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Note 10 - REGULATORY CAPITAL REQUIREMENTS - Capital Requirements (Details)
$ in Thousands
Jun. 30, 2022
USD ($)
Dec. 31, 2021
USD ($)
Total risk-based capital, actual, amount $ 907,484 $ 814,629
Total risk-based capital, actual, ratio 0.1340 0.1477
Total risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 543,913 $ 441,100
Total risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 8.00% 8.00%
Total risk-based capital for capital adequacy purposes, amount $ 713,885 $ 578,944
Total risk-based capital for capital adequacy purposes, ratio 0.1050 0.1050
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 679,891 $ 551,375
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 0.1000 0.1000
Tier 1 risk-based capital, actual, amount $ 689,200 $ 631,649
Tier 1 risk-based capital, actual, ratio 0.1018 0.1146
Tier 1 risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 407,934 $ 330,825
Tier 1 risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 6.00% 6.00%
Tier 1 risk-based capital for capital adequacy purposes, amount $ 577,907 $ 468,669
Tier 1 risk-based capital for capital adequacy purposes, ratio 0.0850 0.0850
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 543,913 $ 441,100
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 0.0800 0.0800
Tier 1 leverage, actual, amount $ 689,200 $ 631,649
Tier 1 leverage, actual, ratio 0.0961 0.1046
Tier 1 leverage for capital adequacy purposes, amount, without capital conservation buffer $ 286,877 $ 241,579
Tier 1 leverage for capital adequacy purposes, ratio, without capital conservation buffer 4.00% 4.00%
Tier 1 leverage for capital adequacy purposes, amount $ 286,877 $ 241,579
Tier 1 leverage for capital adequacy purposes, ratio 0.0400 0.0400
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 358,596 $ 301,974
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 0.0500 0.0500
Common equity Tier 1, actual, amount $ 640,666 $ 593,494
Common equity Tier 1, actual ratio 0.0946 0.1076
Common equity Tier 1 for capital adequacy purposes, amount, without capital conservation buffer $ 305,951 $ 248,119
Common equity Tier 1 for capital adequacy purposes, ratio, without capital conservation buffer 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes, amount $ 475,923 $ 385,962
Common equity Tier 1 for capital adequacy purposes, ratio 7.00% 7.00%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 441,929 $ 358,394
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
QCBT    
Total risk-based capital, actual, amount $ 257,008 $ 247,658
Total risk-based capital, actual, ratio 0.1373 0.1329
Total risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 149,733 $ 149,126
Total risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 8.00% 8.00%
Total risk-based capital for capital adequacy purposes, amount $ 196,525 $ 195,727
Total risk-based capital for capital adequacy purposes, ratio 0.1050 0.1050
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 187,166 $ 186,407
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 0.1000 0.1000
Tier 1 risk-based capital, actual, amount $ 233,523 $ 224,253
Tier 1 risk-based capital, actual, ratio 0.1248 0.1203
Tier 1 risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 112,300 $ 111,844
Tier 1 risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 6.00% 6.00%
Tier 1 risk-based capital for capital adequacy purposes, amount $ 159,091 $ 158,446
Tier 1 risk-based capital for capital adequacy purposes, ratio 0.0850 0.0850
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 149,733 $ 149,126
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 0.0800 0.0800
Tier 1 leverage, actual, amount $ 233,523 $ 224,253
Tier 1 leverage, actual, ratio 0.1074 0.1045
Tier 1 leverage for capital adequacy purposes, amount, without capital conservation buffer $ 87,009 $ 85,873
Tier 1 leverage for capital adequacy purposes, ratio, without capital conservation buffer 4.00% 4.00%
Tier 1 leverage for capital adequacy purposes, amount $ 87,009 $ 85,873
Tier 1 leverage for capital adequacy purposes, ratio 0.0400 0.0400
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 108,761 $ 107,341
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 0.0500 0.0500
Common equity Tier 1, actual, amount $ 233,523 $ 224,253
Common equity Tier 1, actual ratio 0.1248 0.1203
Common equity Tier 1 for capital adequacy purposes, amount, without capital conservation buffer $ 84,225 $ 83,883
Common equity Tier 1 for capital adequacy purposes, ratio, without capital conservation buffer 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes, amount $ 131,016 $ 130,485
Common equity Tier 1 for capital adequacy purposes, ratio 7.00% 7.00%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 121,658 $ 121,164
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
CRBT    
Total risk-based capital, actual, amount $ 276,943 $ 277,673
Total risk-based capital, actual, ratio 0.1439 0.1485
Total risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 153,929 $ 149,595
Total risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 8.00% 8.00%
Total risk-based capital for capital adequacy purposes, amount $ 202,032 $ 196,343
Total risk-based capital for capital adequacy purposes, ratio 0.1050 0.1050
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 192,412 $ 186,993
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 0.1000 0.1000
Tier 1 risk-based capital, actual, amount $ 252,865 $ 254,279
Tier 1 risk-based capital, actual, ratio 0.1314 0.1360
Tier 1 risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 115,447 $ 112,196
Tier 1 risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 6.00% 6.00%
Tier 1 risk-based capital for capital adequacy purposes, amount $ 163,550 $ 158,944
Tier 1 risk-based capital for capital adequacy purposes, ratio 0.0850 0.0850
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 153,929 $ 149,595
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 0.0800 0.0800
Tier 1 leverage, actual, amount $ 252,865 $ 254,279
Tier 1 leverage, actual, ratio 0.1299 0.1259
Tier 1 leverage for capital adequacy purposes, amount, without capital conservation buffer $ 77,854 $ 80,777
Tier 1 leverage for capital adequacy purposes, ratio, without capital conservation buffer 4.00% 4.00%
Tier 1 leverage for capital adequacy purposes, amount $ 77,854 $ 80,777
Tier 1 leverage for capital adequacy purposes, ratio 0.0400 0.0400
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 97,318 $ 100,971
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 0.0500 0.0500
Common equity Tier 1, actual, amount $ 252,865 $ 254,279
Common equity Tier 1, actual ratio 0.1314 0.1360
Common equity Tier 1 for capital adequacy purposes, amount, without capital conservation buffer $ 86,585 $ 84,147
Common equity Tier 1 for capital adequacy purposes, ratio, without capital conservation buffer 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes, amount $ 134,688 $ 130,895
Common equity Tier 1 for capital adequacy purposes, ratio 7.00% 7.00%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 125,067 $ 121,546
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
CSB    
Total risk-based capital, actual, amount $ 132,136 $ 123,365
Total risk-based capital, actual, ratio 0.1184 0.1195
Total risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 89,251 $ 82,601
Total risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 8.00% 8.00%
Total risk-based capital for capital adequacy purposes, amount $ 117,142 $ 108,413
Total risk-based capital for capital adequacy purposes, ratio 0.1050 0.1050
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 111,563 $ 103,251
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 0.1000 0.1000
Tier 1 risk-based capital, actual, amount $ 118,157 $ 110,410
Tier 1 risk-based capital, actual, ratio 0.1059 0.1069
Tier 1 risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 66,938 $ 61,951
Tier 1 risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 6.00% 6.00%
Tier 1 risk-based capital for capital adequacy purposes, amount $ 94,829 $ 87,763
Tier 1 risk-based capital for capital adequacy purposes, ratio 0.0850 0.0850
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 89,251 $ 82,601
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 0.0800 0.0800
Tier 1 leverage, actual, amount $ 118,157 $ 110,410
Tier 1 leverage, actual, ratio 0.0992 0.0967
Tier 1 leverage for capital adequacy purposes, amount, without capital conservation buffer $ 47,630 $ 45,676
Tier 1 leverage for capital adequacy purposes, ratio, without capital conservation buffer 4.00% 4.00%
Tier 1 leverage for capital adequacy purposes, amount $ 47,630 $ 45,676
Tier 1 leverage for capital adequacy purposes, ratio 0.0400 0.0400
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 59,537 $ 57,095
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 0.0500 0.0500
Common equity Tier 1, actual, amount $ 118,157 $ 110,410
Common equity Tier 1, actual ratio 0.1059 0.1069
Common equity Tier 1 for capital adequacy purposes, amount, without capital conservation buffer $ 50,204 $ 46,463
Common equity Tier 1 for capital adequacy purposes, ratio, without capital conservation buffer 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes, amount $ 78,094 $ 72,276
Common equity Tier 1 for capital adequacy purposes, ratio 7.00% 7.00%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 72,516 $ 67,113
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
SFCB    
Total risk-based capital, actual, amount   $ 101,067
Total risk-based capital, actual, ratio   0.1339
Total risk-based capital for capital adequacy purposes, amount, without capital conservation buffer   $ 60,369
Total risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer   8.00%
Total risk-based capital for capital adequacy purposes, amount   $ 79,235
Total risk-based capital for capital adequacy purposes, ratio   0.1050
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount   $ 75,462
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio   0.1000
Tier 1 risk-based capital, actual, amount   $ 91,625
Tier 1 risk-based capital, actual, ratio   0.1214
Tier 1 risk-based capital for capital adequacy purposes, amount, without capital conservation buffer   $ 45,277
Tier 1 risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer   6.00%
Tier 1 risk-based capital for capital adequacy purposes, amount   $ 64,142
Tier 1 risk-based capital for capital adequacy purposes, ratio   0.0850
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount   $ 60,369
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio   0.0800
Tier 1 leverage, actual, amount   $ 91,625
Tier 1 leverage, actual, ratio   0.1108
Tier 1 leverage for capital adequacy purposes, amount, without capital conservation buffer   $ 33,088
Tier 1 leverage for capital adequacy purposes, ratio, without capital conservation buffer   4.00%
Tier 1 leverage for capital adequacy purposes, amount   $ 33,088
Tier 1 leverage for capital adequacy purposes, ratio   0.0400
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount   $ 41,360
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio   0.0500
Common equity Tier 1, actual, amount   $ 91,625
Common equity Tier 1, actual ratio   0.1214
Common equity Tier 1 for capital adequacy purposes, amount, without capital conservation buffer   $ 33,958
Common equity Tier 1 for capital adequacy purposes, ratio, without capital conservation buffer   4.50%
Common equity Tier 1 for capital adequacy purposes, amount   $ 52,823
Common equity Tier 1 for capital adequacy purposes, ratio   7.00%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount   $ 49,050
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio   6.50%
Guaranty Bank    
Total risk-based capital, actual, amount $ 220,292  
Total risk-based capital, actual, ratio 0.1208  
Total risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 148,137  
Total risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 8.00%  
Total risk-based capital for capital adequacy purposes, amount $ 194,429  
Total risk-based capital for capital adequacy purposes, ratio 0.1050  
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 185,171  
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 0.1000  
Tier 1 risk-based capital, actual, amount $ 197,467  
Tier 1 risk-based capital, actual, ratio 0.1083  
Tier 1 risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 111,103  
Tier 1 risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 6.00%  
Tier 1 risk-based capital for capital adequacy purposes, amount $ 157,395  
Tier 1 risk-based capital for capital adequacy purposes, ratio 0.0850  
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 148,137  
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 0.0800  
Tier 1 leverage, actual, amount $ 197,467  
Tier 1 leverage, actual, ratio 0.1062  
Tier 1 leverage for capital adequacy purposes, amount, without capital conservation buffer $ 74,370  
Tier 1 leverage for capital adequacy purposes, ratio, without capital conservation buffer 4.00%  
Tier 1 leverage for capital adequacy purposes, amount $ 74,370  
Tier 1 leverage for capital adequacy purposes, ratio 0.0400  
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 92,963  
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 0.0500  
Common equity Tier 1, actual, amount $ 197,467  
Common equity Tier 1, actual ratio 0.1083  
Common equity Tier 1 for capital adequacy purposes, amount, without capital conservation buffer $ 83,327  
Common equity Tier 1 for capital adequacy purposes, ratio, without capital conservation buffer 4.50%  
Common equity Tier 1 for capital adequacy purposes, amount $ 129,620  
Common equity Tier 1 for capital adequacy purposes, ratio 7.00%  
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 120,361  
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50%