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Note 17 - Regulatory Capital Requirements and Restrictions on Dividends - Capital Requirements (Details)
$ in Thousands
Dec. 31, 2022
USD ($)
Dec. 31, 2021
USD ($)
Total risk-based capital, actual, amount $ 1,055,177 $ 814,629
Total risk-based capital, actual, ratio 0.1428 0.1477
Total risk-based capital for capital adequacy purposes, amount $ 591,132 $ 441,100
Total risk-based capital for capital adequacy purposes, ratio 0.0800 0.0800
Total risk-based capital for capital adequacy purposes with capital conservation buffer, amount $ 775,861 $ 578,944
Total risk-based capital for capital adequacy purposes with capital conservation buffer, ratio 0.1050 0.1050
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 738,915 $ 551,375
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 0.1000 0.1000
Tier 1 risk-based capital, actual, amount $ 734,977 $ 631,649
Tier 1 risk-based capital, actual, ratio 0.0995 0.1146
Tier 1 risk-based capital for capital adequacy purposes, amount $ 443,349 $ 330,825
Tier 1 risk-based capital for capital adequacy purposes, ratio 0.0600 0.0600
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, amount $ 628,078 $ 468,669
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, ratio 0.0850 0.0850
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 591,132 $ 441,100
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 0.0800 0.0800
Tier 1 leverage, actual, amount $ 734,977 $ 631,649
Tier 1 leverage, actual, ratio 0.0961 0.1046
Tier 1 leverage for capital adequacy purposes, amount $ 305,959 $ 241,579
Tier 1 leverage for capital adequacy purposes, ratio 0.0400 0.0400
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, amount $ 305,959 $ 241,579
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, ratio 0.0400 0.0400
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 382,449 $ 301,974
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 0.0500 0.0500
Common equity Tier 1, actual, amount $ 686,375 $ 593,494
Common equity Tier 1, actual ratio 0.0929 0.1076
Common equity Tier 1 for capital adequacy purposes, amount $ 332,512 $ 248,119
Common equity Tier 1 for capital adequacy purposes, ratio 0.045% 0.045%
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, amount $ 517,241 $ 385,962
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, ratio 7.00% 0.07%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 480,295 $ 358,394
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 0.065%
QCBT    
Total risk-based capital, actual, amount $ 275,337 $ 247,658
Total risk-based capital, actual, ratio 0.1307 0.1329
Total risk-based capital for capital adequacy purposes, amount $ 168,588 $ 149,126
Total risk-based capital for capital adequacy purposes, ratio 0.0800 0.0800
Total risk-based capital for capital adequacy purposes with capital conservation buffer, amount $ 221,272 $ 195,727
Total risk-based capital for capital adequacy purposes with capital conservation buffer, ratio 0.1050 0.1050
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 210,735 $ 186,407
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 0.1000 0.1000
Tier 1 risk-based capital, actual, amount $ 248,978 $ 224,253
Tier 1 risk-based capital, actual, ratio 0.1181 0.1203
Tier 1 risk-based capital for capital adequacy purposes, amount $ 126,441 $ 111,844
Tier 1 risk-based capital for capital adequacy purposes, ratio 0.0600 0.0600
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, amount $ 179,125 $ 158,446
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, ratio 0.0850 0.0850
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 168,588 $ 149,126
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 0.0800 0.0800
Tier 1 leverage, actual, amount $ 248,978 $ 224,253
Tier 1 leverage, actual, ratio 0.1101 0.1045
Tier 1 leverage for capital adequacy purposes, amount $ 90,419 $ 85,873
Tier 1 leverage for capital adequacy purposes, ratio 0.0400 0.0400
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, amount $ 90,419 $ 85,873
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, ratio 0.0400 0.0400
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 133,023 $ 107,341
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 0.0500 0.0500
Common equity Tier 1, actual, amount $ 248,978 $ 224,253
Common equity Tier 1, actual ratio 0.1181 0.1203
Common equity Tier 1 for capital adequacy purposes, amount $ 94,831 $ 83,883
Common equity Tier 1 for capital adequacy purposes, ratio 0.045% 0.045%
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, amount $ 147,514 $ 130,485
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, ratio 7.00% 0.07%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 136,978 $ 121,164
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 0.065%
CRBT    
Total risk-based capital, actual, amount $ 308,153 $ 277,673
Total risk-based capital, actual, ratio 0.1484 0.1485
Total risk-based capital for capital adequacy purposes, amount $ 166,168 $ 149,595
Total risk-based capital for capital adequacy purposes, ratio 0.0800 0.0800
Total risk-based capital for capital adequacy purposes with capital conservation buffer, amount $ 218,096 $ 196,343
Total risk-based capital for capital adequacy purposes with capital conservation buffer, ratio 0.1050 0.1050
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 207,711 $ 186,993
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 0.1000 0.1000
Tier 1 risk-based capital, actual, amount $ 282,258 $ 254,279
Tier 1 risk-based capital, actual, ratio 0.1359 0.1360
Tier 1 risk-based capital for capital adequacy purposes, amount $ 124,626 $ 112,196
Tier 1 risk-based capital for capital adequacy purposes, ratio 0.0600 0.0600
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, amount $ 176,554 $ 158,944
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, ratio 0.0850 0.0850
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 166,168 $ 149,595
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 0.0800 0.0800
Tier 1 leverage, actual, amount $ 282,258 $ 254,279
Tier 1 leverage, actual, ratio 0.1317 0.1259
Tier 1 leverage for capital adequacy purposes, amount $ 85,707 $ 80,777
Tier 1 leverage for capital adequacy purposes, ratio 0.0400 0.0400
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, amount $ 85,707 $ 80,777
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, ratio 0.0400 0.0400
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 107,134 $ 100,971
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 0.0500 0.0500
Common equity Tier 1, actual, amount $ 282,258 $ 254,279
Common equity Tier 1, actual ratio 0.1359 0.1360
Common equity Tier 1 for capital adequacy purposes, amount $ 93,470 $ 84,147
Common equity Tier 1 for capital adequacy purposes, ratio 0.045% 0.045%
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, amount $ 145,397 $ 130,895
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, ratio 7.00% 0.07%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 135,012 $ 121,546
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 0.065%
CSB    
Total risk-based capital, actual, amount $ 142,974 $ 123,365
Total risk-based capital, actual, ratio 0.1204 0.1195
Total risk-based capital for capital adequacy purposes, amount $ 94,981 $ 82,601
Total risk-based capital for capital adequacy purposes, ratio 0.0800 0.0800
Total risk-based capital for capital adequacy purposes with capital conservation buffer, amount $ 124,662 $ 108,413
Total risk-based capital for capital adequacy purposes with capital conservation buffer, ratio 0.1050 0.1050
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 118,726 $ 103,251
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 0.1000 0.1000
Tier 1 risk-based capital, actual, amount $ 128,130 $ 110,410
Tier 1 risk-based capital, actual, ratio 0.1079 0.1069
Tier 1 risk-based capital for capital adequacy purposes, amount $ 71,236 $ 61,951
Tier 1 risk-based capital for capital adequacy purposes, ratio 0.0600 0.0600
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, amount $ 100,917 $ 87,763
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, ratio 0.0850 0.0850
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 94,981 $ 82,601
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 0.0800 0.0800
Tier 1 leverage, actual, amount $ 128,130 $ 110,410
Tier 1 leverage, actual, ratio 0.1009 0.0967
Tier 1 leverage for capital adequacy purposes, amount $ 50,799 $ 45,676
Tier 1 leverage for capital adequacy purposes, ratio 0.0400 0.0400
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, amount $ 50,799 $ 45,676
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, ratio 0.0400 0.0400
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 63,499 $ 57,095
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 0.0500 0.0500
Common equity Tier 1, actual, amount $ 128,130 $ 110,410
Common equity Tier 1, actual ratio 0.1079 0.1069
Common equity Tier 1 for capital adequacy purposes, amount $ 53,427 $ 46,463
Common equity Tier 1 for capital adequacy purposes, ratio 0.045% 0.045%
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, amount $ 83,108 $ 72,276
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, ratio 7.00% 0.07%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 77,172 $ 67,113
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 0.065%
SFCB    
Total risk-based capital, actual, amount   $ 101,067
Total risk-based capital, actual, ratio   0.1339
Total risk-based capital for capital adequacy purposes, amount   $ 60,369
Total risk-based capital for capital adequacy purposes, ratio   0.0800
Total risk-based capital for capital adequacy purposes with capital conservation buffer, amount   $ 79,235
Total risk-based capital for capital adequacy purposes with capital conservation buffer, ratio   0.1050
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount   $ 75,462
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio   0.1000
Tier 1 risk-based capital, actual, amount   $ 91,625
Tier 1 risk-based capital, actual, ratio   0.1214
Tier 1 risk-based capital for capital adequacy purposes, amount   $ 45,277
Tier 1 risk-based capital for capital adequacy purposes, ratio   0.0600
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, amount   $ 64,142
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, ratio   0.0850
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount   $ 60,369
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio   0.0800
Tier 1 leverage, actual, amount   $ 91,625
Tier 1 leverage, actual, ratio   0.1108
Tier 1 leverage for capital adequacy purposes, amount   $ 33,088
Tier 1 leverage for capital adequacy purposes, ratio   0.0400
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, amount   $ 33,088
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, ratio   0.0400
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount   $ 41,360
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio   0.0500
Common equity Tier 1, actual, amount   $ 91,625
Common equity Tier 1, actual ratio   0.1214
Common equity Tier 1 for capital adequacy purposes, amount   $ 33,958
Common equity Tier 1 for capital adequacy purposes, ratio   0.045%
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, amount   $ 52,823
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, ratio   0.07%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount   $ 49,050
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio   0.065%
Guaranty Bank    
Total risk-based capital, actual, amount $ 243,106  
Total risk-based capital, actual, ratio 0.1224  
Total risk-based capital for capital adequacy purposes, amount $ 158,903  
Total risk-based capital for capital adequacy purposes, ratio 0.0800  
Total risk-based capital for capital adequacy purposes with capital conservation buffer, amount $ 208,560  
Total risk-based capital for capital adequacy purposes with capital conservation buffer, ratio 0.1050  
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 198,629  
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 0.1000  
Tier 1 risk-based capital, actual, amount $ 218,647  
Tier 1 risk-based capital, actual, ratio 0.1101  
Tier 1 risk-based capital for capital adequacy purposes, amount $ 119,177  
Tier 1 risk-based capital for capital adequacy purposes, ratio 0.0600  
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, amount $ 168,834  
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, ratio 0.0850  
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 158,903  
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 0.0800  
Tier 1 leverage, actual, amount $ 218,647  
Tier 1 leverage, actual, ratio 0.1090  
Tier 1 leverage for capital adequacy purposes, amount $ 80,229  
Tier 1 leverage for capital adequacy purposes, ratio 0.0400  
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, amount $ 80,229  
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, ratio 0.0400  
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 100,286  
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 0.0500  
Common equity Tier 1, actual, amount $ 218,647  
Common equity Tier 1, actual ratio 0.1101  
Common equity Tier 1 for capital adequacy purposes, amount $ 89,383  
Common equity Tier 1 for capital adequacy purposes, ratio 0.045%  
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, amount $ 139,040  
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, ratio 7.00%  
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 129,109  
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 0.065%