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NOTE 9 - REGULATORY CAPITAL REQUIREMENTS - (Details)
$ in Thousands
Mar. 31, 2021
USD ($)
Dec. 31, 2020
USD ($)
Total risk-based capital, actual, amount $ 740,281 $ 721,004
Total risk-based capital, actual, ratio 0.1485 14.95
Total risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 398,804 $ 385,832
Total risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 8.00% 8.00%
Total risk-based capital for capital adequacy purposes, amount $ 523,430 $ 506,404
Total risk-based capital for capital adequacy purposes, ratio 10.50 10.50
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 498,505 $ 482,290
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 10.00 10.00
Tier 1 risk-based capital, actual, amount $ 563,872 $ 546,729
Tier 1 risk-based capital, actual, ratio 0.1131 11.34
Tier 1 risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 299,103 $ 289,374
Tier 1 risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 6.00% 6.00%
Tier 1 risk-based capital for capital adequacy purposes, amount $ 423,729 $ 409,946
Tier 1 risk-based capital for capital adequacy purposes, ratio 8.50 8.50
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 398,804 $ 385,832
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 8.00 8.00
Tier 1 leverage, actual, amount $ 563,872 $ 546,729
Tier 1 leverage, actual, ratio 0.1010 9.49
Tier 1 leverage for capital adequacy purposes, amount, without capital conservation buffer $ 223,424 $ 230,345
Tier 1 leverage for capital adequacy purposes, ratio, without capital conservation buffer 4.00% 4.00%
Tier 1 leverage for capital adequacy purposes, amount $ 223,424 $ 230,345
Tier 1 leverage for capital adequacy purposes, ratio 4.00 4.00
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 279,280 $ 287,931
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 5.00 5.00
Common equity Tier 1, actual, amount $ 525,842 $ 508,736
Common equity Tier 1, actual ratio 0.1055 10.55
Common equity Tier 1 for capital adequacy purposes, amount, without capital conservation buffer $ 224,327 $ 217,030
Common equity Tier 1 for capital adequacy purposes, ratio, without capital conservation buffer 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes, amount $ 348,953 $ 337,603
Common equity Tier 1 for capital adequacy purposes, ratio 7.00% 7.00%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 324,028 $ 313,488
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
QCBT    
Total risk-based capital, actual, amount $ 219,423 $ 213,608
Total risk-based capital, actual, ratio 0.1270 12.24
Total risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 138,239 $ 139,581
Total risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 8.00% 8.00%
Total risk-based capital for capital adequacy purposes, amount $ 181,439 $ 183,200
Total risk-based capital for capital adequacy purposes, ratio 10.50 10.50
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 172,799 $ 174,477
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 10.00 10.00
Tier 1 risk-based capital, actual, amount $ 197,676 $ 191,693
Tier 1 risk-based capital, actual, ratio 0.1144 10.99
Tier 1 risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 103,679 $ 104,686
Tier 1 risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 6.00% 6.00%
Tier 1 risk-based capital for capital adequacy purposes, amount $ 146,879 $ 148,305
Tier 1 risk-based capital for capital adequacy purposes, ratio 8.50 8.50
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 138,239 $ 139,581
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 8.00 8.00
Tier 1 leverage, actual, amount $ 197,676 $ 191,693
Tier 1 leverage, actual, ratio 0.0917 8.48
Tier 1 leverage for capital adequacy purposes, amount, without capital conservation buffer $ 86,225 $ 90,430
Tier 1 leverage for capital adequacy purposes, ratio, without capital conservation buffer 4.00% 4.00%
Tier 1 leverage for capital adequacy purposes, amount $ 86,225 $ 90,430
Tier 1 leverage for capital adequacy purposes, ratio 4.00 4.00
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 107,781 $ 113,038
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 5.00 5.00
Common equity Tier 1, actual, amount $ 197,676 $ 191,693
Common equity Tier 1, actual ratio 0.1144 10.99
Common equity Tier 1 for capital adequacy purposes, amount, without capital conservation buffer $ 77,759 $ 78,514
Common equity Tier 1 for capital adequacy purposes, ratio, without capital conservation buffer 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes, amount $ 120,959 $ 122,134
Common equity Tier 1 for capital adequacy purposes, ratio 7.00% 7.00%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 112,319 $ 113,410
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
CRBT    
Total risk-based capital, actual, amount $ 231,341 $ 217,227
Total risk-based capital, actual, ratio 0.1359 13.14
Total risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 136,200 $ 132,269
Total risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 8.00% 8.00%
Total risk-based capital for capital adequacy purposes, amount $ 178,762 $ 173,603
Total risk-based capital for capital adequacy purposes, ratio 10.50 10.50
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 170,250 $ 165,336
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 10.00 10.00
Tier 1 risk-based capital, actual, amount $ 209,954 $ 196,438
Tier 1 risk-based capital, actual, ratio 0.1233 11.88
Tier 1 risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 102,150 $ 99,202
Tier 1 risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 6.00% 6.00%
Tier 1 risk-based capital for capital adequacy purposes, amount $ 144,712 $ 140,536
Tier 1 risk-based capital for capital adequacy purposes, ratio 8.50 8.50
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 136,200 $ 132,269
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 8.00 8.00
Tier 1 leverage, actual, amount $ 209,954 $ 196,438
Tier 1 leverage, actual, ratio 0.1127 10.01
Tier 1 leverage for capital adequacy purposes, amount, without capital conservation buffer $ 74,536 $ 78,535
Tier 1 leverage for capital adequacy purposes, ratio, without capital conservation buffer 4.00% 4.00%
Tier 1 leverage for capital adequacy purposes, amount $ 74,536 $ 78,535
Tier 1 leverage for capital adequacy purposes, ratio 4.00 4.00
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 93,170 $ 98,169
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 5.00 5.00
Common equity Tier 1, actual, amount $ 209,954 $ 196,438
Common equity Tier 1, actual ratio 0.1233 11.88
Common equity Tier 1 for capital adequacy purposes, amount, without capital conservation buffer $ 76,612 $ 74,401
Common equity Tier 1 for capital adequacy purposes, ratio, without capital conservation buffer 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes, amount $ 119,175 $ 115,735
Common equity Tier 1 for capital adequacy purposes, ratio 7.00% 7.00%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 110,662 $ 107,469
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
CSB    
Total risk-based capital, actual, amount $ 110,491 $ 108,040
Total risk-based capital, actual, ratio 0.1239 12.69
Total risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 71,343 $ 68,117
Total risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 8.00% 8.00%
Total risk-based capital for capital adequacy purposes, amount $ 93,637 $ 89,404
Total risk-based capital for capital adequacy purposes, ratio 10.50 10.50
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 89,178 $ 85,146
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 10.00 10.00
Tier 1 risk-based capital, actual, amount $ 99,284 $ 97,350
Tier 1 risk-based capital, actual, ratio 0.1113 11.43
Tier 1 risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 53,507 $ 51,088
Tier 1 risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 6.00% 6.00%
Tier 1 risk-based capital for capital adequacy purposes, amount $ 75,801 $ 72,374
Tier 1 risk-based capital for capital adequacy purposes, ratio 8.50 8.50
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 71,343 $ 68,117
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 8.00 8.00
Tier 1 leverage, actual, amount $ 99,284 $ 97,350
Tier 1 leverage, actual, ratio 0.0990 10.27
Tier 1 leverage for capital adequacy purposes, amount, without capital conservation buffer $ 40,116 $ 37,930
Tier 1 leverage for capital adequacy purposes, ratio, without capital conservation buffer 4.00% 4.00%
Tier 1 leverage for capital adequacy purposes, amount $ 40,116 $ 37,930
Tier 1 leverage for capital adequacy purposes, ratio 4.00 4.00
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 50,144 $ 47,412
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 5.00 5.00
Common equity Tier 1, actual, amount $ 99,284 $ 97,350
Common equity Tier 1, actual ratio 0.1113 11.43
Common equity Tier 1 for capital adequacy purposes, amount, without capital conservation buffer $ 40,130 $ 38,316
Common equity Tier 1 for capital adequacy purposes, ratio, without capital conservation buffer 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes, amount $ 62,425 $ 59,602
Common equity Tier 1 for capital adequacy purposes, ratio 7.00% 7.00%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 57,966 $ 55,345
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
SFCB    
Total risk-based capital, actual, amount $ 92,355 $ 90,334
Total risk-based capital, actual, ratio 0.1329 14.35
Total risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 55,576 $ 50,357
Total risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 8.00% 8.00%
Total risk-based capital for capital adequacy purposes, amount $ 72,944 $ 66,094
Total risk-based capital for capital adequacy purposes, ratio 10.50 10.50
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 69,470 $ 62,947
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio 10.00 10.00
Tier 1 risk-based capital, actual, amount $ 78,645 $ 77,668
Tier 1 risk-based capital, actual, ratio 0.1132 12.34
Tier 1 risk-based capital for capital adequacy purposes, amount, without capital conservation buffer $ 41,682 $ 37,768
Tier 1 risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer 6.00% 6.00%
Tier 1 risk-based capital for capital adequacy purposes, amount $ 59,050 $ 53,505
Tier 1 risk-based capital for capital adequacy purposes, ratio 8.50 8.50
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount $ 55,576 $ 50,357
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio 8.00 8.00
Tier 1 leverage, actual, amount $ 78,645 $ 77,668
Tier 1 leverage, actual, ratio 0.1066 10.87
Tier 1 leverage for capital adequacy purposes, amount, without capital conservation buffer $ 29,499 $ 28,575
Tier 1 leverage for capital adequacy purposes, ratio, without capital conservation buffer 4.00% 4.00%
Tier 1 leverage for capital adequacy purposes, amount $ 29,499 $ 28,575
Tier 1 leverage for capital adequacy purposes, ratio 4.00 4.00
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount $ 36,874 $ 35,719
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio 5.00 5.00
Common equity Tier 1, actual, amount $ 78,645 $ 77,668
Common equity Tier 1, actual ratio 0.1132 12.34
Common equity Tier 1 for capital adequacy purposes, amount, without capital conservation buffer $ 31,262 $ 28,326
Common equity Tier 1 for capital adequacy purposes, ratio, without capital conservation buffer 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes, amount $ 48,629 $ 44,063
Common equity Tier 1 for capital adequacy purposes, ratio 7.00% 7.00%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount $ 45,156 $ 40,915
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%