,674
|
790,439
|
Total gross loans and leases receivable |
|
|
|
883,932
|
790,890
|
Community Banking | 1-4 Family Real Estate |
|
|
|
|
|
Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
Beginning balance |
632
|
809
|
|
|
|
Provision (recovery) for loan losses |
461
|
(104)
|
|
|
|
Charge offs |
(40)
|
(76)
|
|
|
|
Recoveries |
0
|
3
|
|
|
|
Ending balance |
1,053
|
632
|
809
|
|
|
Ending balance: individually evaluated for impairment |
|
|
|
0
|
0
|
Ending balance: collectively evaluated for impairment |
|
|
|
1,053
|
632
|
Total |
632
|
632
|
809
|
1,053
|
632
|
Loans: |
|
|
|
|
|
Ending balance: individually evaluated for impairment |
|
|
|
100
|
94
|
Ending balance: collectively evaluated for impairment |
|
|
|
259,325
|
247,224
|
Total gross loans and leases receivable |
|
|
|
259,425
|
247,318
|
Community Banking | Agricultural operating loans |
|
|
|
|
|
Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
Beginning balance |
1,216
|
2,574
|
|
|
|
Provision (recovery) for loan losses |
(599)
|
(1,769)
|
|
|
|
Charge offs |
0
|
0
|
|
|
|
Recoveries |
250
|
411
|
|
|
|
Ending balance |
867
|
1,216
|
2,574
|
|
|
Ending balance: individually evaluated for impairment |
|
|
|
0
|
0
|
Ending balance: collectively evaluated for impairment |
|
|
|
867
|
1,216
|
Total |
1,216
|
1,216
|
2,574
|
867
|
1,216
|
Loans: |
|
|
|
|
|
Ending balance: individually evaluated for impairment |
|
|
|
2,985
|
1,454
|
Ending balance: collectively evaluated for impairment |
|
|
|
55,479
|
59,044
|
Total gross loans and leases receivable |
|
|
|
$ 58,464
|
60,498
|
Unallocated |
|
|
|
|
|
Allowance for Credit Losses [Roll Forward] |
|
|
|
|
|
Beginning balance |
0
|
527
|
|
|
|
Provision (recovery) for loan losses |
|
(527)
|
|
|
|
Charge offs |
|
0
|
|
|
|
Recoveries |
|
0
|
|
|
|
Ending balance |
|
0
|
527
|
|
|
Total |
$ 0
|
$ 527
|
$ 527
|
|
$ 0
|