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Note 11 - REGULATORY CAPITAL REQUIREMENTS - Capital Requirements (Details)
$ in Thousands
Sep. 30, 2022
USD ($)
Dec. 31, 2021
USD ($)
Total risk-based capital, actual, amount $ 1,031,057 $ 814,629
Total risk-based capital, actual, ratio 0.1438 0.1477
Total risk-based capital for capital adequacy purposes, amount $ 573,558 $ 441,100
Total risk-based capital for capital adequacy purposes, ratio 0.0800 0.0800
Total risk-based capital for capital adequacy purposes with capital conservation buffer, amount $ 752,795 $ 578,944
Total risk-based capital for capital adequacy purposes with capital conservation buffer, ratio 0.1050 0.1050
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 716,948 $ 551,375
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 0.1000 0.1000
Tier 1 risk-based capital, actual, amount $ 708,601 $ 631,649
Tier 1 risk-based capital, actual, ratio 0.0988 0.1146
Tier 1 risk-based capital for capital adequacy purposes, amount $ 430,169 $ 330,825
Tier 1 risk-based capital for capital adequacy purposes, ratio 0.0600 0.0600
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, amount $ 609,406 $ 468,669
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, ratio 0.0850 0.0850
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 573,558 $ 441,100
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 0.0800 0.0800
Tier 1 leverage, actual, amount $ 708,601 $ 631,649
Tier 1 leverage, actual, ratio 0.0956 0.1046
Tier 1 leverage for capital adequacy purposes, amount $ 296,423 $ 241,579
Tier 1 leverage for capital adequacy purposes, ratio 0.0400 0.0400
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, amount $ 296,423 $ 241,579
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, ratio 0.0400 0.0400
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 370,528 $ 301,974
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 0.0500 0.0500
Common equity Tier 1, actual, amount $ 660,033 $ 593,494
Common equity Tier 1, actual ratio 0.0921 0.1076
Common equity Tier 1 for capital adequacy purposes, amount $ 322,627 $ 248,119
Common equity Tier 1 for capital adequacy purposes, ratio 0.045% 4.50%
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, amount $ 501,864 $ 385,962
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, ratio 7.00% 7.00%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 466,016 $ 358,394
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
QCBT    
Total risk-based capital, actual, amount $ 267,060 $ 247,658
Total risk-based capital, actual, ratio 0.1298 0.1329
Total risk-based capital for capital adequacy purposes, amount $ 164,649 $ 149,126
Total risk-based capital for capital adequacy purposes, ratio 0.0800 0.0800
Total risk-based capital for capital adequacy purposes with capital conservation buffer, amount $ 216,101 $ 195,727
Total risk-based capital for capital adequacy purposes with capital conservation buffer, ratio 0.1050 0.1050
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 205,811 $ 186,407
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 0.1000 0.1000
Tier 1 risk-based capital, actual, amount $ 241,281 $ 224,253
Tier 1 risk-based capital, actual, ratio 0.1172 0.1203
Tier 1 risk-based capital for capital adequacy purposes, amount $ 123,486 $ 111,844
Tier 1 risk-based capital for capital adequacy purposes, ratio 0.0600 0.0600
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, amount $ 174,939 $ 158,446
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, ratio 0.0850 0.0850
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 164,649 $ 149,126
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 0.0800 0.0800
Tier 1 leverage, actual, amount $ 241,281 $ 224,253
Tier 1 leverage, actual, ratio 0.1096 0.1045
Tier 1 leverage for capital adequacy purposes, amount $ 88,058 $ 85,873
Tier 1 leverage for capital adequacy purposes, ratio 0.0400 0.0400
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, amount $ 88,058 $ 85,873
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, ratio 0.0400 0.0400
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 110,072 $ 107,341
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 0.0500 0.0500
Common equity Tier 1, actual, amount $ 241,281 $ 224,253
Common equity Tier 1, actual ratio 0.1172 0.1203
Common equity Tier 1 for capital adequacy purposes, amount $ 92,615 $ 83,883
Common equity Tier 1 for capital adequacy purposes, ratio 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, amount $ 144,068 $ 130,485
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, ratio 7.00% 7.00%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 133,777 $ 121,164
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
CRBT    
Total risk-based capital, actual, amount $ 292,124 $ 277,673
Total risk-based capital, actual, ratio 0.1480 0.1485
Total risk-based capital for capital adequacy purposes, amount $ 157,855 $ 149,595
Total risk-based capital for capital adequacy purposes, ratio 0.0800 0.0800
Total risk-based capital for capital adequacy purposes with capital conservation buffer, amount $ 207,185 $ 196,343
Total risk-based capital for capital adequacy purposes with capital conservation buffer, ratio 0.1050 0.1050
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 197,319 $ 186,993
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 0.1000 0.1000
Tier 1 risk-based capital, actual, amount $ 267,441 $ 254,279
Tier 1 risk-based capital, actual, ratio 0.1355 0.1360
Tier 1 risk-based capital for capital adequacy purposes, amount $ 118,391 $ 112,196
Tier 1 risk-based capital for capital adequacy purposes, ratio 0.0600 0.0600
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, amount $ 167,721 $ 158,944
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, ratio 0.0850 0.0850
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 157,855 $ 149,595
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 0.0800 0.0800
Tier 1 leverage, actual, amount $ 267,441 $ 254,279
Tier 1 leverage, actual, ratio 0.1320 0.1259
Tier 1 leverage for capital adequacy purposes, amount $ 81,049 $ 80,777
Tier 1 leverage for capital adequacy purposes, ratio 0.0400 0.0400
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, amount $ 81,049 $ 80,777
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, ratio 0.0400 0.0400
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 101,312 $ 100,971
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 0.0500 0.0500
Common equity Tier 1, actual, amount $ 267,441 $ 254,279
Common equity Tier 1, actual ratio 0.1355 0.1360
Common equity Tier 1 for capital adequacy purposes, amount $ 88,794 $ 84,147
Common equity Tier 1 for capital adequacy purposes, ratio 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, amount $ 138,123 $ 130,895
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, ratio 7.00% 7.00%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 128,257 $ 121,546
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
CSB    
Total risk-based capital, actual, amount $ 137,056 $ 123,365
Total risk-based capital, actual, ratio 0.1169 0.1195
Total risk-based capital for capital adequacy purposes, amount $ 93,787 $ 82,601
Total risk-based capital for capital adequacy purposes, ratio 0.0800 0.0800
Total risk-based capital for capital adequacy purposes with capital conservation buffer, amount $ 123,096 $ 108,413
Total risk-based capital for capital adequacy purposes with capital conservation buffer, ratio 0.1050 0.1050
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 117,234 $ 103,251
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 0.1000 0.1000
Tier 1 risk-based capital, actual, amount $ 122,387 $ 110,410
Tier 1 risk-based capital, actual, ratio 0.1044 0.1069
Tier 1 risk-based capital for capital adequacy purposes, amount $ 70,341 $ 61,951
Tier 1 risk-based capital for capital adequacy purposes, ratio 0.0600 0.0600
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, amount $ 99,649 $ 87,763
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, ratio 0.0850 0.0850
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 93,787 $ 82,601
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 0.0800 0.0800
Tier 1 leverage, actual, amount $ 122,387 $ 110,410
Tier 1 leverage, actual, ratio 0.0990 0.0967
Tier 1 leverage for capital adequacy purposes, amount $ 49,457 $ 45,676
Tier 1 leverage for capital adequacy purposes, ratio 0.0400 0.0400
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, amount $ 49,457 $ 45,676
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, ratio 0.0400 0.0400
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 61,821 $ 57,095
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 0.0500 0.0500
Common equity Tier 1, actual, amount $ 122,387 $ 110,410
Common equity Tier 1, actual ratio 0.1044 0.1069
Common equity Tier 1 for capital adequacy purposes, amount $ 52,755 $ 46,463
Common equity Tier 1 for capital adequacy purposes, ratio 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, amount $ 82,064 $ 72,276
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, ratio 7.00% 7.00%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 76,202 $ 67,113
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
Guaranty Bank    
Total risk-based capital, actual, amount $ 231,638 $ 101,067
Total risk-based capital, actual, ratio 0.1184 0.1339
Total risk-based capital for capital adequacy purposes, amount $ 156,513 $ 60,369
Total risk-based capital for capital adequacy purposes, ratio 0.0800 0.0800
Total risk-based capital for capital adequacy purposes with capital conservation buffer, amount $ 205,423 $ 79,235
Total risk-based capital for capital adequacy purposes with capital conservation buffer, ratio 0.1050 0.1050
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 195,641 $ 75,462
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 0.1000 0.1000
Tier 1 risk-based capital, actual, amount $ 207,174 $ 91,625
Tier 1 risk-based capital, actual, ratio 0.1059 0.1214
Tier 1 risk-based capital for capital adequacy purposes, amount $ 117,385 $ 45,277
Tier 1 risk-based capital for capital adequacy purposes, ratio 0.0600 0.0600
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, amount $ 166,295 $ 64,142
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, ratio 0.0850 0.0850
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 156,513 $ 60,369
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 0.0800 0.0800
Tier 1 leverage, actual, amount $ 207,174 $ 91,625
Tier 1 leverage, actual, ratio 0.1056 0.1108
Tier 1 leverage for capital adequacy purposes, amount $ 78,491 $ 33,088
Tier 1 leverage for capital adequacy purposes, ratio 0.0400 0.0400
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, amount $ 78,491 $ 33,088
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, ratio 0.0400 0.0400
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 98,113 $ 41,360
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 0.0500 0.0500
Common equity Tier 1, actual, amount $ 207,174 $ 91,625
Common equity Tier 1, actual ratio 0.1059 0.1214
Common equity Tier 1 for capital adequacy purposes, amount $ 88,039 $ 33,958
Common equity Tier 1 for capital adequacy purposes, ratio 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, amount $ 136,949 $ 52,823
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, ratio 7.00% 7.00%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 127,167 $ 49,050
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%