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NOTE 9 - REGULATORY CAPITAL REQUIREMENTS - (Details)
$ in Thousands
Jun. 30, 2021
USD ($)
Dec. 31, 2020
USD ($)
Total risk-based capital, actual, amount $ 760,593 $ 721,004
Total risk-based capital, actual, ratio 0.1472 14.95
Total risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 413,445 $ 385,832
Total risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 8.00% 8.00%
Total risk-based capital for capital adequacy purposes, amount $ 542,647 $ 506,404
Total risk-based capital for capital adequacy purposes, ratio 10.50 10.50
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 516,806 $ 482,290
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 10.00 10.00
Tier 1 risk-based capital, actual, amount $ 581,919 $ 546,729
Tier 1 risk-based capital, actual, ratio 0.1126 11.34
Tier 1 risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 310,084 $ 289,374
Tier 1 risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 6.00% 6.00%
Tier 1 risk-based capital for capital adequacy purposes, amount $ 439,285 $ 409,946
Tier 1 risk-based capital for capital adequacy purposes, ratio 8.50 8.50
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 413,445 $ 385,832
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 8.00 8.00
Tier 1 leverage, actual, amount $ 581,919 $ 546,729
Tier 1 leverage, actual, ratio 0.1029 9.49
Tier 1 leverage for capital adequacy purposes, amount, without capital conservation buffer $ 226,250 $ 230,345
Tier 1 leverage for capital adequacy purposes, ratio, without capital conservation buffer 4.00% 4.00%
Tier 1 leverage for capital adequacy purposes, amount $ 226,250 $ 230,345
Tier 1 leverage for capital adequacy purposes, ratio 4.00 4.00
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 282,812 $ 287,931
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 5.00 5.00
Common equity Tier 1, actual, amount $ 543,852 $ 508,736
Common equity Tier 1, actual ratio 0.1052 10.55
Common equity Tier 1 for capital adequacy purposes, amount, without capital conservation buffer $ 232,563 $ 217,030
Common equity Tier 1 for capital adequacy purposes, ratio, without capital conservation buffer 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes, amount $ 361,764 $ 337,603
Common equity Tier 1 for capital adequacy purposes, ratio 7.00% 7.00%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 335,924 $ 313,488
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
QCBT    
Total risk-based capital, actual, amount $ 228,180 $ 213,608
Total risk-based capital, actual, ratio 0.1315 12.24
Total risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 138,799 $ 139,581
Total risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 8.00% 8.00%
Total risk-based capital for capital adequacy purposes, amount $ 182,174 $ 183,200
Total risk-based capital for capital adequacy purposes, ratio 10.50 10.50
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 173,499 $ 174,477
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 10.00 10.00
Tier 1 risk-based capital, actual, amount $ 206,355 $ 191,693
Tier 1 risk-based capital, actual, ratio 0.1189 10.99
Tier 1 risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 104,099 $ 104,686
Tier 1 risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 6.00% 6.00%
Tier 1 risk-based capital for capital adequacy purposes, amount $ 147,474 $ 148,305
Tier 1 risk-based capital for capital adequacy purposes, ratio 8.50 8.50
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 138,799 $ 139,581
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 8.00 8.00
Tier 1 leverage, actual, amount $ 206,355 $ 191,693
Tier 1 leverage, actual, ratio 0.0975 8.48
Tier 1 leverage for capital adequacy purposes, amount, without capital conservation buffer $ 84,699 $ 90,430
Tier 1 leverage for capital adequacy purposes, ratio, without capital conservation buffer 4.00% 4.00%
Tier 1 leverage for capital adequacy purposes, amount $ 84,699 $ 90,430
Tier 1 leverage for capital adequacy purposes, ratio 4.00 4.00
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 105,874 $ 113,038
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 5.00 5.00
Common equity Tier 1, actual, amount $ 206,355 $ 191,693
Common equity Tier 1, actual ratio 0.1189 10.99
Common equity Tier 1 for capital adequacy purposes, amount, without capital conservation buffer $ 78,075 $ 78,514
Common equity Tier 1 for capital adequacy purposes, ratio, without capital conservation buffer 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes, amount $ 121,449 $ 122,134
Common equity Tier 1 for capital adequacy purposes, ratio 7.00% 7.00%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 112,774 $ 113,410
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
CRBT    
Total risk-based capital, actual, amount $ 243,211 $ 217,227
Total risk-based capital, actual, ratio 0.1386 13.14
Total risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 140,431 $ 132,269
Total risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 8.00% 8.00%
Total risk-based capital for capital adequacy purposes, amount $ 184,316 $ 173,603
Total risk-based capital for capital adequacy purposes, ratio 10.50 10.50
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 175,539 $ 165,336
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 10.00 10.00
Tier 1 risk-based capital, actual, amount $ 221,202 $ 196,438
Tier 1 risk-based capital, actual, ratio 0.1260 11.88
Tier 1 risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 105,323 $ 99,202
Tier 1 risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 6.00% 6.00%
Tier 1 risk-based capital for capital adequacy purposes, amount $ 149,208 $ 140,536
Tier 1 risk-based capital for capital adequacy purposes, ratio 8.50 8.50
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 140,431 $ 132,269
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 8.00 8.00
Tier 1 leverage, actual, amount $ 221,202 $ 196,438
Tier 1 leverage, actual, ratio 0.1195 10.01
Tier 1 leverage for capital adequacy purposes, amount, without capital conservation buffer $ 74,072 $ 78,535
Tier 1 leverage for capital adequacy purposes, ratio, without capital conservation buffer 4.00% 4.00%
Tier 1 leverage for capital adequacy purposes, amount $ 74,072 $ 78,535
Tier 1 leverage for capital adequacy purposes, ratio 4.00 4.00
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 92,590 $ 98,169
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 5.00 5.00
Common equity Tier 1, actual, amount $ 221,202 $ 196,438
Common equity Tier 1, actual ratio 0.1260 11.88
Common equity Tier 1 for capital adequacy purposes, amount, without capital conservation buffer $ 78,992 $ 74,401
Common equity Tier 1 for capital adequacy purposes, ratio, without capital conservation buffer 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes, amount $ 122,877 $ 115,735
Common equity Tier 1 for capital adequacy purposes, ratio 7.00% 7.00%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 114,100 $ 107,469
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
CSB    
Total risk-based capital, actual, amount $ 114,512 $ 108,040
Total risk-based capital, actual, ratio 0.1199 12.69
Total risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 76,389 $ 68,117
Total risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 8.00% 8.00%
Total risk-based capital for capital adequacy purposes, amount $ 100,261 $ 89,404
Total risk-based capital for capital adequacy purposes, ratio 10.50 10.50
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 95,487 $ 85,146
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 10.00 10.00
Tier 1 risk-based capital, actual, amount $ 102,521 $ 97,350
Tier 1 risk-based capital, actual, ratio 0.1074 11.43
Tier 1 risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 57,292 $ 51,088
Tier 1 risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 6.00% 6.00%
Tier 1 risk-based capital for capital adequacy purposes, amount $ 81,164 $ 72,374
Tier 1 risk-based capital for capital adequacy purposes, ratio 8.50 8.50
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 76,389 $ 68,117
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 8.00 8.00
Tier 1 leverage, actual, amount $ 102,521 $ 97,350
Tier 1 leverage, actual, ratio 0.0978 10.27
Tier 1 leverage for capital adequacy purposes, amount, without capital conservation buffer $ 41,943 $ 37,930
Tier 1 leverage for capital adequacy purposes, ratio, without capital conservation buffer 4.00% 4.00%
Tier 1 leverage for capital adequacy purposes, amount $ 41,943 $ 37,930
Tier 1 leverage for capital adequacy purposes, ratio 4.00 4.00
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 52,429 $ 47,412
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 5.00 5.00
Common equity Tier 1, actual, amount $ 102,521 $ 97,350
Common equity Tier 1, actual ratio 0.1074 11.43
Common equity Tier 1 for capital adequacy purposes, amount, without capital conservation buffer $ 42,969 $ 38,316
Common equity Tier 1 for capital adequacy purposes, ratio, without capital conservation buffer 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes, amount $ 66,841 $ 59,602
Common equity Tier 1 for capital adequacy purposes, ratio 7.00% 7.00%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 62,066 $ 55,345
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
SFCB    
Total risk-based capital, actual, amount $ 91,663 $ 90,334
Total risk-based capital, actual, ratio 0.1260 14.35
Total risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 58,189 $ 50,357
Total risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 8.00% 8.00%
Total risk-based capital for capital adequacy purposes, amount $ 76,373 $ 66,094
Total risk-based capital for capital adequacy purposes, ratio 10.50 10.50
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 72,736 $ 62,947
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 10.00 10.00
Tier 1 risk-based capital, actual, amount $ 82,554 $ 77,668
Tier 1 risk-based capital, actual, ratio 0.1135 12.34
Tier 1 risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 43,641 $ 37,768
Tier 1 risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 6.00% 6.00%
Tier 1 risk-based capital for capital adequacy purposes, amount $ 61,825 $ 53,505
Tier 1 risk-based capital for capital adequacy purposes, ratio 8.50 8.50
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 58,189 $ 50,357
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 8.00 8.00
Tier 1 leverage, actual, amount $ 82,554 $ 77,668
Tier 1 leverage, actual, ratio 0.1053 10.87
Tier 1 leverage for capital adequacy purposes, amount, without capital conservation buffer $ 31,351 $ 28,575
Tier 1 leverage for capital adequacy purposes, ratio, without capital conservation buffer 4.00% 4.00%
Tier 1 leverage for capital adequacy purposes, amount $ 31,351 $ 28,575
Tier 1 leverage for capital adequacy purposes, ratio 4.00 4.00
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 39,189 $ 35,719
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 5.00 5.00
Common equity Tier 1, actual, amount $ 82,554 $ 77,668
Common equity Tier 1, actual ratio 0.1135 12.34
Common equity Tier 1 for capital adequacy purposes, amount, without capital conservation buffer $ 32,731 $ 28,326
Common equity Tier 1 for capital adequacy purposes, ratio, without capital conservation buffer 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes, amount $ 50,915 $ 44,063
Common equity Tier 1 for capital adequacy purposes, ratio 7.00% 7.00%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 47,278 $ 40,915
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%