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NOTE 9 - REGULATORY CAPITAL REQUIREMENTS - (Details)
$ in Thousands
Sep. 30, 2021
USD ($)
Dec. 31, 2020
USD ($)
Total risk-based capital, actual, amount $ 785,424 $ 721,004
Total risk-based capital, actual, ratio 0.1464 14.95
Total risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 429,282 $ 385,832
Total risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 8.00% 8.00%
Total risk-based capital for capital adequacy purposes, amount $ 563,433 $ 506,404
Total risk-based capital for capital adequacy purposes, ratio 10.50 10.50
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 536,603 $ 482,290
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 10.00 10.00
Tier 1 risk-based capital, actual, amount $ 604,268 $ 546,729
Tier 1 risk-based capital, actual, ratio 0.1126 11.34
Tier 1 risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 321,962 $ 289,374
Tier 1 risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 6.00% 6.00%
Tier 1 risk-based capital for capital adequacy purposes, amount $ 456,113 $ 409,946
Tier 1 risk-based capital for capital adequacy purposes, ratio 8.50 8.50
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 429,282 $ 385,832
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 8.00 8.00
Tier 1 leverage, actual, amount $ 604,268 $ 546,729
Tier 1 leverage, actual, ratio 0.1028 9.49
Tier 1 leverage for capital adequacy purposes, amount, without capital conservation buffer $ 235,118 $ 230,345
Tier 1 leverage for capital adequacy purposes, ratio, without capital conservation buffer 4.00% 4.00%
Tier 1 leverage for capital adequacy purposes, amount $ 235,118 $ 230,345
Tier 1 leverage for capital adequacy purposes, ratio 4.00 4.00
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 293,897 $ 287,931
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 5.00 5.00
Common equity Tier 1, actual, amount $ 566,165 $ 508,736
Common equity Tier 1, actual ratio 0.1055 10.55
Common equity Tier 1 for capital adequacy purposes, amount, without capital conservation buffer $ 241,471 $ 217,030
Common equity Tier 1 for capital adequacy purposes, ratio, without capital conservation buffer 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes, amount $ 375,622 $ 337,603
Common equity Tier 1 for capital adequacy purposes, ratio 7.00% 7.00%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 348,792 $ 313,488
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
QCBT    
Total risk-based capital, actual, amount $ 237,936 $ 213,608
Total risk-based capital, actual, ratio 0.1307 12.24
Total risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 145,613 $ 139,581
Total risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 8.00% 8.00%
Total risk-based capital for capital adequacy purposes, amount $ 191,117 $ 183,200
Total risk-based capital for capital adequacy purposes, ratio 10.50 10.50
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 182,017 $ 174,477
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 10.00 10.00
Tier 1 risk-based capital, actual, amount $ 215,059 $ 191,693
Tier 1 risk-based capital, actual, ratio 0.1182 10.99
Tier 1 risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 109,210 $ 104,686
Tier 1 risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 6.00% 6.00%
Tier 1 risk-based capital for capital adequacy purposes, amount $ 154,714 $ 148,305
Tier 1 risk-based capital for capital adequacy purposes, ratio 8.50 8.50
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 145,613 $ 139,581
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 8.00 8.00
Tier 1 leverage, actual, amount $ 215,059 $ 191,693
Tier 1 leverage, actual, ratio 0.1033 8.48
Tier 1 leverage for capital adequacy purposes, amount, without capital conservation buffer $ 83,257 $ 90,430
Tier 1 leverage for capital adequacy purposes, ratio, without capital conservation buffer 4.00% 4.00%
Tier 1 leverage for capital adequacy purposes, amount $ 83,257 $ 90,430
Tier 1 leverage for capital adequacy purposes, ratio 4.00 4.00
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 104,071 $ 113,038
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 5.00 5.00
Common equity Tier 1, actual, amount $ 215,059 $ 191,693
Common equity Tier 1, actual ratio 0.1182 10.99
Common equity Tier 1 for capital adequacy purposes, amount, without capital conservation buffer $ 81,907 $ 78,514
Common equity Tier 1 for capital adequacy purposes, ratio, without capital conservation buffer 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes, amount $ 127,412 $ 122,134
Common equity Tier 1 for capital adequacy purposes, ratio 7.00% 7.00%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 118,311 $ 113,410
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
CRBT    
Total risk-based capital, actual, amount $ 264,015 $ 217,227
Total risk-based capital, actual, ratio 0.1439 13.14
Total risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 146,780 $ 132,269
Total risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 8.00% 8.00%
Total risk-based capital for capital adequacy purposes, amount $ 192,649 $ 173,603
Total risk-based capital for capital adequacy purposes, ratio 10.50 10.50
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 183,475 $ 165,336
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 10.00 10.00
Tier 1 risk-based capital, actual, amount $ 241,037 $ 196,438
Tier 1 risk-based capital, actual, ratio 0.1314 11.88
Tier 1 risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 110,085 $ 99,202
Tier 1 risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 6.00% 6.00%
Tier 1 risk-based capital for capital adequacy purposes, amount $ 155,954 $ 140,536
Tier 1 risk-based capital for capital adequacy purposes, ratio 8.50 8.50
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 146,780 $ 132,269
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 8.00 8.00
Tier 1 leverage, actual, amount $ 241,037 $ 196,438
Tier 1 leverage, actual, ratio 0.1220 10.01
Tier 1 leverage for capital adequacy purposes, amount, without capital conservation buffer $ 79,004 $ 78,535
Tier 1 leverage for capital adequacy purposes, ratio, without capital conservation buffer 4.00% 4.00%
Tier 1 leverage for capital adequacy purposes, amount $ 79,004 $ 78,535
Tier 1 leverage for capital adequacy purposes, ratio 4.00 4.00
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 98,755 $ 98,169
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 5.00 5.00
Common equity Tier 1, actual, amount $ 241,037 $ 196,438
Common equity Tier 1, actual ratio 0.1314 11.88
Common equity Tier 1 for capital adequacy purposes, amount, without capital conservation buffer $ 82,564 $ 74,401
Common equity Tier 1 for capital adequacy purposes, ratio, without capital conservation buffer 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes, amount $ 128,433 $ 115,735
Common equity Tier 1 for capital adequacy purposes, ratio 7.00% 7.00%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 119,259 $ 107,469
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
CSB    
Total risk-based capital, actual, amount $ 118,637 $ 108,040
Total risk-based capital, actual, ratio 0.1169 12.69
Total risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 81,208 $ 68,117
Total risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 8.00% 8.00%
Total risk-based capital for capital adequacy purposes, amount $ 106,585 $ 89,404
Total risk-based capital for capital adequacy purposes, ratio 10.50 10.50
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 101,510 $ 85,146
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 10.00 10.00
Tier 1 risk-based capital, actual, amount $ 105,894 $ 97,350
Tier 1 risk-based capital, actual, ratio 0.1043 11.43
Tier 1 risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 60,906 $ 51,088
Tier 1 risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 6.00% 6.00%
Tier 1 risk-based capital for capital adequacy purposes, amount $ 86,283 $ 72,374
Tier 1 risk-based capital for capital adequacy purposes, ratio 8.50 8.50
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 81,208 $ 68,117
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 8.00 8.00
Tier 1 leverage, actual, amount $ 105,894 $ 97,350
Tier 1 leverage, actual, ratio 0.0980 10.27
Tier 1 leverage for capital adequacy purposes, amount, without capital conservation buffer $ 43,204 $ 37,930
Tier 1 leverage for capital adequacy purposes, ratio, without capital conservation buffer 4.00% 4.00%
Tier 1 leverage for capital adequacy purposes, amount $ 43,204 $ 37,930
Tier 1 leverage for capital adequacy purposes, ratio 4.00 4.00
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 54,005 $ 47,412
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 5.00 5.00
Common equity Tier 1, actual, amount $ 105,894 $ 97,350
Common equity Tier 1, actual ratio 0.1043 11.43
Common equity Tier 1 for capital adequacy purposes, amount, without capital conservation buffer $ 45,679 $ 38,316
Common equity Tier 1 for capital adequacy purposes, ratio, without capital conservation buffer 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes, amount $ 71,057 $ 59,602
Common equity Tier 1 for capital adequacy purposes, ratio 7.00% 7.00%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 65,981 $ 55,345
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
SFCB    
Total risk-based capital, actual, amount $ 96,864 $ 90,334
Total risk-based capital, actual, ratio 0.1277 14.35
Total risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 60,706 $ 50,357
Total risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 8.00% 8.00%
Total risk-based capital for capital adequacy purposes, amount $ 79,676 $ 66,094
Total risk-based capital for capital adequacy purposes, ratio 10.50 10.50
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 75,882 $ 62,947
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 10.00 10.00
Tier 1 risk-based capital, actual, amount $ 87,367 $ 77,668
Tier 1 risk-based capital, actual, ratio 0.1151 12.34
Tier 1 risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 45,529 $ 37,768
Tier 1 risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 6.00% 6.00%
Tier 1 risk-based capital for capital adequacy purposes, amount $ 64,500 $ 53,505
Tier 1 risk-based capital for capital adequacy purposes, ratio 8.50 8.50
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 60,706 $ 50,357
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 8.00 8.00
Tier 1 leverage, actual, amount $ 87,367 $ 77,668
Tier 1 leverage, actual, ratio 0.1067 10.87
Tier 1 leverage for capital adequacy purposes, amount, without capital conservation buffer $ 32,751 $ 28,575
Tier 1 leverage for capital adequacy purposes, ratio, without capital conservation buffer 4.00% 4.00%
Tier 1 leverage for capital adequacy purposes, amount $ 32,751 $ 28,575
Tier 1 leverage for capital adequacy purposes, ratio 4.00 4.00
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 40,939 $ 35,719
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 5.00 5.00
Common equity Tier 1, actual, amount $ 87,367 $ 77,668
Common equity Tier 1, actual ratio 0.1151 12.34
Common equity Tier 1 for capital adequacy purposes, amount, without capital conservation buffer $ 34,147 $ 28,326
Common equity Tier 1 for capital adequacy purposes, ratio, without capital conservation buffer 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes, amount $ 53,117 $ 44,063
Common equity Tier 1 for capital adequacy purposes, ratio 7.00% 7.00%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 49,223 $ 40,915
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%