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Note 3 - LOANS/LEASES RECEIVABLE - Allowance for Estimated Losses on Loans Leases (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2023
Jun. 30, 2022
Jun. 30, 2023
Jun. 30, 2022
Balance, beginning $ 86,573 $ 74,786 $ 87,706 $ 78,721
Change in ACL for writedown of LHFS to fair value (2,277)      
Initial ACL recorded for PCD loans   5,902 (3,986) 5,902
Provision for credit losses 3,313 12,141 5,771 8,292
Charged off (1,947) (620) (4,222) (1,076)
Recoveries 135 216 528 586
Balance, ending 85,797 92,425 85,797 92,425
Guaranty Bank        
Provision for credit losses   11,000   11,000
C&I | C&I - revolving        
Balance, beginning 4,637 3,619 4,457 3,907
Initial ACL recorded for PCD loans   600   600
Provision for credit losses (536) 960 (356) 672
Balance, ending 4,101 5,179 4,101 5,179
C&I | C&I - other including lease        
Balance, beginning 26,637 25,437 27,753 25,982
Change in ACL for writedown of LHFS to fair value (5)      
Initial ACL recorded for PCD loans   7 (5) 7
Provision for credit losses 2,318 2,864 2,875 2,533
Charged off (1,920) (426) (3,975) (875)
Recoveries 132 211 514 446
Balance, ending 27,162 28,093 27,162 28,093
CRE | Owner occupied        
Balance, beginning 9,089 7,897 9,965 8,501
Initial ACL recorded for PCD loans   2,481   2,481
Provision for credit losses (358) 686 (1,026) 77
Charged off     (208)  
Recoveries   1   6
Balance, ending 8,731 11,065 8,731 11,065
CRE | Non-owner occupied        
Balance, beginning 12,632 7,857 11,749 8,549
Initial ACL recorded for PCD loans   1,076   1,076
Provision for credit losses (664) 3,309 214 2,489
Charged off   (193)   (193)
Recoveries     5 128
Balance, ending 11,968 12,049 11,968 12,049
Construction and land development        
Balance, beginning 15,245 14,671 14,262 16,972
Change in ACL for writedown of LHFS to fair value 207      
Initial ACL recorded for PCD loans   1,100 (147) 1,100
Provision for credit losses 436 617 1,785 (1,684)
Charged off     (12)  
Balance, ending 15,888 16,388 15,888 16,388
Multi-family        
Balance, beginning 11,621 10,336 13,186 9,339
Change in ACL for writedown of LHFS to fair value (2,479)      
Initial ACL recorded for PCD loans   481 (3,834) 481
Provision for credit losses 2,087 1,966 1,877 2,963
Balance, ending 11,229 12,783 11,229 12,783
Direct financing leases        
Balance, beginning     970  
Charged off (49)   (53)  
Balance, ending 1,006   1,006  
Direct financing leases | C&I - other including lease        
Balance, beginning       1,500
Provision for credit losses   185   158
Charged off   (109)   223
Recoveries   48   108
Threshold for related party loans evaluated   1,600   1,600
1-4 family real estate        
Balance, beginning 5,270 4,154 4,963 4,541
Initial ACL recorded for PCD loans   137   137
Provision for credit losses (57) 1,222 245 835
Recoveries     5  
Balance, ending 5,213 5,513 5,213 5,513
Consumer        
Balance, beginning 1,442 815 1,371 930
Initial ACL recorded for PCD loans   20   20
Provision for credit losses 87 517 157 407
Charged off (27) (1) (27) (8)
Recoveries 3 4 4 6
Balance, ending $ 1,505 $ 1,355 $ 1,505 $ 1,355