Note 4 - LOANS LEASES RECEIVABLE (Tables)

6 Months Ended

Jun. 30, 2022

Notes Tables

Composition of the loan/lease portfolio

	June 30, 2022		December 31, 2021
	(dollars in thousands)
C&I:
C&I - revolving	$	322,258	$	248,483
C&I - other *		1,403,689		1,346,602
		1,725,947		1,595,085
CRE - owner occupied		628,565		421,701
CRE - non-owner occupied		889,530		646,500
Construction and land development		1,080,372		918,571
Multi-family		860,742		600,412
Direct financing leases**		40,050		45,191
1-4 family real estate***		473,141		377,361
Consumer		99,556		75,311
		5,797,903		4,680,132
Allowance for credit losses		(92,425)		(78,721)
	$	5,705,478	$	4,601,411
** Direct financing leases:
Net minimum lease payments to be received	$	43,888	$	49,362
Estimated unguaranteed residual values of leased assets		165		165
Unearned lease/residual income		(4,003)		(4,336)
		40,050		45,191
Plus deferred lease origination costs, net of fees		387		568
		40,437		45,759
Less allowance for credit losses		(1,589)		(1,546)
	$	38,848	$	44,213

*     Includes equipment financing agreements outstanding at m2, totaling $253.4 million and $225.1 million as of June 30, 2022 and December 31, 2021, respectively and PPP loans totaling $79 thousand and $28.2 million as of June 30, 2022 and December 31, 2021, respectively.

**   Management performs an evaluation of the estimated unguaranteed residual values of leased assets on an annual basis, at a minimum. The evaluation consists of discussions with reputable and current vendors, which is combined with management's expertise and understanding of the current states of particular industries to determine informal valuations of the equipment. As necessary and where available, management will utilize valuations by independent appraisers. The majority of leases with residual values contain a lease options rider, which requires the lessee to pay the residual value directly, finance the payment of the residual value, or extend the lease term to pay the residual value. In these cases, the residual value is protected and the risk of loss is minimal.

*** Includes residential real estate loans held for sale totaling $1.2 million and $3.8 million as of June 30, 2022 and December 31, 2021, respectively.

Aging of the loan/lease portfolio by classes of loans/leases

	As of June 30, 2022
										Accruing Past
				30-59 Days			60-89 Days			Due 90 Days or			Nonaccrual
Classes of Loans/Leases	Current			Past Due			Past Due			More			Loans/Leases			Total
	(dollars in thousands)
C&I:
C&I - revolving	$	322,258		$	—		$	—		$	—		$	—	$		322,258
C&I - other		1,397,799			3,136			1,038			1			1,715			1,403,689
CRE - owner occupied		626,209			—			—			—			2,356			628,565
CRE - non-owner occupied		882,587			—			—			—			6,943			889,530
Construction and land development		1,071,748			—			63			—			8,561			1,080,372
Multi-family		860,742			—			—			—			—			860,742
Direct financing leases		38,940			213			43			—			854			40,050
1-4 family real estate		469,737			96			165			267			2,876			473,141
Consumer		99,194			50			43			—			269			99,556
	$	5,769,214		$	3,495		$	1,352		$	268		$	23,574		$	5,797,903
As a percentage of total loan/lease portfolio		99.51	%		0.06	%		0.02	%		0.00	%		0.41	%		100.00	%

	As of December 31, 2021
										Accruing Past
				30-59 Days			60-89 Days			Due 90 Days or			Nonaccrual
Classes of Loans/Leases	Current			Past Due			Past Due			More			Loans/Leases			Total
	(dollars in thousands)
C&I
C&I - revolving	$	248,483		$	—		$	—		$	—		$	—		$	248,483
C&I - other		1,337,034			859			7,308			1			1,400			1,346,602
CRE - owner occupied		421,701			—			—			—			—			421,701
CRE - non-owner occupied		646,500			—			—			—			—			646,500
Construction and land development		918,498			—			—			—			73			918,571
Multi-family		600,412			—			—			—			—			600,412
Direct financing leases		44,174			10			160			—			847			45,191
1-4 family real estate		374,912			1,325			716			—			408			377,361
Consumer		75,272			8			—			—			31			75,311
	$	4,666,986		$	2,202		$	8,184		$	1		$	2,759		$	4,680,132
As a percentage of total loan/lease portfolio		99.57	%		0.05	%		0.17	%		0.00	%		0.06	%		100.00	%

NPLs by classes of loans/leases

	As of June 30, 2022
	Accruing Past		Nonaccrual		Nonaccrual
	Due 90 Days or		Loans/Leases		Loans/Leases				Percentage of
Classes of Loans/Leases	More		with an ACL		without an ACL		Total NPLs		Total NPLs
	(dollars in thousands)
C&I:
C&I - revolving	$	—	$	—	$	—	$	—	-	%
C&I - other		1		1,547		168		1,716	7.20
CRE - owner occupied		—		1,859		497		2,356	9.88
CRE - non-owner occupied		—		70		6,873		6,943	29.12
Construction and land development		—		6,879		1,682		8,561	35.91
Multi-family		—		—		—		—	-
Direct financing leases		—		854		—		854	3.58
1-4 family real estate		267		1,575		1,301		3,143	13.18
Consumer		—		269		—		269	1.13
	$	268	$	13,053	$	10,521	$	23,842	100.00	%

	As of December 31, 2021
	Accruing Past		Nonaccrual		Nonaccrual
	Due 90 Days or		Loans/Leases		Loans/Leases				Percentage of
Classes of Loans/Leases	More		with an ACL		without an ACL		Total NPLs		Total NPLs
		(dollars in thousands)
C&I:
C&I - revolving	$	—	$	—	$	—	$	—	-	%
C&I - other		1		1,130		270		1,401	50.77
CRE - owner occupied		—		—		—		—	-
CRE - non-owner occupied		—		—		—		—	-
Construction and land development		—		73		—		73	2.64
Multi-family		—		—		—		—	-
Direct financing leases		—		115		732		847	30.69
1-4 family real estate		—		408		—		408	14.78
Consumer		—		31		—		31	1.12
	$	1	$	1,757	$	1,002	$	2,760	100.00	%

Allowance for credit losses on financing receivables

Changes in the ACL loans/leases by portfolio segment for the three and six months ended June 30, 2022 and 2021, respectively, are presented as follows:

	Three Months Ended June 30, 2022
					CRE		CRE		Construction				1-4
	C&I -		C&I -		Owner		Non-Owner		and Land		Multi-		Family
	Revolving		Other*		Occupied		Occupied		Development		Family		Real Estate		Consumer		Total
	(dollars in thousands)
Balance, beginning	$	3,619	$	25,437	$	7,897	$	7,857	$	14,671	$	10,336	$	4,154	$	815	$	74,786
Initial ACL recorded for PCD loans		600		7		2,481		1,076		1,100		481		137		20		5,902
Provision**		960		2,864		686		3,309		617		1,966		1,222		517		12,141
Charge-offs		—		(426)		—		(193)		—		—		—		(1)		(620)
Recoveries		—		211		1		—		—		—		—		4		216
Balance, ending	$	5,179	$	28,093	$	11,065	$	12,049	$	16,388	$	12,783	$	5,513	$	1,355	$	92,425

	Six Months Ended June 30, 2022
					CRE		CRE		Construction				1-4
	C&I -		C&I -		Owner		Non-Owner		and Land		Multi-		Family
	Revolving		Other***		Occupied		Occupied		Development		Family		Real Estate		Consumer		Total
	(dollars in thousands)
Balance, beginning	$	3,907	$	25,982	$	8,501	$	8,549	$	16,972	$	9,339	$	4,541	$	930	$	78,721
Initial ACL recorded for PCD loans		600		7		2,481		1,076		1,100		481		137		20		5,902
Provision**		672		2,533		77		2,489		(1,684)		2,963		835		407		8,292
Charge-offs		—		(875)		—		(193)		—		—		—		(8)		(1,076)
Recoveries		—		446		6		128		—		—		—		6		586
Balance, ending	$	5,179	$	28,093	$	11,065	$	12,049	$	16,388	$	12,783	$	5,513	$	1,355	$	92,425

*   Included within the C&I – Other column are ACL on leases with a beginning balance of $1.5 million, provision of $185 thousand, charge-offs of $109 thousand and recoveries of $48 thousand. ACL on leases was $1.6 million as of June 30, 2022.

**  Provision for the three and six months ended June 30, 2022, included $11.0 million related to the acquired Guaranty Bank non-PCD loans.

*** Included within the C&I - Other column are ACL on leases with a beginning balance of $1.5 million, provision of $158 thousand, charge-offs of $223 thousand and recoveries of $108 thousand.  ACL on leases was $1.6 million as of June 30, 2022.

	Three Months Ended June 30, 2021
									CRE		CRE		Construction				Direct		Residential		1-4
			C&I -		C&I -				Owner		Non-Owner		and Land		Multi-		Financing		Real		Family
	C&I		Revolving		Other*		CRE		Occupied		Occupied		Development		Family		Leases		Estate		Real Estate		Consumer		Total
	(dollars in thousands)
Balance, beginning	$	—	$	3,547	$	33,167	$	—	$	9,147	$	11,155	$	12,327	$	6,278	$	—	$	—	$	5,165	$	1,045	$	81,831
Provision		—		(370)		(2)		—		(1,121)		(376)		1,313		849		—		—		(105)		(329)		(141)
Charge-offs		—		—		(998)		—		—		(1,876)		—		(150)		—		—		(646)		(4)		(3,674)
Recoveries		—		—		158		—		(6)		8		—		—		—		—		511		207		878
Balance, ending	$	—	$	3,177	$	32,325	$	—	$	8,020	$	8,911	$	13,640	$	6,977	$	—	$	—	$	4,925	$	919	$	78,894

	Six Months Ended June 30, 2021
									CRE		CRE		Construction				Direct		Residential		1-4
			C&I -		C&I -				Owner		Non-Owner		and Land		Multi-		Financing		Real		Family
	C&I		Revolving		Other**		CRE		Occupied		Occupied		Development		Family		Leases		Estate		Real Estate		Consumer		Total
	(dollars in thousands)
Balance, beginning	$	35,421	$	—	$	—	$	42,161	$	—	$	—	$	—	$	—	$	1,764	$	3,732	$	—	$	1,298	$	84,376
Adoption of ASU 2016-13		(35,421)		2,982		29,130		(42,161)		8,696		11,428		11,999		5,836		(1,764)		(3,732)		5,042		(137)		(8,102)
Provision		—		195		4,547		—		(670)		(662)		1,641		1,291		—		—		56		(546)		5,852
Charge-offs		—		—		(1,666)		—		—		(1,876)		—		(150)		—		—		(690)		(5)		(4,387)
Recoveries		—		—		314		—		(6)		21		—		—		—		—		517		309		1,155
Balance, ending	$	—	$	3,177	$	32,325	$	—	$	8,020	$	8,911	$	13,640	$	6,977	$	—	$	—	$	4,925	$	919	$	78,894

*   Included within the C&I – Other column are ACL on leases with adoption impact of $2.2 million, negative provision of $144 thousand, charge-offs of $130 thousand and recoveries of $58 thousand. ACL on leases was $2.0 million as of June 30, 2021.

** Included within the C&I – Other column are ACL on leases with a beginning balance of $1.8 million, adoption impact of $685 thousand, negative provision of $279 thousand, charge-offs of $328 thousand and recoveries of $134 thousand.  ACL on leases was $2.0 million as of June 30, 2021.

The composition of the ACL loans/leases by portfolio segment based on evaluation method are as follows:

	As of June 30, 2022
	Amortized Cost of Loans Receivable						Allowance for Credit Losses
	Individually		Collectively				Individually		Collectively
	Evaluated for		Evaluated for				Evaluated for		Evaluated for
	Credit Losses		Credit Losses		Total		Credit Losses		Credit Losses		Total
	(dollars in thousands)
C&I :
C&I - revolving	$	3,458	$	318,800	$	322,258	$	933	$	4,246	$	5,179
C&I - other*		12,569		1,431,170		1,443,739		2,410		25,683		28,093
		16,027		1,749,970		1,765,997		3,343		29,929		33,272
CRE - owner occupied		24,440		604,125		628,565		3,046		8,019		11,065
CRE - non-owner occupied		28,618		860,912		889,530		826		11,223		12,049
Construction and land development		18,986		1,061,386		1,080,372		1,669		14,719		16,388
Multi-family		1,300		859,442		860,742		393		12,390		12,783
1-4 family real estate		4,978		468,163		473,141		418		5,095		5,513
Consumer		609		98,947		99,556		59		1,296		1,355
	$	94,958	$	5,702,945	$	5,797,903	$	9,754	$	82,671	$	92,425

*   Included within the C&I – Other category are leases individually evaluated of $854 thousand with a related allowance for credit losses of $351 thousand and leases collectively evaluated of $39.3 million with a related allowance for credit losses of $1.2 million.

	As of December 31, 2021
	Amortized Cost of Loans Receivable						Allowance for Credit Losses
	Individually		Collectively				Individually		Collectively
	Evaluated for		Evaluated for				Evaluated for		Evaluated for
	Credit Losses		Credit Losses		Total		Credit Losses		Credit Losses		Total
	(dollars in thousands)
C&I :
C&I - revolving	$	2,638	$	245,845	$	248,483	$	168	$	3,739	$	3,907
C&I - other*		13,456		1,378,337		1,391,793		743		25,239		25,982
		16,094		1,624,182		1,640,276		911		28,978		29,889
CRE - owner occupied		3,841		417,860		421,701		1,264		7,237		8,501
CRE - non-owner occupied		25,006		621,494		646,500		—		8,549		8,549
Construction and land development		10,436		908,135		918,571		11		16,961		16,972
Multi-family		—		600,412		600,412		—		9,339		9,339
1-4 family real estate		2,950		374,411		377,361		329		4,212		4,541
Consumer		350		74,961		75,311		39		891		930
	$	58,677	$	4,621,455	$	4,680,132	$	2,554	$	76,167	$	78,721

*   Included within the C&I – Other category are leases individually evaluated of $847 thousand with a related allowance for credit losses of $35 thousand and leases collectively evaluated of $44.4 million with a related allowance for credit losses of $1.5 million.

Schedule of loans receivable by collateral type

	As of June 30, 2022
					Non
	Commercial		Owner-occupied		Owner-Occupied		Owner Occupied
	Assets		CRE		Real Estate		Real Estate		Securities		Equipment		Other		Total
	(dollars in thousands)
C & I:
C&I - revolving	$	3,353	$	—	$	—	$	—	$	—	$	105	$	—	$	3,458
C&I - other*		2,063		214		—		—		122		7,637		2,533		12,569
		5,416		214		—		—		122		7,742		2,533		16,027
CRE - owner occupied		—		24,374		—		66		—		—		—		24,440
CRE - non-owner occupied		—		—		28,618		—		—		—		—		28,618
Construction and land development		—		—		18,986		—		—		—		—		18,986
Multi-family		—		—		1,300		—		—		—		—		1,300
1-4 family real estate		—		—		2,017		2,961		—		—		—		4,978
Consumer		—		—		—		602		—		—		7		609
	$	5,416	$	24,802	$	50,921	$	3,629	$	122	$	7,742	$	2,540	$	94,958

*   Included within the C&I – Other category are leases individually evaluated of $854 thousand with primary collateral of equipment.

	As of December 31, 2021
			Non
	Commercial		Owner-Occupied		Owner Occupied
	Assets		Real Estate		Real Estate		Securities		Equipment		Other		Total
	(dollars in thousands)
C & I:
C&I - revolving	$	2,518	$	—	$	—	$	—	$	120	$	—	$	2,638
C&I - other*		683		—		2,471		134		9,877		291		13,456
		3,201		—		2,471		134		9,997		291		16,094
CRE - owner occupied		—		—		3,841		—		—		—		3,841
CRE - non-owner occupied		—		25,006		—		—		—		—		25,006
Construction and land development		—		10,362		74		—		—		—		10,436
Multi-family		—		—		—		—		—		—		—
1-4 family real estate		—		817		2,133		—		—		—		2,950
Consumer		—		—		340		—		1		9		350
	$	3,201	$	36,185	$	8,859	$	134	$	9,998	$	300	$	58,677

*   Included within the C&I – Other category are leases individually evaluated of $847 thousand with primary collateral of equipment.

Schedule of financing receivable credit quality indicators based on internally assigned Risk rating

	As of June 30, 2022
	Term Loans
	Amortized Cost Basis by Origination Year
													Revolving
													Loans
Internally Assigned													Amortized
Risk Rating	2022		2021		2020		2019		2018		Prior		Cost Basis		Total
	(dollars in thousands)
C&I - revolving
Pass (Ratings 1 through 5)	$	—	$	—	$	—	$	—	$	—	$	—	$	316,980	$	316,980
Special Mention (Rating 6)		—		—		—		—		—		—		1,820		1,820
Substandard (Rating 7)		—		—		—		—		—		—		3,458		3,458
Doubtful (Rating 8)		—		—		—		—		—		—		—		—
Total C&I - revolving	$	—	$	—	$	—	$	—	$	—	$	—	$	322,258	$	322,258
C&I - other
Pass (Ratings 1 through 5)	$	250,926	$	298,050	$	275,254	$	116,262	$	78,628	$	120,831	$	—	$	1,139,951
Special Mention (Rating 6)		365		20		19		20		—		323		—		747
Substandard (Rating 7)		2,396		205		763		5,729		348		165		—		9,606
Doubtful (Rating 8)		—		—		—		—		—		—		—		—
Total C&I - other	$	253,687	$	298,275	$	276,036	$	122,011	$	78,976	$	121,319	$	—	$	1,150,304
CRE - owner occupied
Pass (Ratings 1 through 5)	$	91,565	$	184,453	$	168,819	$	48,013	$	31,918	$	58,119	$	16,268	$	599,155
Special Mention (Rating 6)		1,730		—		2,915		—		145		1,786		—		6,576
Substandard (Rating 7)		1,981		1,073		16,802		1,260		1,218		500		—		22,834
Doubtful (Rating 8)		—		—		—		—		—		—		—		—
Total CRE - owner occupied	$	95,276	$	185,526	$	188,536	$	49,273	$	33,281	$	60,405	$	16,268	$	628,565
CRE - non-owner occupied
Pass (Ratings 1 through 5)	$	178,954	$	216,956	$	203,144	$	92,322	$	60,792	$	58,123	$	6,379	$	816,670
Special Mention (Rating 6)		1,825		4,244		13,809		1,757		15,733		7,205		—		44,573
Substandard (Rating 7)		—		720		11,895		15,391		—		—		281		28,287
Doubtful (Rating 8)		—		—		—		—		—		—		—		—
Total CRE - non-owner occupied	$	180,779	$	221,920	$	228,848	$	109,470	$	76,525	$	65,328	$	6,660	$	889,530
Construction and land development
Pass (Ratings 1 through 5)	$	184,842	$	358,523	$	254,180	$	77,982	$	34,553	$	—	$	19,253	$	929,333
Special Mention (Rating 6)		328		163		—		—		—		—		—		491
Substandard (Rating 7)		4,794		11,814		—		—		—		25		—		16,633
Doubtful (Rating 8)		—		—		—		—		—		—		—		—
Total Construction and land development	$	189,964	$	370,500	$	254,180	$	77,982	$	34,553	$	25	$	19,253	$	946,457
Multi-family
Pass (Ratings 1 through 5)	$	139,369	$	266,098	$	233,484	$	102,945	$	104,833	$	10,066	$	2,598	$	859,393
Special Mention (Rating 6)		—		49		—		—		—		—		—		49
Substandard (Rating 7)		—		—		1,300		—		—		—		—		1,300
Doubtful (Rating 8)		—		—		—		—		—		—		—		—
Total Multi-family	$	139,369	$	266,147	$	234,784	$	102,945	$	104,833	$	10,066	$	2,598	$	860,742
1-4 family real estate
Pass (Ratings 1 through 5)	$	23,427	$	41,055	$	18,981	$	13,400	$	5,895	$	6,567	$	2,297	$	111,622
Special Mention (Rating 6)		—		302		—		—		—		—		—		302
Substandard (Rating 7)		—		—		177		—		430		198		—		805
Doubtful (Rating 8)		—		—		—		—		—		—		—		—
Total 1-4 family real estate	$	23,427	$	41,357	$	19,158	$	13,400	$	6,325	$	6,765	$	2,297	$	112,729
Consumer
Pass (Ratings 1 through 5)	$	168	$	859	$	465	$	92	$	206	$	716	$	1,650	$	4,156
Special Mention (Rating 6)		—		—		—		—		—		—		—		—
Substandard (Rating 7)		—		—		—		—		—		125		—		125
Doubtful (Rating 8)		—		—		—		—		—		—		—		—
Total Consumer	$	168	$	859	$	465	$	92	$	206	$	841	$	1,650	$	4,281
Total	$	882,670	$	1,384,584	$	1,202,007	$	475,173	$	334,699	$	264,749	$	370,984	$	4,914,866

	As of December 31, 2021
	Term Loans
	Amortized Cost Basis by Origination Year
													Revolving
													Loans
Internally Assigned													Amortized
Risk Rating	2021		2020		2019		2018		2017		Prior		Cost Basis		Total
	(dollars in thousands)
C&I - revolving
Pass (Ratings 1 through 5)	$	—	$	—	$	—	$	—	$	—	$	—	$	245,212	$	245,212
Special Mention (Rating 6)		—		—		—		—		—		—		633		633
Substandard (Rating 7)		—		—		—		—		—		—		2,638		2,638
Doubtful (Rating 8)		—		—		—		—		—		—		—		—
Total C&I - revolving	$	—	$	—	$	—	$	—	$	—	$	—	$	248,483	$	248,483
C&I - other
Pass (Ratings 1 through 5)	$	391,532	$	362,256	$	133,678	$	82,177	$	83,419	$	53,310	$	—	$	1,106,372
Special Mention (Rating 6)		3,580		373		349		—		336		2		—		4,640
Substandard (Rating 7)		506		2,366		7,138		396		55		46		—		10,507
Doubtful (Rating 8)		—		—		—		—		—		—		—		—
Total C&I - other	$	395,618	$	364,995	$	141,165	$	82,573	$	83,810	$	53,358	$	—	$	1,121,519
CRE - owner occupied
Pass (Ratings 1 through 5)	$	118,014	$	143,045	$	47,660	$	30,523	$	17,038	$	46,185	$	11,477	$	413,942
Special Mention (Rating 6)		637		—		—		233		1,846		1,202		—		3,918
Substandard (Rating 7)		—		—		2,080		1,239		522		—		—		3,841
Doubtful (Rating 8)		—		—		—		—		—		—		—		—
Total CRE - owner occupied	$	118,651	$	143,045	$	49,740	$	31,995	$	19,406	$	47,387	$	11,477	$	421,701
CRE - non-owner occupied
Pass (Ratings 1 through 5)	$	176,813	$	145,712	$	88,697	$	63,849	$	55,752	$	28,808	$	8,592	$	568,223
Special Mention (Rating 6)		7,295		20,881		1,802		12,230		5,494		5,580		—		53,282
Substandard (Rating 7)		1,105		6,297		15,563		1,087		943		—		—		24,995
Doubtful (Rating 8)		—		—		—		—		—		—		—		—
Total CRE - non-owner occupied	$	185,213	$	172,890	$	106,062	$	77,166	$	62,189	$	34,388	$	8,592	$	646,500
Construction and land development
Pass (Ratings 1 through 5)	$	394,045	$	248,360	$	126,941	$	106,790	$	3,012	$	—	$	13,277	$	892,425
Special Mention (Rating 6)		—		—		—		—		—		—		—		—
Substandard (Rating 7)		10,362		—		—		—		—		—		—		10,362
Doubtful (Rating 8)		—		—		—		—		—		—		—		—
Total Construction and land development	$	404,407	$	248,360	$	126,941	$	106,790	$	3,012	$	—	$	13,277	$	902,787
Multi-family
Pass (Ratings 1 through 5)	$	266,120	$	197,224	$	74,033	$	47,486	$	5,609	$	7,376	$	2,564	$	600,412
Special Mention (Rating 6)		—		—		—		—		—		—		—		—
Substandard (Rating 7)		—		—		—		—		—		—		—		—
Doubtful (Rating 8)		—		—		—		—		—		—		—		—
Total Multi-family	$	266,120	$	197,224	$	74,033	$	47,486	$	5,609	$	7,376	$	2,564	$	600,412
1-4 family real estate
Pass (Ratings 1 through 5)	$	47,097	$	24,029	$	16,188	$	7,569	$	5,845	$	5,213	$	3,079	$	109,020
Special Mention (Rating 6)		37		—		—		—		—		—		—		37
Substandard (Rating 7)		—		178		—		437		201		—		—		816
Doubtful (Rating 8)		—		—		—		—		—		—		—		—
Total 1-4 family real estate	$	47,134	$	24,207	$	16,188	$	8,006	$	6,046	$	5,213	$	3,079	$	109,873
Consumer
Pass (Ratings 1 through 5)	$	1,558	$	487	$	108	$	216	$	—	$	824	$	2,031	$	5,224
Special Mention (Rating 6)		—		—		—		—		—		—		—		—
Substandard (Rating 7)		—		—		—		137		—		—		—		137
Doubtful (Rating 8)		—		—		—		—		—		—		—		—
Total Consumer	$	1,558	$	487	$	108	$	353	$	—	$	824	$	2,031	$	5,361
Total	$	1,418,701	$	1,151,208	$	514,237	$	354,369	$	180,072	$	148,546	$	289,503	$	4,056,636

Schedule of financing receivable credit quality indicators based on delinquency status

	As of June 30, 2022
	Term Loans
	Amortized Cost Basis by Origination Year												Revolving
													Loans
													Amortized
Delinquency Status *	2022		2021		2020		2019		2018		Prior		Cost Basis		Total
	(dollars in thousands)
C&I - other
Performing	$	117,018	$	85,405	$	33,432	$	12,475	$	3,539	$	390	$	—	$	252,259
Nonperforming		47		1,007		62		10		—		—		—		1,126
Total C&I - other	$	117,065	$	86,412	$	33,494	$	12,485	$	3,539	$	390	$	—	$	253,385
Construction and land development
Performing	$	61,963	$	57,234	$	6,234	$	4,747	$	218	$	471	$	757	$	131,624
Nonperforming		524		—		1,767		—		—		—		—		2,291
Total Construction and land development	$	62,487	$	57,234	$	8,001	$	4,747	$	218	$	471	$	757	$	133,915
Direct financing leases
Performing	$	15,481	$	6,173	$	7,528	$	5,914	$	3,234	$	866	$	—	$	39,196
Nonperforming		—		779		75		—		—		—		—		854
Total Direct financing leases	$	15,481	$	6,952	$	7,603	$	5,914	$	3,234	$	866	$	—	$	40,050
1-4 family real estate
Performing	$	46,135	$	119,804	$	100,058	$	20,613	$	13,705	$	57,076	$	950	$	358,341
Nonperforming		—		85		1,728		7		—		251		—		2,071
Total 1-4 family real estate	$	46,135	$	119,889	$	101,786	$	20,620	$	13,705	$	57,327	$	950	$	360,412
Consumer
Performing	$	6,124	$	5,263	$	4,333	$	1,992	$	1,588	$	1,742	$	73,964	$	95,006
Nonperforming		149		12		13		14		33		48		—		269
Total Consumer	$	6,273	$	5,275	$	4,346	$	2,006	$	1,621	$	1,790	$	73,964	$	95,275
Total	$	247,441	$	275,762	$	155,230	$	45,772	$	22,317	$	60,844	$	75,671	$	883,037

* Performing = loans/leases accruing and less than 90 days past due. Nonperforming = loans/leases on nonaccrual and accruing loans/leases that are greater than or equal to 90 days past due.

	As of December 31, 2021
	Term Loans
	Amortized Cost Basis by Origination Year												Revolving
													Loans
													Amortized
Delinquency Status *	2021		2020		2019		2018		2017		Prior		Cost Basis		Total
	(dollars in thousands)
C&I - other
Performing	$	117,163	$	54,261	$	33,390	$	14,274	$	4,200	$	455	$	—	$	223,743
Nonperforming		95		177		644		368		42		14		—		1,340
Total C&I - other	$	117,258	$	54,438	$	34,034	$	14,642	$	4,242	$	469	$	—	$	225,083
Direct financing leases
Performing	$	6,690	$	12,130	$	11,638	$	9,235	$	3,695	$	956	$	—	$	44,344
Nonperforming		—		732		—		52		18		45		—		847
Total Direct financing leases	$	6,690	$	12,862	$	11,638	$	9,287	$	3,713	$	1,001	$	—	$	45,191
Construction and land development
Performing	$	12,857	$	2,080	$	—	$	494	$	—	$	—	$	280	$	15,711
Nonperforming		—		—		—		—		73		—		—		73
Total Construction and land development	$	12,857	$	2,080	$	—	$	494	$	73	$	—	$	280	$	15,784
1-4 family real estate
Performing	$	104,005	$	78,713	$	19,001	$	10,784	$	10,533	$	43,976	$	68	$	267,080
Nonperforming		—		—		—		106		—		302		—		408
Total 1-4 family real estate	$	104,005	$	78,713	$	19,001	$	10,890	$	10,533	$	44,278	$	68	$	267,488
Consumer
Performing	$	4,891	$	4,020	$	2,114	$	1,660	$	593	$	1,230	$	55,411	$	69,919
Nonperforming		—		—		15		—		15		1		—		31
Total Consumer	$	4,891	$	4,020	$	2,129	$	1,660	$	608	$	1,231	$	55,411	$	69,950
Total	$	245,701	$	152,113	$	66,802	$	36,973	$	19,169	$	46,979	$	55,759	$	623,496

Number and recorded investment of TDRs, by type of concession

For the three months ended June 30, 2022

For the six months ended June 30, 2022

Pre-

Post-

Pre-

Post-

Number of

Modification

Modification

Number of

Modification

Modification

Loans/

Recorded

Recorded

Specific

Loans/

Recorded

Recorded

Specific

Classes of Loans/Leases

Leases

Investment

Investment

Allowance

Leases

Investment

Investment

Allowance

(dollars in thousands)

CONCESSION - Significant Payment Delay

Direct Financing Leases

1

$

51

$

51

$

—

1

$

51

$

51

$

—

	For the three months ended June 30, 2021							For the six months ended June 30, 2021
		Pre-		Post-					Pre-		Post-
	Number of	Modification		Modification				Number of	Modification		Modification
	Loans/	Recorded		Recorded		Specific		Loans/	Recorded		Recorded		Specific
Classes of Loans/Leases	Leases	Investment		Investment		Allowance		Leases	Investment		Investment		Allowance
	(dollars in thousands)
CONCESSION - Extension of Maturity
Consumer	1	$	2,532	$	2,532	$	182	1	$	2,532	$	2,532	$	182
CONCESSION - Interest Rate Adjusted Below Market
1-4 family real estate	1	$	54	$	54	$	6	1	$	54	$	54	$	6
Consumer	1		13		13		1	1		13		13		1
	2	$	67	$	67	$	7	2	$	67	$	67	$	7
TOTAL	3	$	2,599	$	2,599	$	189	3	$	2,599	$	2,599	$	189

Unfunded Loan Commitment

Notes Tables

Financing receivable credit quality indicators

	Three Months Ended				Six Months Ended
	June 30, 2022		June 30, 2021		June 30, 2022		June 30, 2021
	(dollars in thousands)
Balance, beginning	$	7,819	$	9,846	$	6,886	$	—
Impact of adopting ASU 2016-13		—		—		—		9,117
Provisions (credited) to expense		(941)		141		(8)		870
Balance, ending	$	6,878	$	9,987	$	6,878	$	9,987

* Provision for the three and six months ended June 30, 2022, included $1.4 million related to the acquired Guaranty Bank OBS exposures