XML 59 R49.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 4 - LOANS LEASES RECEIVABLE - Allowance for Estimated Losses on Loans Leases (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Sep. 30, 2022
Sep. 30, 2021
Balance $ 92,425 $ 78,894 $ 78,721 $ 84,376
Provision for credit losses 331 1,895 8,623 7,747
Charged off (2,489) (287) (3,565) (4,674)
Recoveries 222 168 808 1,323
Balance 90,489 80,670 90,489 80,670
Purchased Credit Deteriorated Loan [Member]        
Initial ACL recorded for PCD loans     5,902  
Accounting Standards Update 2016-13        
Balance   (8,102)   (8,102)
Commercial Portfolio Segment [Member]        
Balance       35,421
Commercial Portfolio Segment [Member] | Accounting Standards Update 2016-13        
Balance   (35,421)   (35,421)
Commercial Portfolio Segment [Member] | C&I - revolving        
Balance 5,179 3,177 3,907  
Provision for credit losses 1 (262) 673 (67)
Balance 5,180 2,915 5,180 2,915
Commercial Portfolio Segment [Member] | C&I - revolving | Purchased Credit Deteriorated Loan [Member]        
Initial ACL recorded for PCD loans     600  
Commercial Portfolio Segment [Member] | C&I - revolving | Accounting Standards Update 2016-13        
Balance   2,982   2,982
Commercial Portfolio Segment [Member] | C&I - other        
Balance 28,093 32,325 25,982  
Provision for credit losses 1,652 (276) 4,185 4,271
Charged off (1,915) (283) (2,790) (1,949)
Recoveries 176 109 622 423
Balance 28,006 31,875 28,006 31,875
Commercial Portfolio Segment [Member] | C&I - other | Purchased Credit Deteriorated Loan [Member]        
Initial ACL recorded for PCD loans     7  
Commercial Portfolio Segment [Member] | C&I - other | Accounting Standards Update 2016-13        
Balance   29,130   29,130
Commercial Real Estate Portfolio Segment [Member]        
Balance       42,161
Commercial Real Estate Portfolio Segment [Member] | Accounting Standards Update 2016-13        
Balance   (42,161)   (42,161)
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Commercial Real Estate Loans [Member]        
Balance 11,065 8,020 8,501  
Provision for credit losses (606) (62) (529) (732)
Recoveries     6  
Recoveries.   4   (2)
Balance 10,459 7,962 10,459 7,962
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Commercial Real Estate Loans [Member] | Purchased Credit Deteriorated Loan [Member]        
Initial ACL recorded for PCD loans     2,481  
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Commercial Real Estate Loans [Member] | Accounting Standards Update 2016-13        
Balance   8,696   8,696
Commercial Real Estate Portfolio Segment [Member] | CRE - non owner occupied        
Balance 12,049 8,911 8,549  
Provision for credit losses (161) 25 2,328 (637)
Charged off     (193) (1,876)
Recoveries   50 128 71
Balance 11,888 8,986 11,888 8,986
Commercial Real Estate Portfolio Segment [Member] | CRE - non owner occupied | Purchased Credit Deteriorated Loan [Member]        
Initial ACL recorded for PCD loans     1,076  
Commercial Real Estate Portfolio Segment [Member] | CRE - non owner occupied | Accounting Standards Update 2016-13        
Balance   11,428   11,428
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]        
Balance 16,388 13,640 16,972  
Provision for credit losses (693) 2,141 (2,377) 3,782
Charged off (562)   (562)  
Balance 15,133 15,781 15,133 15,781
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Purchased Credit Deteriorated Loan [Member]        
Initial ACL recorded for PCD loans     1,100  
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Accounting Standards Update 2016-13        
Balance   11,999   11,999
Multi-family        
Balance 12,783 6,977 9,339  
Provision for credit losses 437 923 3,400 2,214
Charged off       (150)
Recoveries 43   43  
Balance 13,263 7,900 13,263 7,900
Multi-family | Purchased Credit Deteriorated Loan [Member]        
Initial ACL recorded for PCD loans     481  
Multi-family | Accounting Standards Update 2016-13        
Balance   5,836   5,836
Direct financing leases        
Balance     1,546 1,764
Balance 1,037   1,037  
Direct financing leases | Accounting Standards Update 2016-13        
Balance   (1,764)   (1,764)
Direct financing leases | C&I - other        
Balance     1,500 1,800
Provision for credit losses   212 249 (491)
Charged off   (72) (931) (400)
Recoveries   52 173 186
Balance   1,700   1,700
Direct financing leases | C&I - other | Accounting Standards Update 2016-13        
Balance 1,600 2,000   685
Provision for credit losses 91      
Charged off (708)      
Recoveries 65      
Balance 1,000   1,000  
Residential real estate        
Balance       3,732
Residential real estate | Accounting Standards Update 2016-13        
Balance   (3,732)   (3,732)
1-4 family real estate        
Balance 5,513 4,925 4,541  
Provision for credit losses (276) (558) 559 (502)
Charged off (5)   (5) (690)
Recoveries       517
Balance 5,232 4,367 5,232 4,367
1-4 family real estate | Purchased Credit Deteriorated Loan [Member]        
Initial ACL recorded for PCD loans     137  
1-4 family real estate | Accounting Standards Update 2016-13        
Balance   5,042   5,042
Consumer        
Balance 1,355 919 930 1,298
Provision for credit losses (23) (36) 384 (582)
Charged off (7) (4) (15) (9)
Recoveries 3 5 9 314
Balance $ 1,328 884 1,328 884
Consumer | Purchased Credit Deteriorated Loan [Member]        
Initial ACL recorded for PCD loans     $ 20  
Consumer | Accounting Standards Update 2016-13        
Balance   $ (137)   $ (137)