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Note 3 - LOANS/LEASES RECEIVABLE - Allowance for Estimated Losses on Loans Leases (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Sep. 30, 2023
Sep. 30, 2022
Balance, beginning $ 85,797 $ 92,425 $ 87,706 $ 78,721
Change in ACL for writedown of LHFS to fair value 175   (3,811)  
Initial ACL recorded for PCD loans       5,902
Provisions (credited) to expense 3,260 331 9,031 8,623
Charged off (1,816) (2,489) (6,038) (3,565)
Recoveries 253 222 781 808
Balance, ending 87,669 90,489 87,669 90,489
Guaranty Bank        
Provisions (credited) to expense   11,000   11,000
C&I | C&I - revolving        
Balance, beginning 4,101 5,179 4,457 3,907
Initial ACL recorded for PCD loans       600
Provisions (credited) to expense 368 1 12 673
Balance, ending 4,469 5,180 4,469 5,180
C&I | C&I - other including lease        
Balance, beginning 27,162 28,093 27,753 25,982
Change in ACL for writedown of LHFS to fair value     (5)  
Initial ACL recorded for PCD loans       7
Provisions (credited) to expense 1,111 1,652 3,986 4,185
Charged off (1,734) (1,915) (5,709) (2,790)
Recoveries 215 176 729 622
Balance, ending 26,754 28,006 26,754 28,006
CRE | Owner occupied        
Balance, beginning 8,731 11,065 9,965 8,501
Initial ACL recorded for PCD loans       2,481
Provisions (credited) to expense 192 (606) (834) (529)
Charged off (14)   (222)  
Recoveries 3   3 6
Balance, ending 8,912 10,459 8,912 10,459
CRE | Non-owner occupied        
Balance, beginning 11,968 12,049 11,749 8,549
Initial ACL recorded for PCD loans       1,076
Provisions (credited) to expense (313) (161) (99) 2,328
Charged off       (193)
Recoveries 26   31 128
Balance, ending 11,681 11,888 11,681 11,888
Construction and land development        
Balance, beginning 15,888 16,388 14,262 16,972
Change in ACL for writedown of LHFS to fair value     (147)  
Initial ACL recorded for PCD loans       1,100
Provisions (credited) to expense 992 (693) 2,777 (2,377)
Charged off (38) (562) (50) (562)
Balance, ending 16,842 15,133 16,842 15,133
Multi-family        
Balance, beginning 11,229 12,783 13,186 9,339
Change in ACL for writedown of LHFS to fair value 175   (3,659)  
Initial ACL recorded for PCD loans       481
Provisions (credited) to expense 875 437 2,752 3,400
Recoveries   43   43
Balance, ending 12,279 13,263 12,279 13,263
Direct financing leases        
Balance, beginning     970  
Charged off (133)   (186)  
Balance, ending 1,081   1,081  
Direct financing leases | C&I - other including lease        
Balance, beginning 1,000 1,600 970 1,500
Provisions (credited) to expense 165 91 224 249
Charged off 133 (708) (186) 931
Recoveries 43 65 73 173
Balance, ending 1,100 1,000 1,100 1,000
1-4 family real estate        
Balance, beginning 5,213 5,513 4,963 4,541
Initial ACL recorded for PCD loans       137
Provisions (credited) to expense (45) (276) 200 559
Charged off   (5)   (5)
Recoveries     5  
Balance, ending 5,168 5,232 5,168 5,232
Consumer        
Balance, beginning 1,505 1,355 1,371 930
Initial ACL recorded for PCD loans       20
Provisions (credited) to expense 80 (23) 237 384
Charged off (30) (7) (57) (15)
Recoveries 9 3 13 9
Balance, ending $ 1,564 $ 1,328 $ 1,564 $ 1,328