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Note 9 - REGULATORY CAPITAL REQUIREMENTS - Capital Requirements (Details)
$ in Thousands
Mar. 31, 2022
USD ($)
Dec. 31, 2021
USD ($)
Total risk-based capital, actual, amount $ 836,493 $ 814,629
Total risk-based capital, actual, ratio 0.1450 14.77
Total risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 461,539 $ 441,100
Total risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 8.00% 8.00%
Total risk-based capital for capital adequacy purposes, amount $ 605,770 $ 578,944
Total risk-based capital for capital adequacy purposes, ratio 10.50 10.50
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 576,924 $ 551,375
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 10.00 10.00
Tier 1 risk-based capital, actual, amount $ 650,356 $ 631,649
Tier 1 risk-based capital, actual, ratio 0.1127 11.46
Tier 1 risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 346,154 $ 330,825
Tier 1 risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 6.00% 6.00%
Tier 1 risk-based capital for capital adequacy purposes, amount $ 490,385 $ 468,669
Tier 1 risk-based capital for capital adequacy purposes, ratio 8.50 8.50
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 461,539 $ 441,100
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 8.00 8.00
Tier 1 leverage, actual, amount $ 650,356 $ 631,649
Tier 1 leverage, actual, ratio 0.1078 10.46
Tier 1 leverage for capital adequacy purposes, amount, without capital conservation buffer $ 241,343 $ 241,579
Tier 1 leverage for capital adequacy purposes, ratio, without capital conservation buffer 4.00% 4.00%
Tier 1 leverage for capital adequacy purposes, amount $ 241,343 $ 241,579
Tier 1 leverage for capital adequacy purposes, ratio 4.00 4.00
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 301,679 $ 301,974
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 5.00 5.00
Common equity Tier 1, actual, amount $ 612,166 $ 593,494
Common equity Tier 1, actual ratio 0.1061 10.76
Common equity Tier 1 for capital adequacy purposes, amount, without capital conservation buffer $ 259,616 $ 248,119
Common equity Tier 1 for capital adequacy purposes, ratio, without capital conservation buffer 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes, amount $ 403,847 $ 385,962
Common equity Tier 1 for capital adequacy purposes, ratio 7.00% 7.00%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 375,000 $ 358,394
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
QCBT    
Total risk-based capital, actual, amount $ 259,332 $ 247,658
Total risk-based capital, actual, ratio 0.1342 13.29
Total risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 154,616 $ 149,126
Total risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 8.00% 8.00%
Total risk-based capital for capital adequacy purposes, amount $ 202,934 $ 195,727
Total risk-based capital for capital adequacy purposes, ratio 10.50 10.50
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 193,270 $ 186,407
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 10.00 10.00
Tier 1 risk-based capital, actual, amount $ 235,098 $ 224,253
Tier 1 risk-based capital, actual, ratio 0.1216 12.03
Tier 1 risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 115,962 $ 111,844
Tier 1 risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 6.00% 6.00%
Tier 1 risk-based capital for capital adequacy purposes, amount $ 164,280 $ 158,446
Tier 1 risk-based capital for capital adequacy purposes, ratio 8.50 8.50
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 154,616 $ 149,126
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 8.00 8.00
Tier 1 leverage, actual, amount $ 235,098 $ 224,253
Tier 1 leverage, actual, ratio 0.1081 10.45
Tier 1 leverage for capital adequacy purposes, amount, without capital conservation buffer $ 86,996 $ 85,873
Tier 1 leverage for capital adequacy purposes, ratio, without capital conservation buffer 4.00% 4.00%
Tier 1 leverage for capital adequacy purposes, amount $ 86,996 $ 85,873
Tier 1 leverage for capital adequacy purposes, ratio 4.00 4.00
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 108,745 $ 107,341
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 5.00 5.00
Common equity Tier 1, actual, amount $ 235,098 $ 224,253
Common equity Tier 1, actual ratio 0.1216 12.03
Common equity Tier 1 for capital adequacy purposes, amount, without capital conservation buffer $ 86,972 $ 83,883
Common equity Tier 1 for capital adequacy purposes, ratio, without capital conservation buffer 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes, amount $ 135,289 $ 130,485
Common equity Tier 1 for capital adequacy purposes, ratio 7.00% 7.00%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 125,626 $ 121,164
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
CRBT    
Total risk-based capital, actual, amount $ 269,223 $ 277,673
Total risk-based capital, actual, ratio 0.1418 14.85
Total risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 151,921 $ 149,595
Total risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 8.00% 8.00%
Total risk-based capital for capital adequacy purposes, amount $ 199,396 $ 196,343
Total risk-based capital for capital adequacy purposes, ratio 10.50 10.50
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 189,901 $ 186,993
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 10.00 10.00
Tier 1 risk-based capital, actual, amount $ 245,509 $ 254,279
Tier 1 risk-based capital, actual, ratio 0.1293 13.60
Tier 1 risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 113,941 $ 112,196
Tier 1 risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 6.00% 6.00%
Tier 1 risk-based capital for capital adequacy purposes, amount $ 161,416 $ 158,944
Tier 1 risk-based capital for capital adequacy purposes, ratio 8.50 8.50
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 151,921 $ 149,595
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 8.00 8.00
Tier 1 leverage, actual, amount $ 245,509 $ 254,279
Tier 1 leverage, actual, ratio 0.1236 12.59
Tier 1 leverage for capital adequacy purposes, amount, without capital conservation buffer $ 79,428 $ 80,777
Tier 1 leverage for capital adequacy purposes, ratio, without capital conservation buffer 4.00% 4.00%
Tier 1 leverage for capital adequacy purposes, amount $ 79,428 $ 80,777
Tier 1 leverage for capital adequacy purposes, ratio 4.00 4.00
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 99,285 $ 100,971
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 5.00 5.00
Common equity Tier 1, actual, amount $ 245,509 $ 254,279
Common equity Tier 1, actual ratio 0.1293 13.60
Common equity Tier 1 for capital adequacy purposes, amount, without capital conservation buffer $ 85,456 $ 84,147
Common equity Tier 1 for capital adequacy purposes, ratio, without capital conservation buffer 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes, amount $ 132,921 $ 130,895
Common equity Tier 1 for capital adequacy purposes, ratio 7.00% 7.00%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 123,436 $ 121,546
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
CSB    
Total risk-based capital, actual, amount $ 128,273 $ 123,365
Total risk-based capital, actual, ratio 0.1181 11.95
Total risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 86,889 $ 82,601
Total risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 8.00% 8.00%
Total risk-based capital for capital adequacy purposes, amount $ 114,042 $ 108,413
Total risk-based capital for capital adequacy purposes, ratio 10.50 10.50
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 108,612 $ 103,251
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 10.00 10.00
Tier 1 risk-based capital, actual, amount $ 114,660 $ 110,410
Tier 1 risk-based capital, actual, ratio 0.1056 10.69
Tier 1 risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 65,167 $ 61,951
Tier 1 risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 6.00% 6.00%
Tier 1 risk-based capital for capital adequacy purposes, amount $ 92,320 $ 87,763
Tier 1 risk-based capital for capital adequacy purposes, ratio 8.50 8.50
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 86,889 $ 82,601
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 8.00 8.00
Tier 1 leverage, actual, amount $ 114,660 $ 110,410
Tier 1 leverage, actual, ratio 0.1000 9.67
Tier 1 leverage for capital adequacy purposes, amount, without capital conservation buffer $ 45,868 $ 45,676
Tier 1 leverage for capital adequacy purposes, ratio, without capital conservation buffer 4.00% 4.00%
Tier 1 leverage for capital adequacy purposes, amount $ 45,868 $ 45,676
Tier 1 leverage for capital adequacy purposes, ratio 4.00 4.00
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 57,336 $ 57,095
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 5.00 5.00
Common equity Tier 1, actual, amount $ 114,660 $ 110,410
Common equity Tier 1, actual ratio 0.1056 10.69
Common equity Tier 1 for capital adequacy purposes, amount, without capital conservation buffer $ 48,875 $ 46,463
Common equity Tier 1 for capital adequacy purposes, ratio, without capital conservation buffer 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes, amount $ 76,028 $ 72,276
Common equity Tier 1 for capital adequacy purposes, ratio 7.00% 7.00%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 70,597 $ 67,113
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
SFCB.    
Total risk-based capital, actual, amount $ 104,588 $ 101,067
Total risk-based capital, actual, ratio 0.1291 13.39
Total risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 64,795 $ 60,369
Total risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 8.00% 8.00%
Total risk-based capital for capital adequacy purposes, amount $ 85,043 $ 79,235
Total risk-based capital for capital adequacy purposes, ratio 10.50 10.50
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 80,994 $ 75,462
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 10.00 10.00
Tier 1 risk-based capital, actual, amount $ 94,945 $ 91,625
Tier 1 risk-based capital, actual, ratio 0.1172 12.14
Tier 1 risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 48,596 $ 45,277
Tier 1 risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 6.00% 6.00%
Tier 1 risk-based capital for capital adequacy purposes, amount $ 68,845 $ 64,142
Tier 1 risk-based capital for capital adequacy purposes, ratio 8.50 8.50
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 64,795 $ 60,369
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 8.00 8.00
Tier 1 leverage, actual, amount $ 94,945 $ 91,625
Tier 1 leverage, actual, ratio 0.1121 11.08
Tier 1 leverage for capital adequacy purposes, amount, without capital conservation buffer $ 33,886 $ 33,088
Tier 1 leverage for capital adequacy purposes, ratio, without capital conservation buffer 4.00% 4.00%
Tier 1 leverage for capital adequacy purposes, amount $ 33,886 $ 33,088
Tier 1 leverage for capital adequacy purposes, ratio 4.00 4.00
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 42,357 $ 41,360
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 5.00 5.00
Common equity Tier 1, actual, amount $ 94,945 $ 91,625
Common equity Tier 1, actual ratio 0.1172 12.14
Common equity Tier 1 for capital adequacy purposes, amount, without capital conservation buffer $ 36,447 $ 33,958
Common equity Tier 1 for capital adequacy purposes, ratio, without capital conservation buffer 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes, amount $ 56,696 $ 52,823
Common equity Tier 1 for capital adequacy purposes, ratio 7.00% 7.00%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 52,646 $ 49,050
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%